Category: Complaints

Allegations of misconduct against Red Rock Financial Services attorney

On 12/19/22, I filed a motion for an order to show cause why written findings of attorney misconduct should not be forwarded to the State Bar because the State Bar would not investigate complaints without it. Below is my statement of intent.

The motion was made in good faith and supported by verified evidence

Summary of 3/1/22 complaint to the State Bar vs. Red Rock attorney Steven Scow, Koch & Scow LLC

  1. Steven Scow, Koch & Scow LLC is the attorney for Red Rock Financial Services, a partnership (EIN 88-0358132) that conducted the disputed HOA foreclosure sale usurping the statutory authority of the HOA.
  2. Scow knew that this critical case-concluding phrase in the 4/18/19 order was false, “The totality of the facts evidence that the HOA properly followed the processes and procedures in foreclosing upon the Property”.
  3. Despite knowing the order was based on the false evidence Scow himself produced, Scow and/or other attorneys under his direction, repeatedly relied on it in meritless filings and court hearings that succeeded in obstructing a fair adjudication of Tobin’s claims based solely on verified evidence on at least these dates: 6/23/20, 8/3/20, 8/11/20, 4/16/21, 4/27/21, 4/29/21, 5/11/21, 8/19/21, 10/22/21, 11/16/21, 12/28/21, 1/19/22, 5/25/22, 6/13/22.
  4. The 3/1/22 complaint overview to the Bar vs. Scow and table of contents of exhibits are quoted here:
  5. 3/1/22 complaint to the State Bar vs. Steven Scow (SBN 9906) is quoted/summarized here:
  6. Steven Scow, the subject of this instant complaint, represents Red Rock Financial Services, a partnership (EIN 88-0358132), that secretly sold my late fiancé’s house allegedly at a properly noticed and conducted HOA sale.
  7. Steven Scow produced false evidence and concealed inculpatory evidence in response to my 2/4/19 subpoena that was relied on by the court to grant a meritless motion for summary judgment for quiet title by the HOA (even though the HOA had no interest in the title to protect). Upon information and belief, the HOA filed the motion for improper purposes, i.e., to cover up the fraudulent conduct of the sale and/or to retaliate against me for being a whistleblower.
  8. The HOA’s motion, and Nationstar’s equally meritless joinder, were granted by the order entered on 4/18/19 by the court’s relying solely on Steven Scow-produced Red Rock’s unverified, uncorroborated, and sometimes blatantly falsified, foreclosure record.
  9. Steven Scow’s and David Ochoa’s fraudulent misrepresentation to the court of the Red Rock unverified file as the HOA’s official records, is the proximate and direct cause of three more years of litigation for which I have accrued $317,532.76 in attorneys’ fees and much more in personal and financial cost.
  10. All subsequent orders in district court cases A-15-720032-C, A-19-799890-C, A-21-828840-C and in appeals 79295 and 82294 were the fruit of this poison tree of falsified documents used to inaccurately depict the HOA sale as compliant with all legal requirements in Nevada statutes and the HOA governing documents.
  11. My complaint against Steven Scow is much larger than my individual case. It also focuses on his refusal to distribute the excess proceeds from this sale (despite my repeated unheard civil and administrative claims), AND from a dozen other Sun City Anthem 2014 sales, AND from an unknown number of other sales conducted by Red Rock over the years.
  12. 3/1/22 complaint to the State Bar vs. Steven Scow (SBN 9906was supported by the following exhibits that were rejected by the Assistant Bar Counsel without the investigation required by SCR 104(1)(a):
  13. Exhibit A Scow presented false evidence in response to Tobin’s 2/4/19 subpoena.
  14. Exhibit B Scow unlawfully (NRS116.31164(3)(c)(2013) retained, to this day, the excess proceeds of Sun City Anthem HOA foreclosure sales after Red Rock instructed him to remit checks to court for interpleader in 2014.
  15. Exhibit C Scow also unlawfully retained excess proceeds from foreclosures by other HOAs after Red Rock instructed him to remit checks to court for interpleader in 2014.
  16. Exhibit D Scow did not produce subpoenaed documents that contained inculpatory evidence without claiming privilege.
  17. Exhibit E Steven Scow failed to identify the partners who are unfairly profiting by these statutorily non-compliant sales and Scow’s failure to distribute the excess proceeds.
  18. Exhibit F Steven Scow filed meritless claims, motions, and oppositions to evade judicial scrutiny of inculpatory evidence.
  19. Exhibit G-1 SCA Board did not comply with HOA meeting laws after being intentionally misinformed about the law by Scow’s clients.
  20. Exhibit G-2 Legal limits on closed HOA meetings in SCA governing documents were disregarded because Scow’s clients intentionally misinformed the SCA Board about them.
  21. Exhibit H-1 “We can learn a lot from this Spanish Trail HOA case”
  22. Exhibit H-2 “HOA debt collectors wield an unlawful level of power”
  23. Exhibit H-3 “The House that took over a Life”
  24. Exhibit H-4 Exhibit 5 of 3/8/21 Tobin’ A-21-828840-C Answer, Affirmative Defenses, and Counter-claims that shows that required notices for the sale were not provided, but the records were falsified to cover it up and “HOA collection practices cost us all more than you think”  Cost more
  25. Exhibit H-5 Call for an audit of the co-mingled, unaudited account(s) where Scow unlawfully (NRS116.31164(3)(c)(2013) retained the excess proceeds he was instructed to remit to the court in 2014.
  26. Scow knew, but concealed that Red Rock unlawfully sold the property for $63,100 without notice on 8/15/14, three months after Nona Tobin had already been accepted the high bid of $367,500 on 5/8/14 from MZK Properties on auction.com, but that Nationstar would not let escrow close on a sale that was five times higher than the Red Rock sale.
  27. Pages 14 to 20 of the draft complaint against Scow list and describe the specific false evidence he entered into the court record in response to subpoena.
  28. False evidence (partial list) was entered into the court record via the Red Rock foreclosure file (RRFS 001-425).
  1. RRFS 093-119 95 IS 277 119 IS 302.pdf– the date was scrubbed, Red Rock misrepresented to the Board “As of today, RRFS is unaware of any buyer that is lined up…” when Red Rock was aware the property had already been sold on auction.com three months earlier and Nationstar had sent a notice that it would pay one year of assessments to close escrow on the 5/8/14 auction.com sale.
  2. RRFS 095 is SCA 277..png is a doctored combination of unrelated emails to misrepresent that no notice was actually sent to the owner in response to Nationstar’s 5/28/14 $1100 offer. Annotated version – (SCA 277)
  3. RRFS 093-119 95 IS 277 119 IS 302.pdf is a letter that was provably never sent to 2763 White Sage on 7/2/14 as “no return to sender – deceased” was disclosed
  4. RRFS 123 DATE SCRUBBED RE 140515 SCHEDULED SALE.pdf– date was scrubbed
  5. RRFS 124 IS 140318 REQ 4 PAYOFF .pdf– on 3/18/14 Red Rock agent Christie Marling acknowledged Chicago Title’s request for payoff figures but asked to delay response until the Board reviewed a pending request for a waiver on 3/27/14. (RRFS 129)
  6. RRFS 071-083 IS SCA 250-262 140815 ACCT DETAIL RES TRAN.pdf has scrubbed out the 3/18/14 Chicago Title request for payoff figures, the 3/27/14 Board approval of a $400 fee waiver, and the 3/28/14 Red Rock demand for $
  7. RRFS 128 IS SCA 315.pdf and SCA 315 misrepresented how the Board approved the sale. Board Resolution R005-120513 at the 12/5/13 meeting did not approve the sale of this property or any other SCA property.
  8. Red Rock concealed in discovery its 3/28/14 demand to Chicago Title that shows on page 6 that the board approved a $400 fee reduction and $18.81 interest reduction on 3/27/14.
  9. Red Rock provided falsified accounts so that the Board’s approval of a $400 fee reduction and $18.81 interest reduction did not show as an entry on 3/27/14 on future ledgers. (RRFS 076) and (SCA 255) and (SCA 303) and (RRFS 103)
  10. Red Rock concealed in discovery the applicable 4/27/12 debt collection contract that required Red Rock to indemnify Sun City Anthem and hold it harmless if any claims were brought alleging misconduct Red Rock’s part which caused a minimum of $150,000 in damages to the HOA.
  11. RRFS 093-119 95 IS 277 119 IS 302.pdf is a falsified notice that was never sent to Tobin’s address at 2664 Olivia Heights Ave. as alleged. Tobin has stated multiple times under oath that she received no notice whatsoever from Red Rock after the 2/12/14 notice of the 3/7/14 sale which was not held because the property was in escrow with a $340,000 cash offer pending lender approval.
  12. RRFS 189-190 RES TRAN NO PAGE NUMBERS.pdf scrubbed the sequentially-numbered page numbers 1335 and 1336 from the resident transaction report (Resident Transaction Reports for 2763 White Sage and Tobin’s address at 2664 Olivia Heights)
  13. RRFS 398-399 RES TRAN 376.21 121205.pdf scrubbed the sequentially numbered page numbers 1334 and 1335 from the resident transaction report
  14. RRFS 071-083 IS SCA 250-262 140815 ACCT DETAIL RES TRAN.pdf scrubbed the sequentially-numbered page numbers 1334 – 1336 from the resident transaction report
  15. RRFS 071-083 IS SCA 250-262 140815 ACCT DETAIL RES TRAN.pdf Red Rock withheld in discovery all the financial transactions on resident transaction report pages 1336 – 1337 from 7/31/14 through 9/25/14, concealing thereby that the HOA has no record that 2763 White Sage was ever sold on 8/15/14, or any other date, and shows no entry in any ledger that confirms the alleged $63,100 was collected from a sale.
  16. Red Rock concealed page 1337 of the Resident Transaction Report that shows that Jimijack – not Opportunity Homes – became the second owner of the property on 9/25/14 and that there is no record of Opportunity Homes LLC or F. Bondurant LLC ever owning the property.
  17.  RRFS 305 – 311 shows that Red Rock responded to a payoff request from Ticor Title on 5/29/13 with a demand for $3,055.47 three weeks after Red Rock covertly rejected the Miles Bauer $825 tender when only $825 in assessments were then delinquent.

What allegations of attorney misconduct were made against Sun City Anthem Attorneys

On 12/19/22, I filed a motion for an order to show cause why written findings of attorney misconduct should not be forwarded to the State Bar against David Ochoa and Adam Clarkson that was accompanied by a Request for Judicial Notice of a complaint filed with the State Bar.

The complaint had not been investigated by the State Bar as shown below. I had to get a court order with written findings before they would investigate these allegations.

Their actions prevented my quiet title case from being resolved fairly in 2017-2019.

They covered up the fraud of the HOA’s former agents by lying to the court and framing me.

  1. David Ochoa, Lipson Neilson P. C., under direction from Adam Clarkson, The Clarkson Law Group, were the lawyers for Sun City Anthem Community Association, Inc., party in the first action who presented the falsified Red Rock foreclosure files to the court and misrepresented them as if they were the HOA’s concealed official records SCA’s attorneys filed a meritless motion for summary judgment to quiet a title in which the HOA held no interest and supported it with the falsified Red Rock records. SCA’s attorneys defamed Tobin and unlawfully removed her from her elected position on the HOA Board for being a party to the quiet title litigation of a house she inherited and have pursued a relentless campaign of harassment and retaliation against her over the past five years both for being a litigant herein and for being a whistleblower about other unrelated HOA matters.
  2. SCA attorneys usurped the statutory authority of the HOA Board to enforce, and to impose fines and sanctions for alleged violations of, the HOA’s governing documents according to the terms of the Act (NRS 116). SCA attorneys obstructed Tobin’s access to Alternate Dispute Resolution (CC&Rs XVI, NRS 38.310) and then used abusive, potentially criminal (NRS 199.480(2)(c), NRS 199.210, NRS 193.130(d), NRS 199.145) litigation tactics to obstruct her ability to fully and fairly litigate her civil claims.
  3. SCA attorneys acted in bad faith and did not serve the interests of the HOA or the common good of the HOA membership at large. The attorneys acted for their own self-interest (Clarkson) or in the interest of other parties (Clarkson and Ochoa), e.g., Sandy Seddon, Red Rock or the HOA’s insurance carrier
  4. Defendant Ochoa made false statements to the court on at least these dates 3/28/17 RTRAN, 4/27/17 RTRAN, 5/23/17 RTRAN, 5/25/17 RTRAN, 3/26/19 RTRAN, 5/29/19 RTRAN, 9/3/19 RTRAN,  9/10/19 video, 9/10/19 minutes, submitted a false document to the court on these dates: 3/22/17, 3/27/17, 3/31/17, 4/18/17, 9/20/17. 4/20/18,  2/5/19, 3/6/19, 4/18/19, 5/2/19, 5/24/19, 5/31/19, 8/8/19, 8/9/19, 8/22/19, 11/22/19, 3/30/20, 7/1/20, or improperly withheld material information from the court on at least these dates: 5/31/18, 2/11/19, 2/26/19, 2/26/19, and caused serious injury to Tobin as an individual, and caused a significant adverse effect on the legal proceeding.
  5. Ochoa knew that this phrase that he wrote into the 4/18/19 order was false,

“The totality of the facts evidence that the HOA properly followed the processes and procedures in foreclosing upon the Property”.

  • All documentary evidence, including declarations under penalty of perjury and sworn affidavits, put before the court on, inter alia, these dates: 9/23/16, 1/31/17, 3/3/17, 2/9/18, 5/31/18, 7/13/18, 12/5/18, 2/7/19, 2/12/19, 2/20/19, 2/26/19, 2/26/9, 2/27/19, 2/28/19. 2/28/19, 4/10/19, 4/12/19, 4/17/19, 4/24/19, 4/29/19, 5/23/19, 8/20/19, 8/26/19 – support the Tobin/Hansen Trust claims. However, the court relied solely on misrepresentations and false evidence by Ochoa and other opposing counsels, to adopt the erroneous orders entered on 4/18/19, 5/31/19 and 6/24/19.
  • Despite knowing the order was based on the false evidence Ochoa himself produced or the true evidence that he himself concealed and withheld, Ochoa and/or other attorneys under his direction, repeatedly relied on it in meritless filings and court hearings that succeeded in obstructing a fair adjudication of Tobin’s claims based solely on verified evidence on at least these dates: 4/27/17 RTRAN, 5/23/17 RTRAN, 5/25/17 RTRAN, 3/26/19 RTRAN, 5/29/19 RTRAN, 9/3/19 RTRAN,  9/10/19 video, 9/10/19 minutes, 3/22/17, 3/27/17, 3/31/17, 4/18/17, 9/20/17. 4/20/18,  2/5/19, 5/31/18, 2/11/19, 2/26/19, 2/26/19,
  • The order, authored by Ochoa, entered on 5/31/19, contains the false statements, completely unsupported by any verified evidence, (See EXHIBIT C of 3/6/22 Bar complaint.) that:

“The substantial exhibits that have been submitted in this case demonstrate that Nona Tobin as Trustee of the Trust was aware of the foreclosure and did nothing to stop the foreclosure. The May 2, 2019 (sic) Order, without addressing superpriority, establishes the HOA had a valid lien and properly noticed the foreclosure sale.”

  • Pages 48 to 55 of the draft complaint against Ochoa and Clarkson delineate the false evidence they entered into the court record primarily via records obtained from Steven Scow.
  • Exhibit A: Ochoa Obstructed Settlement
  • Exhibit C: Misrepresented and Suppressed Evidence
  • Exhibit D: Concealed Evidence
  • Exhibit E: Disclosed false & falsified evidence
  • Exhibit E-1 Disputed facts in Red Rock foreclosure file in SCA 176 – 643
  • Exhibit E-2 Examples of false evidence
  • Exhibit E-3 Red Rock Foreclosure file is false, falsified and disclosed as SCA 176-643
  • Exhibit F: Filed non-meritorious claims
  • Exhibit G: Concealed there were no Valid Board Actions
  • Exhibit G-1 Limits on closed HOA Board meetings
  • EXHIBIT G-2: SCA Board did not comply with HOA meeting laws
  • EXHIBIT G-3: SCA Board secretly sold a dozen houses in 2014
  • EXHIBIT G-4 SCA Board did not properly authorize any foreclosures conducted by Red Rock Financial Services in SCA 2012-2014 agendas and minutes excerpted for items related to foreclosure or debt
  • Exhibit G-5 is 5/23/19 Exhibit 5 “No valid board authorization for the sale” was misrepresented by David Ochoa and ignored by the court
  • Exhibit H – More disputed facts in the order (NEO 4/18/19) that granted the HOA MSJ and Nationstar joinder

Clarkson unlawfully removed me from my elected seat on the SCA Board in 2017 and has obstructed my running every year since

My previous complaint to the NCJD was NOT investigated, and so history repeated itself two years later.

January 28, 2021 I complained to the Nevada Commission on Judicial Discipline about Judge Kishner

Staff attorneys dismissed the complaint without investigation and the same thing happened again in 2023 with a different judge.

Summary of 1/28/21 video to NCJD

  • Nona Tobin is filing a complaint against Judge Joanna Kishner of the Eighth Judicial District Court in Las Vegas.
  • Tobin’s complaint centers on Kishner’s alleged ex parte communication with opposing counsel, as well as her failure to properly adjudicate claims in consolidated cases under her jurisdiction.
  • Tobin also alleges that Kishner acted outside of her jurisdiction by allowing plaintiffs to prevail without being compliant with NRS 38.310 when Tobin was the only party compliant with NRS 38.310 which requires mediation prior to courts attaining jurisdiction in cases involving interpretation of HOA CC&Rs.
  • Tobin claims that Kishner met with opposing counsels ex parte at a hearing that Tobin was served notice was continued, and in her absence, they decided that Tobin had never been a party to the case, despite her filing the pleadings and other documents since 2016.
  • Tobin argues that the ex parte meeting affected the outcome of the trial, in which unfairly, no documentary evidence was allowed.
  • Tobin also alleges that Kishner never ruled on the standing of the other parties.
  • Tobin filed a complaint in a different district court, but the judge refused to hear the case on the grounds of claims preclusion.
  • Tobin has four appeals in front of the Nevada Supreme Court.
  • Tobin also alleges misconduct by opposing counsels, particularly Joseph Hong.

I have been in litigation since July 29, 2016 and no judge looked at my evidence ever.

NRS 40.110 requires an evidence-based adjudication of a title decision, but I have never got one. I never was allowed to file a claim for sanctions, fraud, conversion or racketeering because ALL my claims were precluded per res judicata.

NRS 40.110 requires an evidentiary hearing

  NRS 40.110  Court to hear case; must not enter judgment by default; effect of final judgment.

      1.  When the summons has been served as provided in NRS 40.100 and the time for answering has expired, the court shall proceed to hear the case as in other cases and shall have jurisdiction to examine into and determine the legality of plaintiff’s title and of the title and claim of all the defendants and of all unknown persons, and to that end must not enter any judgment by default, but must in all cases require evidence of plaintiff’s title and possession and receive such legal evidence as may be offered respecting the claims and title of any of the defendants and must thereafter direct judgment to be entered in accordance with the evidence and the law. The court, before proceeding to hear the case, must require proof to be made that the summons has been served and posted as hereinbefore directed and that the required notice of pendency of action has been filed.

In Nevada, the elements for a claim of quiet title are:

1. Action may be brought by any person against another who claims an estate or interest in real property, adverse to him, for the purpose of determining such adverse claims. NRS 40.010;2. Complaint must be verified. NRS 40.090-1;

3. Summons must be issued within one year of filing the complaint and served per NRCP. NRS 40.100-1;

4. Lis Pendens must be filed with the county recorder within 10 days of filing of the complaint. NRS 40.090-3;

5. Copy of the Summons must be posted on the property within 30 days after the summons is issued, and an affidavit of posting must be filed with the court. NRS 40.100-2;

6. Disclaimer must be filed. NRS 40.020;

7. Affidavit to unknown heirs must be filed. NRS 14.040(3);

8. Court must hold a hearing on the evidence in order to issue judgment. NRS 40.110(1)

9. Quiet title may not be obtained through default judgment. NRS 40.110(1); and

10. Record a certified copy of the judgment quieting title. NRS 247.120(0).

Foyner v. Bank of America Home Loans. Case No. 2:09-CV-2406-RCJ-RJJ 2010 Breliant v. Preferred Equities Corp., 112 Nev. 663, 669, 918 P.2d 314, 318 (Nev.1996); Sceirine v. Densmore. 87 Nev. 9, 12,479 P.2d 779 (1971); MacDonald v. Krause. 77 Nev. 312, 317-18, 362 P.2d 724 (Nev.1961); Clay v. Scheeline Banking & Trust Co . 40 Nev. 9, 159 P. 1081, 1082-83 (1916) No. 2:09-CV-00567-RCJ-LRL, 2009 WL 5039495 (D. Nev. 2009); Del Webb Conservation Holding Corp. v. Tolman. 44 F. Supp. 2d 1105, 1109-10 (D. Nev 1999); Union Mill v. Mining Co. v. Warren, 82 F. 519, 520 (D. Nev. 1897); Howell v. Ricci, 197 P.3d 1044, 1046 n. 1 (Nev. 2008); Breliant v. Preferred Equities Corp., 112 Nev. 663, 669, 918 P.2d 314, 318 (Nev. 1996); Sceirine v. Densmore. 87 Nev. 9, 12,479 P.2d 779 (1971); MacDonald v. Krause. 77 Nev. 312, 317-18, 362 P.2d 724 (Nev.1961); Clay v. Scheeline Banking & Trust Co .. 40 Nev. 9, 159 P. 1081, 1082-83 (1916)

Each party must prove good title for herself, but I have never been allowed to defend my title

Res. Grp., LLC v. Nev. Ass’n Servs., Inc., 437 P.3d 154, 156 (Nev. 2019) (“We first hold that each party in a quiet title action has the burden of demonstrating superior title in himself or herself.”)

While the “burden of proof [in a quiet title action] rests with the plaintiff to prove good title in himself,” Breliant v. Preferred Equities Corp ., 112 Nev. 663, 669, 918 P.2d 314, 318 (1996), abrogated on other grounds by  Delgado v. Am. Family Ins. Grp., 125 Nev. 564, 570, 217 P.3d 563, 567 (2009), “a plaintiff’s right to relief [ultimately] … depends on superiority of title,” W. Sunset 2050 Tr. v. Nationstar Mortg., LLC , 134 Nev. ––––, ––––, 420 P.3d 1032, 1034 (2018) (internal quotation marks omitted). And because “[a] plea to quiet title does not require any particular elements, … each party must plead and prove his or her own claim to the property in question.” Chapman v. Deutsche Bank Natl Tr. Co., 129 Nev. 314, 318, 302 P.3d 1103, 1106 (2013) (internal quotation marks omitted)

Now in 2023 Judge Peterson is the 2nd judge who improper ex parte communications

Mike Kosovo’s Testimony in opposition to SB 417

SB 417- Testimony in opposition, Senate JudiciaryCommittee Tuesday April 11, 2023

My name is Mike Kosor. I strongly oppose SB 417. I serve as one of only two elected directors on mydeclarant controlled Master Board of a nearly 9,000 units community.

Senators, we should be seeking to ADVANCE board transparency, especially where boards are declarantcontrolled, and ENCOURAGE greater participation of owners in their HOAs. THIS BILL DOES THE OPPOSITE.

Prohibitions on defamatory statement is appropriate and long a violation of NRS. But as written, this bill (sec 2 & 3) will allow the association to determine what they consider defamatory and ultimatelyprovide the association the ability to censor free speech based on opposing positions from that of theboard (or declarant when appropriate). This section of NRS 116 was intended (in 2013 when added) toprovide the Division and Commission powers to protect homeowners from bulling, “out of control” HOAcorporate boards and management companies. Existing civil laws dealt with owner misconduct- amisdemeanor. What is now proposed creates as new crime and flips the protection on its head. It is anassault on First Amendment rights, an end-run of Nev anti-SLAPP laws, and generally works to chillowner opposition to the governance of their communities- not to mention a rainmaker for attorneys and management companies.

We have association attorneys routinely writing cease and desist letters to homeowners based onopposition to board actions made in person and/or on social media, most all of which are baseless and used simply to intimidate. They do not file litigation because 1) a vote of owners is righty required andmore importantly, 2) most all actions would be thrown out as baseless. But the threat of action -baseless or not- is the chilling element. If they could, as this bill attempts to permit, side-stepping theowner vote requirement or by using proxies, the chilling effect would be extensive and immediate – using the purse of owners.

I have been a victim of a defamation action- the first legal action of my life (Olympia v Kosor). It was 5years, A Neveda Supreme Court ruling, and nearly 7 figures in attorney fees, even when invoking Nevada’s anti-SLAPP law. While the developer lost its battle with me (the Court finding the action “quintessential SLAPP”), the developer and his appointed board won the war. My neighbors dare not benext. But they did subsequently elect me to represent them. I am a retired USAF Colonel and fighter pilot, with combat experience in the first Gulf War. This experience, defending the attacks by thisdeveloper on my family’s financial future, was in total the most stressful experience of my life.

I am uncertain as to the viability of the Division (or Commission) protecting the fundamental right of free speech and to perform the needed due process of law, censorship of communications in social media,work place violence, civil disobedience, etc., this bill could levy on it. Do you really want the Division orvolunteer directors susceptible to the influence of mangers and declarants involved here?

A second anti-transparency effort of the bill is it seeks to charge “actual” cost to inspect documents. Allcommunity managers are paid to provide the record keeping services for the association as part of theirbase fee. Any cost incurred in providing that service they are already made whole. Sec 1 of this billallowing for the “actual” (undefined and arbitrary) payment, is a doubling of the payment. It is inconsistent with other regulated charging for record inspections, will demand even moreassociation policies, and is totally inappropriate. This is simply, at best, a windfall subsidy to communitymanagers at the expense of the homeowners with a right to access community records. Ormore likely, it provides an ugly tool for association or managing agents so inclined to use cost barriers to chill transparency.

Sec 4 weaponizes the NRED complaint process to remove and ban “abusers” for up to 10 years fromserving on a board for a little as filing a “misleading” complaint (among other not well-defined offenses).

If “misleading” was a punishable standard for attorney’s filing civil litigation, we would most likely have a server shortage of litigators. In any case, in comparison, a convict out of probations can run for public office after only 4 years.

Sec 5 phrasing is nonsensical and adds ambiguity. An allegation of a violation is by definition a violationunder the condition of the hypothesis -“assuming it is true”. It would add an extra step to the complaint process and would take an already flawed complaint process, where the Division is not accountable forits decisions. It would make the process even more opaque, permitting a case closure at the outset before the Ombudsman is involved. Denying owners accesses to a Commission hearing leaves owners no recourse but costly litigation, where deep pockets and “influencers” have a huge advantage.

Lastly, had the CIC Task Force, specifically enacted by 2019 legislation to better bring HOAlaw changes for approval, been used as intended (not completely void for over 2 1/2 years) much if not all could have been avoided.

This is a bad bill all around. Please, do not pass.

Michael Kosor, Colonel, USAF Ret.Director, Southern Highlands Community AssociationMikekosor.com

HOA homeowners, protect your rights! Stop SB 417.

Contact your State representatives to oppose SB 417.

Link to contact info for the Nevada Legislators.

Petition for the enforcement of the Judicial and Professional Codes of Conduct failed

The State Bar of Nevada refused to investigate complaints of attorney misconduct without a court order.

Linked Table of Contents of Appellant’s Appendices in Nevada Supreme Court

case 84371

I asked the Supreme Court to order the State Bar to investigate because it was an undue hardship on the victim to get a court order.

The petition for Writs of Mandate vs. the State Bar of Nevada and the Nevada Commission on Judicial Discipline was supported by a 36 -volume appendix that contained all the evidence that had been submitted to the State Bar and the NCJC, but had not been investigated. The uninvestigated complaints are linked below.

FILED DATETOBIN BATES NUMBERDOCUMENT DESCRIPTIONNEVADA SUPREME COURT FILE NUMBER
3/15/2022PETITION FOR WRITS OF MANDAMUS FOR THE ENFORCEMENT OF THE NEVADA JUDICIAL AND PROFESSIONAL CODES OF CONDUCT22-08149
3/15/2022PETITION FOR EXCESS PAGES22-08150
3/15/2022EXPANDED TABLE OF CONTENTS OF APPENDIX VOLUMES 1-3622-08152
5/18/2022AMENDED PETITION FOR WRITS OF MANDAMUS FOR THE ENFORCEMENT OF THE NEVADA JUDICIAL AND PROFESSIONAL CODES OF CONDUCT22-15670
VOLUMEAPPENDIX VOLUME CONTENTS
1001 -104A-15-720032-C orders that were obtained by fraud22-08156
2105 – 201A-19-799890-CANDA-21-828840-C ORDERS OBTAINED BY FRAUD22-08160
3202-27979295 AND 82294 ORDERS AND 1ST BAR REJECTED COMPLAINT22-08162
4280-4602ND AND 3RD BAR COMPLAINTS AND REJECTIONS22-08163
5461-646NCJD COMPLAINT ATTACHMENTS 1-722-08164
6647-828NCJD ATTACHMENTS 8-1222-08165
7829-946NCJD ATTACH 13 AND 14 NATIONSTAR AND EX PARTE22-08167
8947-1157NCJD Attach 15 obstruction of forced litigation22-08168
91158-1284NCJD Attach 16 EX PARTE STRICKEN PART 122-08169
101285-1431NCJD Attach 16 EX PARTE STRICKEN PART222-08170
111432-1676NCJD Attach 16 190417 EVIDENCE EXHIBITS 1-3 STRICKEN PART 322-08171
121677-1823NCJD Attach 16 190417 EVIDENCE EXHIBITS 4-9 EX PARTE STRICKEN PART 422-08172
131824-1949NCJD Attach 16 190417 PROOFS OF SERVICE EX PARTE STRICKEN PART 522-08173
141950-2064NCJD Attach 16 EVIDENCE VS NATIONSTAR EX PARTE STRICKEN PART 622-08174
152058-2120NCJD Attach 16 ANNOTATED ORDERS AND COURT RECORD PART 722-08175
162121 -22994/24/19 MVAC PER NRCP 60(b) AND CMSJ vs all AND 6/17/19 Motion to intervene as individual per NRCP 24 UNHEARD PART 122-08176
172300-24926/17/19 Motion to intervene as individual per NRCP 24 unheard PART 222-08178
182493-26996/17/19 Motion to intervene as individual per NRCP 24 PART 3 AND 7/22/19 Motion for a new trial PER NRCP 54(b) AND NRCP 59(a)(1)(A)(B)(C)(D)(F) PART 122-08179
192700-29197/22/19 Motion for a new Trial NRCP 54(b) AND NRCP 59(a)(1)(A)(B)(C)(D)(F) stricken PART 222-08180
202920-30377/29/29 motion to dismiss PER NRS 38.310.2; 8/7/19 COMPLAINT ABUSE OF PROCESS CLAIM VS. MORGAN, HONG & OCHOA @ 3025-303122-08181
213038-31683/8/21 NONA TOBIN’S ANSWER, AFFIRMATIVE DEFENSES, ANSWER AND COUNTER-CLAIM VS. RED ROCK FINANCIAL SERVICES, CROSS-CLAIMS VS. NATIONSTAR MORTGAGE LLC AND WELLS FARGO, N.A., AND MOTION FOR SANCTIONS VS. RED ROCK FINANCIAL SERVICES AND NATIONSTAR MORTGAGE LLC, AND/OR NATIONSTAR MORTGAGE DBA MR. COOPER PURSUANT TO NRCP 11(b)(1)(2)(3) and/or (4), NRS 18.010(2), NRS 207.407(1), NRS 42.005 dismissed with prejudice per NRCP 12(b)(5) res judicata.22-08182
223169-3367NONA TOBIN S THIRD PARTY COMPLAINT 1. ABUSE OF PROCESS 2. RACKETEERING (NRS 207.360(9)(18)(29)(30)(35); NRS 207.390, NRS 207.400(1)(2) 3. FRAUD NRS 205.330, NRS 205.360, NRS 205.372, NRS 205.377, NRS 205.395, NRS 205.405, NRS 111.175 4. RESTITUTION AND RELIEF REQUESTED EXCEEDS $15,000 5. EXEMPLARY AND PUNITIVE DAMAGES PURSUANT TO NRS 42.005, NRS 207.470(1) & (4) 6. SANCTIONS PURSUANT TO NRCP 11(b)(1-4); NRPC 3.1, 3.3, 3.4,3.5(b), 4.1, 4.4, 5.1, 5.2, 8.3, 8.4 vs. STEVEN B. SCOW; BRODY R. WIGHT; JOSEPH HONG; MELANIE MORGAN; DAVID OCHOA; BRITTANY WOOD withdrawn, not served within 120 days PART 122-08183
233368 – 3543NONA TOBIN S THIRD PARTY COMPLAINT 1. ABUSE OF PROCESS 2. RACKETEERING (NRS 207.360(9)(18)(29)(30)(35); NRS 207.390, NRS 207.400(1)(2) 3. FRAUD NRS 205.330, NRS 205.360, NRS 205.372, NRS 205.377, NRS 205.395, NRS 205.405, NRS 111.175 4. RESTITUTION AND RELIEF REQUESTED EXCEEDS $15,000 5. EXEMPLARY AND PUNITIVE DAMAGES PURSUANT TO NRS 42.005, NRS 207.470(1) & (4) 6. SANCTIONS PURSUANT TO NRCP 11(b)(1-4); NRPC 3.1, 3.3, 3.4,3.5(b), 4.1, 4.4, 5.1, 5.2, 8.3, 8.4 vs. STEVEN B. SCOW; BRODY R. WIGHT; JOSEPH HONG; MELANIE MORGAN; DAVID OCHOA; BRITTANY WOOD (was withdrawn as it was not served within 120 days) PART 2; 4/12/21 Nona Tobin’s Amended Motion for an Order to Distribute Interpleaded Proceeds with Interest to Sole Claimant Nona Tobin; 4/15/21 Counter-Claimant & Cross-Claimant Nona Tobin’s Motion for Summary Judgment vs. Counter-Defendant Red Rock Financial Services and Cross¬Defendants Nationstar Mortgage LLC & Wells Fargo, N.A. and Motion for Punitive Damages and Sanctions Pursuant to NRCP 11 (b)(1)(2)(3) and/or(4), NRS 18.010(2), NRS 207.401(1) and/or NRS 42.005; 11/10/21 Nona Tobin’s Three-Day Notice of Intent to Take Default vs. Wells Fargo, N.A. as to Tobin’s Cross-Claims Filed on March 8, 2021; 11/10/21Nona Tobin’s Three-Day Notice of Intent to Take Default vs. Nationstar. as to Tobin’s Cross-Claims Filed on March 8, 2021 and 2/18/21, 5/11/21, 5/21/21, & 5/25/21 NCJD TOBIN COMMUNICATIONS22-08184
243544-37363/15/21 RFJN 2003-2019 PROPERTY RECORD PART 122-08185
253738-39393/15/21 RFJN 2020-2021 PROPERTY RECORD PART 2.22-08186
263940-40444/4/21 RFJN UNADJUDICATED CLAIMS; 4/7/21 RFJN LAWS 210409 NRCP 16.1 DISCLOSURES22-08187 DUPLICATE WAS REPLACED ON 4/12/22 BY 22-11463
274045-41542/23/22 BAR COMPLAINT VS. MELANIE MORGAN22-08189
284155-42592/28/22 WRIGHT FINLEY ZAK BAR COMPLAINT22-08190
294260-43543/2/22 STEVEN SCOW BAR COMPLAINT AND EX A FALSE EVIDENCE22-08191
304355- 4438STEVEN SCOW BAR COMPLAINT EX B-F RETAINED PROCEEDS22-08192
314439-4603STEVEN SCOW BAR COMPLAINT EXHIBITS F -H-522-08194
324604 – 4733BAR COMPLAINT VS. DAVID 3/6/22 OCHOA EXHIBITS A-D22-08195
33.14734 – 4847BAR COMPLAINT VS. OCHOA EXHIBITS E, E-1, E-2, 3-3 AND F22-08196
33.2  ADDS INCORRECTLY NUMBERED EXHIBIT H-1 TO OCHOA EXHIBITS E, E-1, E-2, 3-3 AND F (4734-4847)22-08198
344848 – 5046BAR COMPLAINT VS. OCHOA EXHIBITS G, G-1, G-2, G-3, G-4, G-5, H, ONLINE RECEIPT22-08199
355047 – 5204PRO SE A-21-828840-C FAILED ATTEMPTS TO GET ORDER WITH WRITTEN FINDINGS OF ATTORNEY MISCONDUCT22-08200
365205 – 5282A-21-88840-C 8/19/21, 11/16/21, and 1/18/22 HEARING TRANSCRIPTS22-08218
26 CORRECTED3944-40444/4/21 RFJN UNADJUDICATED CLAIMS; 4/7/21 RFJN LAWS 210409 NRCP 16.1 DISCLOSURES OMITTED IN ERROR FROM THE COURT”S 84371 PUBLIC PORTAL. CORRECTED 4/12/2222-11463
Volumes 22, 23, and 35 were my unsuccessful attempts to written findings of the attorney misconduct that made winning civil litigation a virtual impossibility. Volumes 5-15 related to the judicial misconduct in the 1st action. Because these failed, history repeated itself in the 3rd action.

On 8/11/22, the Supreme Court ruled that an appeal was a speedy and adequate remedy for me, and there was no need its extraordinary intervention.

This order meant that the Nevada Supreme Court was okay with requiring the victim to get a court order with written findings of attorney misconduct as a condition precedent to the State Bar beginning any investigation of alleged violations of ethical rules.

So I tried again.

On 12/19/22, I filed a motion for an order to show cause why written findings of attorney misconduct should not be forwarded to the State Bar…but that led to an obviously unwarranted vexatious litigant restrictive order.

The saga continues…

Nona Tobin’s Requests for Judicial Notice

3/15/21 Request for judicial notice of the Clark County APN 191-13-811-052 official property records

4/4/21 Request for judicial notice of unadjudicated administrative complaints and civil claims

4/7/21 Request for judicial notice of relevant laws, regulations & HOA governing documents

4/9/21 Request for judicial notice of disclosures, subpoena responses & disputed facts in the court record

Case Detail: A-21-828840-C Nona Tobin vs. banks, debt collectors & attorneys

Links to PDFs of case file

  1. 2/16/21 summons Tobin served Red Rock interpleader complaint
  2. 2/17/21 AOS affidavit of service
  3. 3/8/21 Tobin AACC vs. Red Rock, Nationstar and Wells Fargo
  4. 3/15/21 RFJN request judicial notice of property record identifying recorded false claims to title
  5. 3/22/21 TPC third party complaint (not yet served) vs. attorneys for abuse of process, racketeering, fraud, civil conspiracy and prayer for declaratory relief, restitution, punitive damages, and sanctions
  6. 4/4/21 RFJN unadjudicated claims by Tobin and Nationstar
  7. 4/7/21 RFJN relevant laws and regs
  8. 4/9/21 RFJN false evidence in the court record
  9. 4/9/21 ANSC Nationstar’s answer to Red Rock’s interpleader
  10. 4/12/21 Tobin MTD Motion to distribute (returned)
  11. 4/14/21 CNND CLERK’s notice that 4/12 MTD returned as failed to request a hearing
  12. 4/15/21 MSJ Tobin Motion for summary judgment
  13. 4/15/21 CONFILE Tobin 4/12/21 motion to distribute corrected re-filed
  14. 4/16/21 CNNDCA clerks’ notice of curative action to nonconforming document  
  15. 4/16/21 MDSM Red Rock motion to dismiss Tobin’s 3/8/21 AACC per NRCP 12(5), claims preclusion, failure to state a claim, failure to plead fraud and racketeering with particularity
  16. 4/16/21 CNOH CLERK’s notice of hearing Tobin motion for an order to distribute on 5/18/21
  17. 4/16/21 CNOH CLERK’s notice of hearing Tobin MSJ
  18. 4/16/21 CNOH CLERK’s notice of hearing Red Rock motion to dismiss

Back story of this David vs. Goliath fight

“How did Nona Tobin lose the $500,000 house she inherited from Bruce Hansen? ”
How did Nona Tobin lose the $500,000 house she inherited from Bruce Hansen? was first published on 10/9/20 when Nona started trying (unsuccessfully) to use technology to level the playing field by naming and shaming.

“What happened after Sun City Anthem refused Nona’s 2017 offer to settle?”

“What happened after Sun City Anthem refused Nona’s 2017 offer to settle?” was published on 11/9/20 after Nona was subjected to four years of unwarranted, financially draining, and emotionally taxing litigation.

“The house that took over a life”

The house that took over a life
“The house that took over a life” was first published on SCAStrong.com on 1/14/18. Things have gotten considerably worse after three more years of grueling litigation.

Case Detail A-21-828840-C as of 4/10/21

Register of Actions as of 4/10/21 includes Red Rock’s complaint served on five defendants on 2/16/21; Nona Tobin’s 3/8/21 answer and counterclaim and crossclaim; four Tobin requests for judicial notice. On 4/9/21 Melanie Morgan filed an untimely answer for both Nationstar and Wells Fargo, but filed no counter-claims against Red Rock. Morgan did not answer Nona Tobin’s 3/8/21 cross-claim against her clients.
The instant case: Red Rock Financial Services filed an unwarranted interpleader complaint after unlawfully retaining the proceeds of the disputed HOA sale for over six years.
Red Rock did not face any liability, let alone liability for an amount that exceeded the proceeds unlawfully retained. Red Rock filed this complaint for the improper purpose of obstructing justice, i.e., trying to moot appeal case 82294 and to cover up the unlawful failure to distribute the proceeds of the sale in 2014 as mandated by statute. Five defendants were named when only one, Nona Tobin as an individual, has a current recorded claim for the undistributed proceeds.
2013 Nevada law governing the distribution of proceeds after an HOA foreclosure sale was NRS 116.31164(3)
NRS-116.31164-3-2013. Red Rock and/or Steven Scow unlawfully retained the proceeds for over six years from this and many other foreclosures. There is nothing in Nevada law that allows Red Rock to collect attorney fees or costs for filing interpleader. There are also provisions in the HOA bylaws that prohibit any funds collected on behalf of Sun City Anthem from being under the proprietary control of anyone other than the HOA Board of Directors. Steven Scow’s retention of proceeds after being instructed by Red Rock in 2014 to interplead them should be investigated as possible attorney trust fund violations.
Red Rock asked Steven Scow to interplead the proceeds in 2014
Steven Scow for Red Rock’s interpleader prayer for relief
Red Rock’s interpleader prayer for relief is duplicitous as Red Rock conducted a fraudulent sale, and with no legal authority, Steven Scow and/or Red Rock kept virtually all the money for years.
2/3/21 Red Rock’s Complaint has 1 cause of action: interpleader
2/16/21 Red Rock Complaint was served on 5 defendants
2/17/21 Republic Services filed a disclaimer of interest within 24 hours of service

2/17/21 Republic Services Disclaimer of Interest

Within 24 hours of service on Republic Services’ commercial agent in Carson City, an attorney in Las Vegas filed a Republic Services’ disclaimer of interest. According to the statute, Red Rock was required to distribute the sale proceeds to junior lien holders in 2014. Red Rock did not distribute the proceeds and so the three-year statute of limitations on statutory liens, Republic Services had already released its two liens in 2017. Given how very, very many times Red Rock has pulled this stunt, one would think Republic Services would have at least a little reluctant to disclaiming interest.

Nona Tobin’s answer, affirmative defenses, counter-claims and cross-claims

No defendant timely answered Red Rock or filed any counter-claims or cross-claims except Nona Tobin as an individual

3/8/21 Nona Tobin’s answer, affirmative defenses, counter-claim vs. Red Rock and cross-claims against Nationstar and Wells Fargo
Nona Tobin’s 3/8/21 counter-claim against Red Rock has five causes of action: 1) distribution of the proceeds to Tobin plus interest & penalties; 2) unjust enrichment/conversion; 3) Fraud; 4) Alter ego -piercing the corporate veil; 5) Racketeering.

Nona Tobin’s 3/8/21 cross-claim against Nationstar and Wells Fargo includes three causes of action: 1) Racketeering, 2) Unjust enrichment/conversion; and 3) Fraud.

As of 4/11/21, no counter-defendant nor cross-defendant has filed a responsive pleading to refute Tobin’s claims against them.

Counter-claimant and cross-claimant Nona Tobin’s Prayer for relief

COUNTER-CLAIMANT AND CROSS CLAIMANT NONA TOBIN repeats, realleges, and incorporates herein by this reference the allegations hereinabove inclusively as though set forth at length and in full herein. 

This counterclaim has been necessitated by the COUNTER-DEFENDANT RRFS’s AND CROSS-DEFENDANT NATIONSTAR’s bad faith conduct. 

Pursuant to Nevada law, COUNTER-CLAIMANT AND CROSS CLAIMANT NONA TOBIN’s may recover her attorney fees as special damages because she was required to file this suit as a result of COUNTER-DEFENDANT RRFS AND CROSS-DEFENDANT NATIONSTAR’ intentional conduct. (Sandy Valley Assocs. v. Sky Ranch Estates Owners Ass’n, 117 Nev. 948, 958, 35 P.3d 964, 970 (2001), citing American Fed. Musicians v. Reno’s Riverside, 86 Nev. 695, 475 P.2d 220 (1970).

COUNTER-CLAIMANT AND CROSS CLAIMANT NONA TOBIN petitions the Court to declare:

  1. that the disputed HOA sale is void due to fraud in the execution by Red Rock Financial Services;
  2. that the disputed HOA sale did not extinguish the GBH Trust’s, nor its successor in interest’s rights to title;
  3. that Nona Tobin is entitled to the $57,282 undistributed proceeds of the sale with six+ plus years interest and exemplary penalties pursuant to NRS 42.005.
  4. that sanctions are appropriate vs. RRFS for its fraudulent conduct of HOA foreclosures sales;
  5. that sanctions are appropriate vs. RRFS for its falsification of records to evade detection of misappropriation of funds;
  6. that sanctions are appropriate vs. RRFS for its retention of proprietary control of the proceeds of the foreclosure of the subject property, and of approximately a dozen other Sun City Anthem 2014 foreclosures, when RRFS knew, or should have known that the HOA Board was prohibited by Sun City Anthems bylaws from delegating proprietary control over funds collected for the sole and exclusive benefit of the association;
  7. that sanctions are appropriate vs. RRFS for its failure distribute foreclosure proceeds timely after the sales, as mandated by NRS 116.31164(3):
  8. that sanctions are appropriate vs. RRFS for Koch & Scow’s unsupervised, unaudited retention of the funds of many, many HOA foreclosures allowed attorney trust fund violations to go undetected; 
  9. Koch & Scow’s filed its unwarranted 6/23/20 motion to dismiss, its 8/3/20 reply in support, and its 12/3/20 motion to dismiss, knowing that all these filings contained many misrepresentations of material facts for which there was no factual support or evidence,  defied NRCP 11 (b)(3), Nevada Rules of Professional Conduct 3.3 (candor to the tribunal), 3.4 (fairness to opposing counsel), 3.5A (relations with opposing counsel), 4.1 (truthfulness in statements to others), 4.4 (respect for the rights of third persons) and ABA (1992) Standards for Imposing Lawyer Sanctions  6.1 (False statements, fraud, and misrepresentation).
  10. that sanctions are appropriate vs. RRFS for its misappropriation of funds, covert rejection of assessments, falsification of records that allowed the unjust enrichment of undisclosed partners and co-conspirators;
  11. that Nona Tobin is entitled to treble damages for the fraudulent confiscation of the subject property, valued on 12/27/19 at $505,000 property pursuant to NRS 207.470(1) as RRFS’s actions on the dozen 2014 unnoticed foreclosures constitute racketeering;
  12. that sanctions are appropriate pursuant to NRS 18.010(2) vs. RRFS for its filing the improper interpleader action with penalties as all other named defendants’ liens have been released and Nationstar mortgage is judicially estopped from claiming it ever was the beneficial owner of the Hansen deed of trust;
  13. that Nona Tobin, an individual’s, 3/28/17 deed is the sole valid title claim;
  14. that Jimijack’s defective, 6/9/15 deed was inadmissible as evidence to support its title claim pursuant to NRS 111.345;
  15. that the Joel Stokes-Civic Financial Services “agreement”, recorded on 5/23/19, and misrepresented to Judge Kishner on 5/21/19 as the Nationstar-Jimijack settlement was fraud on the court and sanctionable conduct pursuant to ;
  16. that sanctions are appropriate vs. Nationstar and its Akerman attorneys pursuant to NRCP 11 (b)(1)(2)(3)(4) (misrepresentations in court filings), Nevada Rules of Professional Conduct 3.3 (candor to the tribunal), 3.4 (fairness to opposing counsel), 3.5A (relations with opposing counsel), 4.1 (truthfulness in statements to others), 4.4 (respect for the rights of third persons) and ABA (1992) Standards for Imposing Lawyer Sanctions  6.1 (False statements, fraud, and misrepresentation).
  17.  To declare that Joel Stokes’ deed, recorded on 5/1/19, was void as Jimijack had no interest to convey and that this transfer prior to the 6/5/19 trial was for the corrupt purpose of deceiving the court into allowing Joel Stokes and Nationstar to perpetrate a fraud on the court;
  18. That Nona Tobin is entitled to recoup treble damages pursuant to NRS 207.470 and
  19.  That Nona Tobin is entitled to is entitled to recoup damages, five years of rental income from Jimijack;
  20. that Nationstar Mortgage LLC’s (Herein “NSM” or “Nationstar”) claims to own the beneficial interest of the disputed Western Thrift Deed of Trust (Herein “DOT”) are false and sanctionable under NRS 205.395, NRS 205.377, NRS 207.400 and that Nona Tobin is entitled to treble damages by their misconduct pursuant to NRS 207.470 and 480;
  21. that all instruments, encumbrances and assignments, and expungements of lis pendens that were improperly and/or unlawfully notarized, executed or recorded to create false claims, or were done for the improper purpose of abrogating Tobin’s rights during the pendency of litigation, and/or prior to the adjudication of Plaintiff’s claims in this instant action, are cancelled and declared without legal force and effect; and
  22. that attorneys pay Tobin’s attorney fees and costs as a sanction pursuant to NRCP 11(b)(1)(3) and/or NRS 18.010(2)

Exhibits to Nona Tobin’s 3/8/21 counter-claims and cross-claims

  1. APN 191-13-811-052 Clark County Property Record and allegations of fraud vs. all opposing parties
  2. the sale was void for rejection of assessments.
  3. The alleged default was cured three times,
  4. SCA Board did not authorize the sale by valid corporate action
  5. Required notices were not provided, but records were falsified to cover it up
  6. SCA Board imposed ultimate sanction with NO due process 
  7. Neither BANA nor NSM ever owned the disputed DOT
  8. Examples of RRFS corrupt business practices
  9. Attorneys’ lack of candor to the tribunal
  10. the proceeds of the sale were not distributed pursuant to NRS 116.31164(3) (2013)
  11. RRFS’s fraud, oppression & unfairness
  12. attorney interference in the administration of justice
  13. lack of professional ethics and good faith
  14. Presented false evidence to cover up crime
  15. Civil Conspiracy to cover up racketeering warrants punitive damages
  16. Republic Services lien releases
  17. Nona Tobin’s standing as an individual
  18. Relevant statutes and regulations
  19. RELEVANT HOA GOVERNING DOCUMENTS PROVISIONS
  20. Administrative Complaints related to the APN 191-13-811-052 title dispute
  21. Nevada court cases related to the APN 191-13-811-052 title dispute
  22. Excerpts of 1/31/17 cross-claim vs. HOA and its agents

Nona Tobin’s 3rd party complaint against six attorneys was filed on 3/22/21 but has not yet been served, and they have not yet waived service.

3/22/19 Nona Tobin’s third-party complaint
Four causes of action and claims for relief, damages and sanctions were filed against attorneys as individuals rather than against their clients. The causes of action were 1) abuse of process; 2) Fraud; 3) Civil Conspiracy; 4) Racketeering.

Nona Tobin’s 3rd party complaint prayer for relief

  1. that the Counter-Defendant, Cross-Defendants, and Third-Party-Defendants engaged in abuse of the HOA quiet title civil litigation process to steal Nona Tobin’s property;
  2. that the Counter-Defendant, Cross-Defendants, and Third-Party-Defendants acted alone and/or in concerted action and/or in civil conspiracy to misrepresent material facts to the court in order to defraud the court and to steal Nona Tobin’s property;
  3. that the Counter-Defendant, Cross-Defendants, and Third-Party-Defendants knew, or had reasonable cause to know that their actions violated many Nevada laws and that their actions would cause damage to innocent persons;
  4. that the Counter-Defendant, Cross-Defendants, and Third-Party-Defendants concealed the unethical and/or criminal actions of co-conspirators and others;
  5. that the disputed HOA sale did not extinguish the GBH Trust’s nor its successor trustee’s rights to title;
  6. that Plaintiff is entitled to the $57,282 undistributed proceeds of the sale;
  7. that Plaintiff’s 3/28/17 deed as an individual is valid  and superior to the Jimijack’s defective, inadmissible 6/9/15 deed and the 5/1/19 deed of Jimijack’s successor Joel Stokes; that Plaintiff is entitled to recoup damages, five years of rental income from Jimijack;
  8. that Nationstar Mortgage LLC’s (Herein “NSM” or “Nationstar”) claims to own the beneficial interest of the disputed Western Thrift Deed of Trust (Herein “DOT”) are false;
  9. that all instruments, encumbrances and assignments improperly and/or unlawfully notarized, executed or recorded to create false claims, or were done for the improper purpose of abrogating Tobin’s rights during the pendency of all prior litigation and appeals, and/or prior to the adjudication of Plaintiff’s claims in this instant action, are cancelled and declared without legal force and effect; and
  10. that the Counter-Defendant, Cross-Defendants, and Third-Party-Defendants, attorneys as well as the principals, in all related litigation pay Tobin’s attorney fees and costs as well as exemplary and punitive damages to the maximum allowed by NRS 42.005;
  11. that the Counter-Defendant, Cross-Defendants, and Third-Party-Defendants, attorneys as well as the principals, in all related litigation pay restitution and punitive damages for their RACKETEERING  pursuant to NRS 207.360(9)(18)(29)(30)(35); NRS 207.390, NRS 207.400(1)(2) and FRAUD pursuant to  NRS 205.330, NRS 205.360, NRS 205.372, NRS 205.377, NRS 205.395, NRS 205.405, NRS 111.175, and/or for their aiding and abetting said unlawful RICO acts;
  12. that the Counter-Defendant, Cross-Defendants, and Third-Party-Defendants, attorneys as well as the principals, pay EXEMPLARY AND PUNITIVE DAMAGES PURSUANT TO NRS 42.005 and NRS 207.470(1)&(4).
  13. that the Court provide findings of fact to the Nevada Bar Counsel for the Ethics & Disciplinary Panel to impose appropriate attorney sanctions as the court may find are justified given their misconduct pursuant to NRCP 11(b)(1-4); NRPC 3.1, 3.3, 3.4,3.5(b), 4.1, 4.4, 5.1, 5.2, 8.3, 8.4.

Nona Tobin’s Requests for judicial notice

3/15/21 RFJN Clark County official property records for APN 191-13-811-052

Instrument
number		Record
date		Document type
description
2021021200015492/12/21DEED of trust 12/28/20 quicken LLC $355,320 loan 2 Chiesi
2021020500004202/5/21Substitution/reconveyance of quicken INC 12/27/19 $353,500 loan to switch 2 12/28/20 $355,320 dot quicken LLC 2 Chiesi
20201204000109712/4/20Order to expunge 8/8/19 LISP, 8/14/19 LISP & 8/14/19 LISP Tobin LIS pendens and to dismiss Tobin’s claims with prejudice recorded by quicken attorney maurice wood while appeals 82094, 82234, 82294 and 79295 are pending.
2020020600001992/6/20reconveyance of Joel Stokes’s $355,000 5/23/19 dot that masqueraded as Nationstar-Jimijack deal.

5/21/19 transcript Nationstar-Jimijack settlement docs status check.

T Dixon v-p 1st American Title executed reconveyance 2/5/20, > 1 month after quicken recorded 12/27/19 $353,500 loan 2 Chiesi and Driggs title allegedly insured the Chiesi title.
2020020600001982/6/20Substitution of trustee on Joel Stokes 5/23/19 $355,000 dot.

2/4/20 Tyson Christensen, v-p of fay servicing as if Morgan Stanley’s attorney in fact.

No recorded power of attorney.
20191227000134612/27/19DEED of trust 12/26/19 $353,500 quicken loans INC 2 Brian & Debora Chiesi
20191227000134512/27/19DEED grant, sale bargain (not quit claim) Joel Stokes, an individual, alleged he had a valid title to transfer to Brian & Debora Chiesi.
Joel Stokes did not have a valid title as Jimijack had no valid title to transfer to Joel Stokes on 5/1/19.

Driggs title agency, INC. 7900 w sahara #100 lv 89117-7920.
Escrow #19-11-120779jh
DECLaration of value
20191227000134412/27/19DEED Sandra 2 Joel Stokes, as spouses, not as Jimijack trustees.
Joel and Sandra Stokes as trustees of Jimijack transferred Jimijack’s defective title to Joel Stokes, as an individual, on 5/1/19,


RPTT exemption 5
20191203000315212/3/19On 12/3/19 Hong recorded notice of 11/22/19 a-15-720032-c order that erroneously expunged Tobin 8/8/14 LIS pendens re a-19-799890-c 8/7/19 complaint and 7/23/19 appeal and 7/24/19 appeal into 79295

8/8/19 sca motion to strike Tobin’s pro se 8/7/19 nolp was granted on 9/3/19 rtran, but sua sponte 11/22/19 order was wrongly written to both expunge 8/8/19 LISP (outside judge kishner’s jurisdiction) and to strike 8/7/19 nolp from the a-15-720032-c court record 11/22/19 order, recorded 12/3/19, was unappealable per order 20-13346 wherein the nv supreme court claimed 11/22/19 order was outside its jurisdiction.

9/10/19 nv supreme court order 19-37846 denied Nona Tobin all rights to appeal any decision made by judge kishner.
2019081400030848/14/19LIS pendens Tobin recorded 39 pages with a-19-799890-c complaint attached.
On 8/13/19 Tobin filed nolp into a-19-799890-c
2019081400030838/14/19LIS pendens related to Tobin/Hansen trust appeals 79295 7 pages plus receipt for recording both 8/14/19 LIS pendens
2019080800020978/8/19LIS pendens (7 pages) related to 7/23/19 Hansen trust appeal & 7/24/19 appeals & 8/7/19 a-19-799890-c
2019072400033557/24/19Judgment Hong recorded 6/24/19 order vs GBH trust on 7/24/19 after he received notice of two appeals filed on 7/23/19 and 7/24/19.

6/24/19 order expunged 56/19 LIS pendens which related to the claims of both Nona Tobin, an individual, and the Hansen trust , but Nona Tobin, an individual, ws excluded from the trial and removed as a party unfairly due to the misrepresentations joseph Hong made to judge kishner at a 4/23/19 hearing held ex parte due to Hong serving notice that the hearing was continued to 5/7/19.
2019071700029717/17/19Assignment Stokes 5/23/19 dot 2 morgan stanley
No proper purpose, but served to cloud the title and attempted to cover the dirty money trail.
2019071000023527/10/19Akerman recorded (cover sheet) release of Nationstar’s 1/13/16 LISP re NSM vs op homes (ROLP page 2). Akerman did not serve any notice of the release into a-16-730078-c where my 4/24/19 motion to vacate the HOA’s MSJ and NSM’s joinder (per NRCP 60(b)(3) fraud) and motion for summary judgment vs all parties was still unheard.
2019060400007726/4/19Assignment of Joel Stokes DEED of trust had no proper purpose, but served to cloud the title and attempted to cover the dirty money trail.
2019060300015996/3/19substitution/ reconveyance release of LIEN of Hansen DEED of trust to Joel Stokes
2019052800028435/28/19LIS pendens release of Nationstar’s LIS pendens by Joel & Sandra Stokes as trustees of Jimijack
2019052300035315/23/19DEED of trust Joel Stokes-$355,000 DEED of trust from civic financial services
2019050600010225/6/19LIS pendens Hansen trust/Tobin
2019050100033485/1/19DEED Joel a. Stokes & Sandra f. Stokes, as trustees of Jimijack irrevocable trust to Joel a. Stokes, individual.

The Joel Stokes’ DEED was recorded five weeks before the 6/5/19 trial.

The 6/6/19 trial allegedly adjudicated GBHt trustee Nona Tobin’s 2/1/17 counterclaim vs Jimijack for quiet title & equitable relief, fraudulent reconveyance (Jimijack’s DEED was inadmissible per NRS 111.345), unjust enrichment (collecting rent from 9/25/14, not 6/9/15 as Jimijack DEED claimed, after a fraudulent sale), civil conspiracy (bid suppression, selective notice of sale to speculators) and preliminary/permanent injunctions (prevent sale or transfer during pendency of proceedings).

The 6/6/19 trial also allegedly adjudicated 2/1/17 cross claim vs. Yuen k. Lee dba f. Bondurant LLC.

Jimijack did not have an admisible DEED.

No Jimijack irrevocable trust instrument was ever disclosed so there is no reason to believe there was any legal authority for trustees to revoke a title from an irrevocable trust and put it in the name of Joel a. Stokes, one of the trustees.
2019030800027903/8/19Assignment Wells Fargo 2 Nationstar by Nationstar
Mohamed Hameed executed as v-p of Wells Fargo
On 3/12/19, two weeks after the end of discovery, akerman disclosed the rescission as NSM 409-NSM 411.
2019030800027893/8/193/8/19 NSM rescinded the 12/1/14 assignment of the Hansen DEED of trust from Bank of American 2 NSM by NSM.
Mohamed Hameed executed it as v-p of Bank of American.
No recorded power of attorney
On 3/12/19, two weeks after the end of discovery, Akerman disclosed the rescission as NSM 412-NSM 413
2017033100030733/31/17Interest disclaimer lee/f bondurant filed 3/8/17 NSM 222-227
2017033100030723/31/17Interest disclaimer Lucas/ophomes filed 3/8/17 NSM 218-211
2017033100030713/31/17Interest disclaimer steve Hansen filed 3/28/17 NSM 212-217
2017033000038603/30/17Republic services released its 2nd garbage LIEN recorded 5/6/14 concealed by rrfs & NSM
2017033000038593/30/17Republic services released its 1st garbage LIEN recorded 9/23/13
2017032800014523/28/17DEED Gordon b Hansen trust, dated 8/22/08, 2 Nona Tobin, individual, NSM 208-211
2016060700014506/7/16LIS pendens re NSM 6/2/16 aacc vs Jimijack NSM 203-207
2016052300014175/23/16Request notice by Tobin 4 Hansen trust not disclosed by NSM
2016052300014165/23/16Certificate of INCumbency Nona Tobin 4 Hansen trust
2016011300010511/13/16LIS pendens re 1/11/16 complaint Nationstar vs opportunity homes
20151201000340212/1/15Judgment of default vs Bank of American 10/23/15 JDDF.

No notice of entry of the default judgment was served.

Instead, Joseph Hong recorded the 10/23/15 unnoticed default judgment.

Joseph Hong who knew, or should have known, that NRS 40.110 “Court to hear case; must not enter judgment by default”
“the court shall proceed to hear the case as in other cases and shall have jurisdiction to examine into and determine the legality of plaintiff’s title and of the title and claim of all the defendants and of all unknown persons, and to that end must not enter any judgment by default, but must in all cases require evidence of plaintiff’s title and possession and receive such legal evidence as may be offered respecting the claims and title of any of the defendants and must thereafter direct judgment to be entered in accordance with the evidence and the law.”

Joseph Hong knew that had the court held an evidentiary hearing, it would have been detected that Joel & Sandra Stokes as trustees of Jimijack Irrevocable Trust did not have an admissible DEED per NRS 111.345 and therefore had no standing to assert a quiet title claim against any lender.

Joseph Hong knew that had the court held an evidentiary hearing, it would have been detected that two other lenders, Wells Fargo (9/9/14) and Nationstar (12/1/14), held recorded claims to be the beneficiaries of the 7/22/04 Hansen DEED of trust as Bank of America’s sole successor-in-interest.

Joseph Hong knew that had the court held an evidentiary hearing, it would have been detected that Bank of America did not hold any recorded claim to the Hansen DEED of trust after 9/9/14 and that Hong’s naming BANA as a defendant was for the corrupt purpose of getting a default by a lender who had no claim.

Nationstar NSM 192-194, but NSM denied knowing in 1/22/15 req notice, 4/12/15 AFFD, 4/12/16 mot
2015081700010568/17/15Substitution of trustee Joan H. Anderson to NSM co-conspirator American Trustee Servicing Solutions by Nationstar, claiming without legal authority to be “attorney-in-fact” for Wells Fargo.
No recorded Power of Attorney.
Nationstar disclosed as NSM 270-272 is an unrecorded, inapplicable Wells Fargo Power of Attorney. Contradicted by NSM 6/3/19 sub/reconvey.
2015060900015456/9/15DEED F. Bondurant LLC to Joel and Sandra Stokes as trustees of Jimijack Irrevocable Trust
Inadmissible per NRS 111.345.

1/17/17 Tobin DECL re notary violations and exhibits re notary CluAynne M. Corwin’s involvement with several other questionable subsequent transfers of HOA foreclosures involving Joseph Hong, Joel Stokes, Pam at Linear Title, and Peter Mortenson

No legal capacity to transfer title to Jimijack as notary CluAynne M. Corwin “witnessed” Yuen K. Lee’s signature but used her notary stamp to affirm that Thomas Lucas, manager of Opportunity Homes
No notary record that CluAynne M. Corwin witnessed any deed executed on 6/8/15.
No purchase agreement was disclosed to show how, when, from whom or for how much Joel and Sandra Stokes acquired the property.
NRS 240.120, NRS 240.155, NRS 240.075 violations.
Incompetent acknowledgment per NRS 111.125.

Jimijack had no DEED with legal capacity to hold or transfer title, but transferred to Joel Stokes, an individual on 5/1/19.
Jimijack’s defective deed was disclosed as NSM 189-191. Nationstar knew that the two deeds recorded on 6/9/15 alleged title claims that replaced Opportunity Homes LLC as an interested party.

For unknown reasons, Nationstar chose not to name either F. Bondurant LLC or Jimijack, who both had recorded deeds on 6/9/15, when Nationstar sued disinterested Opportunity Homes in its 1/11/16 complaint in A-16-730078-C.

Nationstar voluntarily dismissed its 1/11/16 claims against Opportunity Homes and its non-existent claims vs. F. Bondurant LLC by a stipulation and order entered on 2/20/19. Neither evidence nor trial were required to prevail.

Nationstar never produced any evidence to support its filed claims against Jimijack and was excused from the 6/6/19 trial at the 4/25/19 pre-trial conference after Nationstar withdrew its 3/21/19 motion for summary judgment vs. Jimijack.

Nationstar’s claims against Jimijack were dismissed by stipulation and order entered on 5/31/19.
Again, neither evidence nor trial were required to prevail.
2015060900015376/9/15DEED, from Opportunity Homes to F. Bondurant LLC, a sham entity controlled by Joseph Hong, was executed on 6/4/19, and witnessed by Joseph Hong’s employee, Debra Batsel.

Batesel witnessed at the same time Thomas Lucas and some unknown party execute a purchase agreement to transfer title from Opportunity Homes.

Joseph Hong did not participate in discovery and entered no evidence into the record at any time from 6/16/15. To the present to support any of his clients’ claims, but still won quiet title at the 6/6/19 trial from which all documentary evidence was excluded due to Hong’s misconduct.
2015031200022853/12/15Substitution/
reconveyance Wells Fargo 2nd open-ended deed of trust
2015022300006082/23/15RPTT refund 2 Thomas Lucas
2015012200018501/22/15request notice Nationstar
20141201000051812/1/14Nationstar’s assignment of the 7/22/04 Hansen deed of trust from Bank of America to Nationstar, was recorded three months after BANA had no interest to assign on 12/1/14.

Nationstar refused to respond in good faith to Tobin’s interrogatories and requests for documents

12/1/14 was executed by Nationstar’s robo-signer in Nebraska and was rescinded by Nationstar’s robo-signer in Texas on 2/25/19, and recorded on 3/8/19. Nationstar disclosed the rescission two weeks after the end of discovery on 3/12/19.

Because the sale was void by reasons of fraud, unfairness and oppression, neither the 8/27/08 Hansen Trust’s Deed nor the 7/22/04 Hansen Deed of Trust should have been extinguished by the fraudulent HOA sale.

However, 4/18/19 order granted Nationstar’s fraudulent 2/12/19 limited joinder to order that the HOA sale was valid to extinguish the owner’s title rights, but it was not valid to extinguish Nationstar’s rescinded 12/1/14 claim to be Bank of America’s successor in interest.
2014090900009749/9/14On 9/9/14, Bank of American recorded that it had assigned its interest in the Hansen deed of trust, if any, to Wells Fargo, effective 8/21/14, the day before the foreclosure deed was recorded.
2014082200025488/22/14DEED HOA foreclosure 2 opportunity homes
2014050600043575/6/14LIEN 2nd garbage was recorded on 5/6/14 and released on 3/30/17
2014021200015272/12/14notice of 3/7/14 HOA sale
2013092300013699/23/13LIEN 1st garbage
2013040800010874/8/13default 2nd HOA notice of default,
2013040300015694/3/13notice of rescission of HOA 1st notice of default
2013031200008473/12/13default HOA 1st notice of default
20121214000133812/14/12LIEN $ 925.76 when $300 was due & owing
2012041200018834/12/12assignment mers 2 Bank of American by Bank of American
2008082700036278/27/08DEED Gordon Hansen B. Hansen Trust, dated 8/22/08, was recorded when the GBH Trust was created.

Title was extinguished by the 8/22/14 recording of a foreclosure deed as was the 7/22/04 Hansen deed of trust.

Neither the 8/27/08 Hansen Trust’s Deed nor the 7/22/04 Hansen Deed of Trust should have been extinguished by the fraudulent HOA sale.
The 4/18/19 order granted Nationstar’s fraudulent 2/12/19 limited joinder to order that the HOA sale was valid to extinguish the owner’s title rights, but it was not valid to extinguish Nationstar’s rescinded 12/1/14 claim to be Bank of America’s successor in interest.
2007051000011275/10/07DEED of trust 2nd open ended DEED of trust by Wells Fargo 2 Gordon Hansen, recorded on 5/10/07, was released on 3/30/17
2004090100072979/1/04Declaration of Homestead by Gordon B. Hansen, an unmarried man
2004083100075638/31/04Sub trustee/reconveyance of paid in full 7/31/03 DEED of trust Gordon & Marilyn Hansen $310,600 1st dot assigned 2 Washington Mutual by City First Mortgage

7/31/03 lien was released on 8/31//04.
2004081700022848/17/04Reconveyance of 11/20/03 Wells Fargo $55,000 2nd DOT
To Hansen .
The 11/20/03 lien was released on 8/17/04
2004072200035077/22/04DEED OF TRUST is the disputed Hansen DOT.

Nationstar disclosed the Hansen deed of trust and the Planned Unit Development Rider as NSM 141-162
$436,000 loaned on 7/15/04
Due in full on 8/1/2034
Borrower: Gordon B. Hansen, an unmarried man
Lender: Western Thrift & loan
Trustee: Joan H. Anderson
PUD rider remedies f. that lenders are contractually authorized only to add delinquent HOA assessments to the outstanding loan balance and add interest at the note rate (here 6.25%).
Lenders are prohibited from using the tender of delinquent assessments, rejected or not, as a de facto foreclosure without due process.

Nationstar disclosed the PUD Rider Remedies section was disclosed as NSM 160 so ignorance cannot be an excuse.

Nationstar disclosed that it does not hold the origInal note by disclosing a copy as NSM 158-160.

NSM’s copy of the note shows Nationstar, Wells Fargo and bank of Amercia are not in the chain of title of endorsements.

All recorded assignments of the Hansen DEED of trust that culminated in Nationstar reconveying the Hansen DEED of trust to Joel stoke, an individual, on 6/3/19, were false claims to title in the meaning of NRS 205.395.

National banking associations’ corrupt business practices were revealed in 12/7/20 national settlement agreement and consent order, its 8/17/18 settlement and release, the 2012 National Mortgage Settlement and consent judgment for Bank of America, the 2012 National Mortgage Settlement and consent judgment for Wells Fargo.

Violations of NRS 205.395, NRS 207.360, and other statutes in this particular case are documented in 11/10/20 complaint to the Nevada Attorney General (See TOC of AG exhibits), 12/16/20 complaint to the Mortgage Servicing Division (See TOC 12/16/20 complaint), NCJD 2021-026,
2004061100055476/11/04DEED
20031120000403011/20/03DEED of trust $55,000 Wells Fargo 2nd deed of trust to Gordon & Marilyn Hansen
2003091000005889/10/03DEED of trust assign 7/31/03 dot city first mortgage 2 washington mutual
2003073100044447/31/03DEED of trust Gordon & marilyn Hansen $310,600 1st dot from city first mortgage
2003073100044437/31/03power of attorney
Marilyn 2 Gordon Hansen

“limited to executing loan documents for purchase of home located at 2763 white sage…power of attorney is null & void after execution.”

Marilyn 2 Gordon Hansen Power of Attorney is the only recorded power of attorney in this property record from 2003 to the present.
Nationstar did not record Power of Attorneys for the claims NSM recorded as “attorney-in-fact” on 12/1/14 (Bank of American), 8/17/15 (Wells Fargo), 3/8/19 (Bank of American), 3/8/19 (Wells Fargo) or 6/3/19 (American trustee servicing solutions)
2003073100044427/31/03DEED Del Webb 2 Marilyn & Gordon Hansen
2003073100044417/31/03Notice of completion
  1. 2003 recorded claims
  2. 2004 recorded claims
  3. 2007 recorded claims
  4. 2008 recorded claims
  5. 2012 recorded claims
  6. 2013 recorded claims
  7. 2014 recorded claims
  8. 2015 recorded claims
  9. 2016 recorded claims
  10. 2017 recorded claims
  11. 2019 recorded claims
  12. 2020 recorded claims
  13. 2021 recorded claims

4/4/21 RFJN Unadjudicated claims & administrative complaints

Nona Tobin’s administrative complaints
  1. 1/28/21 NCJD complaint to the Nevada Commission on Judicial Discipline vs. Judge Joanna Kishner
  2.  “Recommendation to the Nevada Commission on Judicial Discipline”
  3. 3/14/19 AG complaint vs. Nationstar & Jimijack Irrevocable Trust
  4. 11/10/20 2nd AG complaint vs Nationstar; Akerman; Wright Finley Zak; Bank of America
  5. 12/16/20 complaint to the Mortgage Lending Division vs. Nationstar; Akerman; Wright Finley Zak; Bank of America
  6. 2/14/21 complaint to the State Bar of Nevada vs. Joseph Hong
  7.  2/16/21 complaint to the State Bar of Nevada vs. Brittany Wood
Nationstar’s and Nona Tobin’s unadjudicated civil claims in prior proceedings. No other party filed any claims.
Nationstar’s dismissed its filed claims without adjudication
  1. Nationstar’s 1/11/16 A-16-730078-C complaint Nationstar vs. Opportunity Homes
  2. Nationstar’s 6/2/16 AACC answer, affirmative defenses and counter-claim vs. Jimijack
Nona Tobin’s unadjudicated pleadings in prior proceedings
  1. Summary of Nona Tobin’s unadjudicated pleadings
  2. Nona Tobin’s unadjudicated claims vs. Sun City Anthem
  3. Nona Tobin’s unadjudicated claims vs. Jimijack
  4.  Nona Tobin’s unadjudicated claims vs. Yuen K. Lee dba F. Bondurant LLC
  5. Nona Tobin’s unadjudicated claims vs. Thomas Lucas dba Opportunity Homes LLC
  6. Nona Tobin’s unheard 8/7/19 quiet title & equitable relief, unjust enrichment & abuse of process complaint
Nona Tobin’s unadjudicated district court motions
  1. 3/3/17 Nona Tobin’s unheard motion to void the sale for statutory non-compliance
  2. Nona Tobin’s unheard 4/10/19 motion for summary judgment vs. Jimijack Irrevocable Trust
  3. Nona Tobin’s unheard 4/10/19 motion for summary judgment vs. all parties
  4. Nona Tobin’s unheard 4/24/19 motion to vacate 4/18/19 order pursuant to NRCP 60(b)(3) and motion for summary judgment
  5. Nona Tobin’s unheard 6/17/19 motion to intervene as an individual
  6. Nona Tobin’s unheard 7/22/19 motion for a new trial pursuant to NRCP 54(b) and NRCP 59(a)(1)(A)(B)(C)(F)
  7. Nona Tobin’s unheard 7/29/19 motion to dismiss for lack of jurisdiction pursuant to NRS 38.310(2)
Orders that disposed Nona Tobin’s claims without any evidentiary hearings
  1. 8/11/17 order granting Opportunity Homes’s motion for summary judgment vs Nona Tobin and the Hansen Trust that was unfairly filed after order denying Opportunity Homes’s motion for summary judgment vs. Nationstar was entered on 6/22/17.
  2. 9/20/17 stipulation and order to dismiss Nona Tobin’s and the Hansen Trust’s 1/31/17 cross-claims, except for quiet title, and withdrawing her 3/3/17 motion to void the sale and SCA’s 3/31/17 opposition thereto pending the completion of NRS 38.310 mediation
  3. 4/18/19 order that granted SCA motion for summary judgment as to the Hansen Trust’s quiet title cause of action and Nationstar’s joinder
  4. 5/31/19 order denying motion to reconsider 4/18/19 order
  5. 6/24/19 order granting quiet title to Jimijack who had no deed, denying all the Hansen Trust’s claims, not just quiet title, expunging Nona Tobin’s lis pendens, and declaring the ruling binds non-party Nona Tobin as an individual
  6. 9/4/19 order that denied Nona Tobin the right to appeal as an individual
  7. 11/22/19 order that formalized Judge Kishner’s 4/23/19 striking of all Nona Tobin’s individual claims and motions from the court record unheard and expunged her lis pendens
  8. 4/30/20 order that denied Nona Tobin any right to appeal the 11/22/19 order that declared her a non-party, as an individual, but which bound her to the rulings that excluded her and struck her filings unheard from the court record
  9. 10/8/20 order that sanctioned Nona Tobin $3,455 to Joel A. Stokes’s attorney pursuant to EDCR 7.60 (1) and/or (3) for filing the A-19-799890-C complaint on 8/7/19, one week before the five-year statute of limitations, after being denied access to the A-15-720032-C 6/5/19 trial.
  10. 11/17/20 order that sanctioned Nona Tobin $8,849 pursuant to NRS 18.010(2) on the grounds that her filing the A-19-799890-C complaint on 8/7/19, one week before the five-year statute of limitations, was unwarranted and for the sole purpose of harassing Quicken Loans & Brian & Debora Chiesi who recorded claims adverse to Tobin on 12/27/19 while Tobin had two recorded lis pendens.
  11. 12/3/20 order that dismissed all Nona Tobin’s claims unheard pursuant to NRCP 12(b) (5), on the grounds of non-mutual claims preclusion, and NRCP 12(b)(6) for failure to join the HOA as a necessary party regarding the distribution of the excess proceeds.
Nona Tobin’s pending appeals before the Nevada Supreme Court or the Court of Appeals
  • 79295 Gordon B. Hansen Trust vs. Jimijack, Nationstar, Sun City Anthem, Yuen K. Lee dba F. Bondurant LLC
  • 82094 Nona Tobin vs. Joel & Sandra Stokes as trustees of Jimijack, Jimijack Irrevocable Trust & Joel A. Stokes, an individual
  • 82234 Nona Tobin vs. Quicken Loans LLC and/or Inc. & Brian & Deborah Chiesi
  • 82294 Nona Tobin vs. Red Rock Financial Services, Joel & Sandra Stokes as trustees of Jimijack, Jimijack Irrevocable Trust & Joel A. Stokes, an individual, Quicken Loans LLC and/or Inc. & Brian & Deborah Chiesi

4/7/21 RFJN Relevant laws and regulations

4/9/21 RFJN evidence and disputed facts in the court record

Exhibit 1: ENTERED BY JOSEPH HONG (NV BAR #5995) FOR JIMIJACK IRREVOCABLE TRUST

12/05/18 Hong response to Tobin interrogatories was all the evidence in the record to support Jimijack’s title claims

Joseph Hong filed no NRCP 16.1 disclosures for any of his clients. Joseph Hong’s 12/5/18 response to Tobin’s interrogatories was allegedly verified by his client. Joseph Hong never entered any evidence into the record to support Jimijack’s title claims. Joseph Hong never refuted Nona Tobin’s claim that Jimijack’s only recorded deed was inadmissible pursuant to NRS 111.345. Interrogatories to Jimijack were not included in Hong’s response.
Exhibit 2: ENTERED BY MELANIE MORGAN (NV BAR #8215) NATIONSTAR MORTGAGE
EXHIBIT 3: DAVID OCHOA PROFFERED FOR SUN CITY ANTHEM
EXHIBIT 4: NONA TOBIN & THE HANSEN TRUST PROFFERED EVIDENCE
EXHIBIT 5: RED ROCK FINANCIAL SERVICES RESPONSE TO TOBIN SUBPOENA
EXHIBIT 6: BERKSHIRE HATHAWAY RESPONSE TO TOBIN SUBPOENA
EXHIBIT 7: NEVADA LEGAL NEWS RESPONSE TO TOBIN SUBPOENA
EXHIBIT 8: DISPUTED MATERIAL FACTS ENTERED BY RED ROCK & SUN CITY ANTHEM
EXHIBIT 9: DISPUTED MATERIAL FACTS PROFFERED BY NATIONSTAR MORTGAGE

“Nationstar evidence was not examined”

4/9/21 Nationstar & Wells Fargo filed an answer to Red Rock’s 2/16/21 complaint

Nationstar and Wells Fargo deceptively failed to admit that neither of them have a recorded claim for the proceeds. Nationstar and Wells Fargo failed to file a disclaimer of interest so the proceeds could go properly to Nona Tobin for the improper purpose of covering up Nationstar’s fraudulent conduct in relation to the Hansen deed of trust.
Melanie Morgan knows that the proceeds must be distributed ONLY to Nona Tobin because Wells Fargo’s liens were released on 3/30/17 and Nationstar as part of a fraudulent deal with Joel Stokes, released the lien of the Hansen deed of trust on 6/3/19.

Nona Tobin’s Pending Appeals of cases A-15-720032-C and A-19-799890-C

Nona Tobin’s Pending Appeals

Prior 8th Judicial District Court actions

Case summary A-15-720032-C
Link to 29-page case summary
Register of Actions A-16-730078-C (consolidated in 2016 when Nona Tobin filed a motion to intervene)
Link to full 2-page case summary annotated
Case summary A-19-799890-C

8/7/19 Nona Tobin’s complaint

The complaint was filed on 8/7/19 by Nona Tobin, Pro Se, in order to beat the 8/14/19 five-year statute of limitations. Causes of action: Quiet title & equitable relief (against all defendants), Cancellation of instruments; Unjust enrichment (against. Red Rock, Koch & Scow, Joel Stokes & Nationstar); Abuse of process (against Joseph Hong, Melanie Morgan, and David Ochoa)

6/3/20 Nona Tobin’s 1st amended complaint

Tobin hired an attorney who amended the complaint to narrow the issues to three claims for relief: Quiet Title (against all defendants); Unjust Enrichment (against Brian & Debora Chiesi, Joel Stokes, Jimijack irrevocable Trust, Red Rock Financial Services & Nationstar); Declaratory Relief (as to all defendants)

The abuse of process cause of action against the attorneys whose fraud on the court prevented adjudication of Tobin’s claims in the prior proceedings was bifurcated, on the advice of counsel, since it judges don’t like it when the attorneys are named as the culpable party vs. their clients.

9/6/20 order (NEOJ 10/8/20) to sanction Nona Tobin $3,455 for filing the complaint payable to Joseph Hong

Link to 9/6/20 order & 10/8/20 notice of entry of order to sanction Nona Tobin $3,455 for filing the complaint payable to Joseph Hong

11/17/20 order to sanction Nona Tobin $8,949 for filing the complaint payable to Brittany Wood

Order granted attorneys fes and costs pursuant to NRS 18.010(2) on the grounds that Nona Tobin’s filing this quiet title complaint was unwarranted and “was brought or maintained without reasonable ground or to harass the prevailing party.”

12/3/20 order of dismissal with prejudice and expungement of lis pendens as if never recorded

Red Rock’s motion to dismiss was filed pursuant to NRCP 12(b)(5) failure to state a claim by the legal doctrines of non-mutual claims preclusion and res judicata) and NRCP 12(b)(6) failure to join the HOA as a necessary party to protect its alleged interest in the undistributed proceeds of the 2014 HOA sale. Judge Johnson granted the joinders of all other defendants, regardless of whether or not they were parties to the prior proceedings or when they recorded adverse claims to Nona Tobin.
Link to 10-page case summary
Link to 10-page case summary

Combined case summaries annotated

Request for judicial notice: unadjudicated claims and administrative complaints

Administrative Complaints have been rejected for lack of jurisdiction or deferred pending adjudication of A-21-828840-C by Judge Jessica K. Peterson

Link to 1/28/21 NCJD complaint to the Nevada Commission on Judicial Discipline vs. Judge Joanna Kishner
Nevada Commission on Judicial Discipline Complaint
Link to “Recommendation to the Nevada Commission on Judicial Discipline“
Link to 3/14/19 AG complaint vs. Nationstar & Jimijack Irevocable Trust
Link to 11/10/20 2nd AG complaint vs Nationstar; Akerman; Wright Finley Zak; Bank of America
Link to 12/16/20 complaint to the Mortgage Lending Division vs. Nationstar; Akerman; Wright Finley Zak; Bank of America
Link to 2/14/21 complaint to the State Bar of Nevada vs. Joseph Hong
Link to 2/16/21 complaint to the State Bar of Nevada vs. Brittany Wood

Prior district court civil actions did not adjudicate filed claims based on evidence

Link to Register of Actions A-16-730078-C Nationstar vs. Opportunity Homes LLC

Link to Case Summary A-15-720032-C Jimijack Irrevocable Trust vs. Bank of America and Sun City Anthem Community Association, Inc.

Link to case summary A-19-799890-C Nona Tobin vs. Red Rock Financial Services, Joel & Sandra Stokes as trustees of Jimijack, Jimijack Irrevocable Trust & Joel A. Stokes, an individual, Quicken Loans LLC and/or Inc. & Brian & Deborah Chiesi

The minutes of all hearings in the case summaries show that there were no evidentiary hearings and that neither Plaintiff, nationstar nor Jimijack, met their burden of proof.

Link to “Nationstar’s evidence was not examined“

Link to 3/8/21 Request for Judicial Notice of the Clark County official property records for APN 191-13-811-052 that shows the fraudulent claims that were recorded by Nationstar, Red Rock Financial Services, Joel A. Stokes, Jimijack Irrevocable Trust, Bank of America, Quicken Loans, Brian & Debora Chiesi.

Nationstar’s pleadings were unadjudicated

Nationstar voluntarily dismissed all its claims for quiet title and equitable relief without ever presenting a case or meeting its burden of proof that it owned any interest in the disputed Hansen deed of trust.

Nationstar’s only filed claims

Link to Nationstar’s 1/11/16 A-16-730078-C complaint Nationstar vs. Opportunity Homes

Link to Nationstar’s 6/2/16 AACC answer, affirmative defenses and counter-claim vs. Jimijack

Nationstar’s stipulations to dismiss disposed of ALL its claims

Link to 2/20/19 Nationstar’s stipulation to voluntarily dismiss all its filed claims except against Jimijack.

Link to 5/31/19 Nationstar’s stipulation to voluntarily dismiss all its filed claims against Jimijack.

Nona Tobin’s unadjudicated pleadings

Link to Nona Tobin’s unadjudicated claims vs. Sun City Anthem

Link to Nona Tobin’s unadjudicated claims vs. Jimijack unadjudicated claims

Link to Nona Tobin’s unadjudicated claims vs. Yuen K. Lee dba F. Bondurant LLC

Link to Nona Tobin’s unadjudicated claims vs. Thomas Lucas dba Opportunity Homes LLC

Link to Nona Tobin’s unheard 8/7/19 quiet title & equitable relief, unjust enrichment & abuse of process complaint

Nona Tobin’s unadjudicated district court motions

Link to 3/3/17 Nona Tobin’s unheard motion to void the sale for statutory non-compliance

Link to Nona Tobin’s unheard 4/10/19 motion for summary judgment vs. Jimijack Irrevocable Trust

Link to Nona Tobin’s unheard 4/10/19 motion for summary judgment vs. all parties

Link to Nona Tobin’s unheard 4/24/19 motion to vacate 4/18/19 order pursuant to NRCP 60(b)(3) and motion for summary judgment

Link to Nona Tobin’s unheard 6/17/19 motion to intervene as an individual

Link to Nona Tobin’s unheard 7/22/19 motion for a new trial pursuant to NRCP 54(b) and NRCP 59(a)(1)(A)(B)(C)(F)

Link to Nona Tobin’s unheard 7/29/19 motion to dismiss for lack of jurisdiction pursuant to NRS 38.310(2)

Orders that disposed Nona Tobin’s claims did not consider any evidence

Link to 8/11/17 order granting Opportunity Homes’s motion for summary judgment vs Nona Tobin and the Hansen Trust that was filed after order denying Opportunity Homes’s motion for summary judgment vs. Nationstar was entered on 6/22/17.

Link to 9/20/17 stipulation and order to dismiss Nona Tobin’s and the Hansen Trust’s 1/31/17 cross-claims, except for quiet title, and withdrawing her 3/3/17 motion to void the sale and SCA’s 3/31/17 opposition thereto pending the completion of NRS 38.310 mediation

Link to 4/18/19 order that granted SCA motion for summary judgment as to the Hansen Trust’s quiet title cause of action and Nationstar’s joinder

Link to 5/31/19 order denying motion to reconsider 4/18/19 order

Link to 6/24/19 order granting quiet title to Jimijack who had no deed, denying all the Hansen Trust’s claims, not just quiet title, expunging Nona Tobin’s lis pendens, and declaring the ruling binds non-party Nona Tobin as an individual

Link to 9/4/19 order that denied Nona Tobin the right to appeal as an individual

Link to 11/22/19 order that formalized Judge Kishner’s 4/23/19 striking of all Nona Tobin’s individual claims and motions from the court record unheard and expunged her lis pendens

Link to 4/30/20 order that denied Nona Tobin any right to appeal the 11/22/19 order that declared her a non-party, as an individual, but which bound her to the rulings that excluded her and struck her filings unheard from the court record

Link to the 10/8/20 order that sanctioned Nona Tobin $3,455 to Joel A. Stokes’s attorney pursuant to EDCR 7.60 (1) and/or (3) for filing the A-19-799890-C complaint on 8/7/19, one week before the five-year statute of limitations, after being denied access to the A-15-720032-C 6/5/19 trial.

Link to the 11/17/20 order that sanctioned Nona Tobin $8,849 pursuant to NRS 18.010(2) on the grounds that her filing the A-19-799890-C complaint on 8/7/19, one week before the five-year statute of limitations, was unwarranted and for the sole purpose of harassing Quicken Loans & Brian & Debora Chiesi who recorded claims adverse to Tobin on 12/27/19 while Tobin had two recorded lis pendens.

Lik to 12/3/20 order that dismissed all Nona Tobin’s claims unheard pursuant to NRCP 12(b) (5), on the grounds of non-mutual claims preclusion, and NRCP 12(b)(6) for failure to join the HOA as a necessary party regarding the distribution of the excess proceeds.

Nona Tobin’s pending appeals to the Nevada Supreme Court

79295 Gordon B. Hansen Trust vs. Jimijack, Nationstar, Sun City Anthem, Yuen K. Lee dba F. Bondurant LLC

Link to appellant Gordon B. Hansen Trust’s opening brief 12/19/19. Link to respondents’ 7/1/20 joint answering brief. and Nationstar’s joinder. Hansen Trust appeal was referred to the Nevada Court of Appeals on 8/27/20. Link to 9/10/19 Nona Tobin’s rejected individual docketing statement

82094 Nona Tobin vs. Joel & Sandra Stokes as trustees of Jimijack, Jimijack Irrevocable Trust & Joel A. Stokes, an individual

Link to appellant Nona Tobin’s 12/9/20 docketing statement. Opening brief is due 5/20/21.

82234 Nona Tobin vs. Quicken Loans LLC and/or Inc. & Brian & Deborah Chiesi

Link to appellant Nona Tobin’s 1/19/21 docketing statement. Opening brief is due 5/20/21.

82294 Nona Tobin vs. Red Rock Financial Services, Joel & Sandra Stokes as trustees of Jimijack, Jimijack Irrevocable Trust & Joel A. Stokes, an individual, Quicken Loans LLC and/or Inc. & Brian & Deborah Chiesi

Link to appellant Nona Tobin’s 2/03/21 docketing statement. Opening brief is due 5/20/21.

Cause of Action: Abuse of Process

The Elements of Abuse of Process apply to all defendants in all related cases

Interpleader complaint was an abuse of process because Defendant Steven Scow named parties who don’t have a claim and because it was filed to obstruct the administration of justice in other cases that were improperly filed, the wrong parties were intentionally named and the correct ones intentionally omitted.

The attorneys in all the related cases have engaged in a massive fraud on the court, involving presenting false evidence,

1. Filing of a lawsuit made with ulterior purpose other than to resolve dispute

Link to “Interpleader Complaint was filed with an ulterior motive“

This interpleader complaint was filed for the corrupt purpose of continuing to obstruct a fair, evidence-based adjudication of Nona Tobin’s claims.

Links to NV Supreme Court cases 82294, 82234, and 82094

The defendants, jointly in concerted action and/or conspiracy, and each one separately,are utilizing this untimely, unwarranted, and harassing interpleader complaint in the corrupt attempt to moot the appeals of their non-meritorious claims in cases A-15-720032-C and A-19-799890-C.

Defendants improperly utilized this and the multiple related civil actions intended to the quiet title following a disputed 2014 HOA foreclosure. Their corrupt purpose was to get the court to bless their clients’ theft of Nona Tobin’s property, and the attorneys of those engaged in racketeering, conspired to cover it up.

Civil actions have been used to steal from Nona Tobin

  1. Attorneys have presented false evidence, withheld evidence, falsified documents to cover up FirstService Residential dba Red Rock Financial’s predatory debt collection that led to the secret foreclosure sale.
  2. Attorneys have presented false evidence, withheld evidence, falsified documents, to cover up Steven Scow’s, and other conspirators’ misappropriation of the proceeds o of many secretly-conducted sales.
  3. Joseph Hong and Melanie Morgan conspired to engineer an ex parte meeting with Judge Kishner in order to derail Nona Tobin’s case.
  4. Nationstar recording false claims to the title of the subject property to abuse the quiet title litigation process to get a court-sanctioned theft of Nona Tobin’s property.
  5. Joseph Hong conspired with others to conceal that Jimijack’s void deed had no legal capacity to hold or transfer title.
  6. Brittany Wood conspired with others not having an admissible deed and then fraudulently conveying it to one of the trustees as an individual.
  7. Joseph Hong’s and Melanie Morgan’s negotiating a fraudulent deal to steal Nona Tobin’s property that was represented to the court as a Nationstar-Jimijack settlement of all claims, but was actually a contract between non-parties to the litigation.
  8. Brittany Wood misrepresenting the court record, the facts and the law, in order to evade detection that her clients’ had knowingly received Tobin’s fraudulently conveyed property.

2. Wilfull act in the use of legal process not proper in the regular conduct of the proceeding

Steven Scow named five defendants in the interpleader complaint when he knew that four of those defendants had already recorded releases of their claims.

Link to Nona Tobin’s 3/15/21 Request for Judicial Notice of the Clark county Recorder’s Office records for APN 191-13-811-052.

Steven Scow’s allegations in the complaint were false and were for the corrupt purpose of evading detection that he misappropriated the proceeds of this 8/15/14 foreclosure sale and a dozen other Sun City Anthem foreclosures that were secretly, and without legal authority, conducted by Red Rock Financial Services in 2014.

Steven Scow has unlawfully retained the proceeds from multiple HOA foreclosures in an unauthorized, unaudited attorney trust account.

Link to “HOA debt collectors yield an unlawful amount of power“
Link to Sun City Anthem bylaws 3.20/3.18 (annotated) prohibition of the delegation of certain Board duties and the Board’s loss of control of funds collected for the benefit of the HOA
Link to “SCA board secretly sold a dozen houses in 2014“
Link to “We can learn a lot from this Spanish Trail HOA case“

3. Damages as a direct result of the abuse

Actual damages to Nona Tobin currently exceed $700,000 and counting because attorneys unilaterally rejected her 2017 offer to settle at no cost without approval of the HOA Board. Their motive was to cover up the fraudulent acts of Red Rock and other HOA agents and attorneys.

Links to NV Supreme Court cases 82294, 82234, and 82094 that the co-conspirator defendants are attempting to moot by this unwarranted and harassing interpleader complaint.

Steven Scow filed the interpleader action more than six years after he failed to distribute the $57,282.32 excess proceeds from the 8/15/14 sale

Nevada law required the proceeds to be distributed after the sale

The HOA foreclosure sale was conducted on 8/15/14, and the 2013 statutes applied.

Link to NRS 116.3116-NRS 116.31168 (2013) – the applicable 2013 NRS provisions governing HOA foreclosures

Links to SCA 223-224 and RRFS 047-048 show Steven Scow was instructed to interplead the proceeds on 8/28/14.

Mortgage servicing fraud is many big bank’s business model

In this case, however, Nationstar’s mortgage servicing fraud normal tactics weren’t available so it chose to use co-conspirator attorneys, to abuse the quiet title litigation process.
Link to 12/7/20 National settlement of all Attorneys Generals’ mortgage servicing complaint vs. Nationstar
Link to 2012 National mortgage settlement with Bank of America
Link to 2012 National mortgage settlement with Wells Fargo

Nona Tobin Declaration Under Penalty of Perjury

I, Nona Tobin, under penalty of perjury, state as follows:

I have personal knowledge of the facts stated herein, except for those facts stated to be based upon information and belief. If called to do so, I would truthfully and competently testify to the facts stated herein.

I am submitting the documentary evidence based on my personal knowledge, research, analysis, and/or experience.

I was forced into this litigation because Sun City Anthem attorney David Ochoa unilaterally obstructed my access to SCA CC&Rs XVI: Limits on Litigation alternative dispute resolution

See my 3/22/17 offer to settle at no cost to me or to the HOA that David Ochoa rejected, upon information and belief, based on his own imaginary authority or through consultation with HOA community managers, Sandy Seddon and/or Lori Martin.

My involvement with the courts in Nevada has 100% been a thus-far futile attempt to regain title to a house that was wrongly foreclosed and secretly sold by Red Rock Financial Services on 8/15/14, three months after I had approved a sale to the high bidder on auction.com.

Upon information and belief, the extreme abuse to which I have been subjected is only understandable if the opposing counsels are aiding and abetting their clients’ criminal actions, covering up their clients’ misdeed, and/or for their own unjust enrichment.

I have made the following videos and posted them on You-tube in an effort to simplify and publish the massive amount of evidence I have to support my claims that heretofore these attorneys have successfully suppressed and blocked from judicial scrutiny.

VIDEO 1:20-minute VIDEOHow did Nona Tobin lose the $500,000 house she inherited from Bruce Hansen?

4:52-minute VIDEO “How lenders cheat owners out of their houses”

Over the last five years, no judge has looked at any evidence in district court cases A-15-720032-C, A-16-730078-C, or A-19-798990-C

7:39-minute VIDEO  “Complaint to the Nevada Commission on Judicial Discipline vs. Judge Kishner”

2:08-minute VIDEO “Is justice blind or is it just blinded by power or pals?

1:44-minute VIDEO “Please Judge Johnson”

3:50-minute VIDEO “What evidence supports Nona Tobin’s claims?” – Craig Leidy declaration”

1:56-minute VIDEO “All declarations under penalty of perjury support Nona Tobin”

“When all statements under oath support Nona Tobin, why does she keep losing?” 3-page blogpost with links to all declarations made under penalty of perjury.

Over the last five years, every opposing counsel lied to the court.

presented false evidence, concealed and misrepresented material facts, and obstructed a fair adjudication of my claims on their merits. 

2:48-minute VIDEO “Who started it?

5:53-minute VIDEO “Joseph Hong’s big ex parte lies”

1:41-minute VIDEO “Plaintiffs did not meet their burden of proof”

6:33-minute VIDEO “Nationstar lied about being owed $389,000”

1:22-minute VIDEO “Joseph Hong dupes Judge Johnson”

1:33-minute VIDEO “Judicial Jiu-Jitsu is fraud on the court”

3:09-minute VIDEO “Nationstar kept changing its story to cover up the lie”

2:05-minute VIDEO “Failure of Nevada civil courts to address white collar crime”

17:53-minute VIDEO “Specific evidence of fraud against Nationstar”

2:46-minute VIDEO “How Nationstar & Jimijack tricked the court into excluding all evidence”

1:37-minute VIDEO “Nevada state courts are rigged”

3:58-minute VIDEO “Remember Joseph Hong?”

3:36-minute VIDEO “Why did Quicken secure a house that was already mortgaged?

2:24-minute VIDEO “What does it take to get disbarred in Nevada?”

2:59-minute VIDEO “Nationstar plays the IOU trick to steal from Nona Tobin”

1:52-minute VIDEO “What kind of legal entity is Jimijack Irrevocable Trust?”

1:01-minute VIDEO “What is Jimijack Irrevocable Trust?”

4:52-minute VIDEO “How lenders cheat owners out of their houses”

6:18-minute VIDEO “Nationstar and Joel Stokes stole my $500,000 house”

0:50-minute VIDEO “10 reasons why to sanction Joseph Hong”

7:39-minute VIDEO  “Complaint to the Nevada Commission on Judicial Discipline vs. Judge Kishner”

1:01-minute VIDEO “A Simple Fable: Nationstar’s & Jimijack’s duel to the death“

Actual damages to me personally

The consequences of this successful fraud perpetrated primarily by attorneys:

  1. The title to a $500,000 house was taken from me by a fraudulently conducted-unnoticed foreclosure sale,
  2. Nationstar stole from me the $389,000 outstanding Western Thrift & Loan debt of deceased borrower Gordon Hansen that I did not owe to anyone and was not owed to Nationstar by anyone,
  3. Joel and Sandra Stokes kept $100,000+ in over five years of rental profits that belong to me,
  4. Red Rock attorneys Koch & Scow retained $60,000 that they refused to distribute to me in 2014 and has now accrued plus six years of interest and costs to pursue my claim against massive obstruction
  5. I have been forced to expend tens of thousands of dollars on litigation costs and thousands of hours of personal time to attempt to recover what was stolen from me.

2:38-minute VIDEO “What happened after Sun City Anthem refused Nona Tobin’s 2017 offer to settle?“

I declare under penalty of perjury under the laws of the State of Nevada that the foregoing is true and correct.

Dated this 21st day of March 2021,