RRFS claims vs. actual $$ due

EXCESSIVE, UNAUTHORIZED & UNEARNED “COLLECTION COSTS” = ABUSIVE & PREDATORY COLLECTION PRACTICES

12/31/11Balance due Dec 31, 2011 was zero. See annotated Resident Transaction Report Page 1335.
1/1/12$275 Jan 2012 Qtr Assessment (1/1/12-3/31/12)
1/31/12$25 Late Fee Assessed. See 1/31/12 RMI Quarterly statement. Upon information and belief, the 1/31/12 statement assessments due and late fees due was the last such statement distributed to owners.
2/14/12Tobin’s Check 112, dated 2/14/12, paid $275 for quarter ending 3/31/12 plus $25 late fee
4/1/12$275 Assessments due for 4/1/12-6/30/12
4/24/12Tobin’s Check 127, dated 4/24/12, paid for quarter ending 6/30/12, so no late fee became due on 4/30/12.
6/30/12Page 1335 Resident transaction report shows assessments were current to 6/30/12.
7/1/12Foreclosure deed recitals falsely claim that no payments were made after 7/1/12. See 8/22/14 annotated foreclosure deed.
See 3/12/13 rescinded NODES
7/1/12$275 Assessments due for 7/1/12-9/30/12
7/31/12$25 Late fee assessed for 7/1/12-9/30/12 quarter 
8/17/12Tobin’s check 143, dated 8/17/12, paid $275 Assessments due for 7/1/12-9/30/12 and $25 Late fee assessed on 7/31/12, for 2763 White Sage Drive.
See annotated Resident Transaction Report Page 1335.
8/17/12Tobin’s check 143, dated 8/17/12, paid $275 Assessments due for 7/1/12-9/30/12 and $25 Late fee assessed on 7/31/12, for 2664 Olivia Heights.
See Resident Transaction Report Page 12859 
9/13/12SCA’s managing agent RMI referred the account to its subsidiary RRFS to initiate collections per RRFS log in SCA 415, RRFS’s log of “homeowner progress”
9/17/12On unsent 9/17/12 RRFS notice of intent to lien, RRFS claimed $617.94 was due when only $275 assessments and a $25 late fee were authorized for 7/1/12-9/30/12 quarter.
See SCA 642 and SCA 643.
9/17/12RRFS reported to the Board that the account was a potential write off of $321.51 SCA removed the RRFS collection reports from the SCA website after Tobin downloaded them in 2018.
See RRFS potential write off as of 9/30/12 for 2763 White Sage, RRFS account #808634
9/20/12SCA 628 and SCA 635 are the sender’s copy of certified letters, item number 71603901984964087011.

Both sender’s copies are stamped as received by RRFS on 10/8/12. SCA/RRFS did not disclose any proofs of service for SCA 628 and SCA 635.

Tobin has no record or recollection of ever receiving it. SCA alleged in its MSJ that Tobin had sent it to RRFS with a 10/3/12 letter she sent to SCA transmitting check 143 and Hansen’s death certificate. No evidence supports this claim.

All evidence supports that RMI sent SCA 628 and SCA 635 to RRFS at which time RRFS stamped them received. The effect of this was to unfairly impose unauthorized and unnecessary collection fees on the estate of a deceased homeowner without the executor’s knowledge.
9/20/12SCA 628 and SCA 635 are the same notice of hearing on 10/8/12 for temporary suspension of Gordon Hansen’s privileges for the alleged violation of the governing documents of delinquent assessments. SCA may have sent this notice. However, Tobin did not receive it. There never was a hearing on 10/10/12. Tobin’s check 143, dated 8/17/12, paid assessments through 9/30/12 are rendered it moot.
9/30/12$275 Assessments due for 7/1/12 – 9/30/12 quarter plus $25 late fee assessed on 7/31/12 were paid by $300 check 143
9/30/12In SCA 618, RRFS Allocation detail shows that check 143 was applied to pay the assessments and late fees due and payable through 9/30/12.
9/30/12Check 143 paid the account in full for the quarter 7/1/12-9/30/12. See SCA 618 which shows 
9/30/129/30/12 RRFS reported to the SCA Board that as of 9/30/12, account 808634 was a potential write off of $351.21.
See RRFS potential write off as of 9/30/12 for 2763 White Sage, RRFS account #808634
10/1/12$275 Assessments due for quarter 10/1/12-12/31/12
10/3/12Per SCA 631, Tobin gave notice to SCA that the owner had died. Enclosed were
1) 1/14/12 death certificate and
2) “Check for $300 HOA dues”
Tobin’s notice was sent to the HOA. She indicated the late payment of the deceased owner’s assessments was an error, that the property was in escrow,
that the prospective purchasers were moving in shortly,
that further payments would be made out of escrow, and
that the HOA should work with Doug/Proudfit Realty or new owners to collect future assessments. SCA’s claims that Tobin acted in bad faith, had “unclean hands” and that she was “barred by equitable principles from recovering” for not knowing or remembering that check 143 was not delivered on 8/17/12 when it was written.
Tobin had no recollection of writing the 10/3/12 letter and only became aware of it on 12/26/18 when PDFs of documents disclosed by SCA on 5/31/18 as a picture of a CD, were given to her by attorney Joe Coppedge.
10/3/12Page 1335 Resident Transaction Report does not have an entry to acknowledge that check 143 for $300 was submitted to pay the assessments for the quarter from 7/1/12 – 9/30/12 as was reported in SCA 618.. 
10/8/12RRFS stamped on a paper with a picture of check 143 as received by RRFS on 10/8/12.
There is no date stamp on check 143 to indicate when SCA received it or when RRFS received it.
It is more probable, given the many alterations/ misrepresentations of other documents RRFS/SCA disclosed, that Tobin’s recollection that she submitted check 143 with check 142 on 8/17/12 was correct. and RRFS altered the date on the transmittal letter from 8/17/12 to 10/3/12 to conceal that FSR forwarding the account to collections on 9/13/12 was an error.
10/8/12SCA 628 and SCA 635 are the same SCA compliance letter, dated 9/20/12,  to Gordon Hansen, at 2664 Olivia Heights. SCA/RRFS did not disclose any proofs of service for SCA 628 and SCA 635. Tobin has no record or recollection of ever receiving it. SCA/RRFS did not disclose any letter to 2763 White Sage which would have been required it this was supposed to be the first step of the due process required before imposing a penalty on the homeowner for delinquent assessments.
10/10/12The 10/10/12 hearing noticed allegedly by the 9/20/12 letter in SCA 628 and SCA 635 did not occur. No notice of sanction followed it equivalent to the 8/13/14 Notice of Fines Tobin received after a hearing was held to give notice of a $25 fine for dead plants.
10/18/12RRFS ledger did not apply check 143 to pay the 7/1/12-9/30/12 quarter. On 10/18/12 RRFS ledger entered that check 143 left a balance $369.15 instead of the $275 that was actually due and payable for the quarter of 10/1/12-12/31/12
10/18/12SCA 618 PAY ALLOCATION shows check 143 was both allocated as payment of the quarter 7/1/12-9/30/12 or was a partial payment that left a balance as of 10/18/12 comprised of all RRFS-added charges.
10/18/12RRFS ledger SCA 623-625 called check 143 a partial payment
10/31/12$25 late fee for 10/1/12-12/31/12 delinquent installment was assessed. As of 10/31/12, amount due and owing was $300.
10/31/12Balance due on 10/31/12 as listed in SCA resident transaction report instead of the $275 assessments and $25 late fee actually authorized and due and payable as of 10/31/12.
10/31/12On 11/5/12 RRFS ledgeer sent to 2763 White Sage and forwarded by Proudfit Realty to Ticor Title claimed $495.36 was due when $300 would have paid through 12/31/12 the $300 assessment and late fee authorized for the quarter 10/1/12-12/31/12
10/31/12RRFS reported to the Board that account 808634, 2763 White Sage Dr. was a potential write off of $382.26 as of 10/31/12
11/1/12SCA Board published a schedule of fees that conformed to the NRS 116.310313(2) limits set by the CIC Commission except for the sentence “Fees and costs may change without notice. Schedule of fees may not be all inclusive.”
11/5/12SCA 620 11/5/12 “Correspondence Response Sent to Homeowner” “(RRFS) is in receipt of the correspondence that the homeowner has passed away. Our records have been updated…” RRFS claimed $495.36 was due as of 10/31/12 instead of the $300 actually due.
11/9/12Per 11/9/12 into SCA resident transaction report after a $300 collection payment was credited from check 143, there was a $351.21 balance reported on Page 1335 because two unauthorized monthly late fees had been added. $300 was due, $275 for assessments for the 10/1/12-12/31/12 quarter plus the $25 late fee due on 10/31/12.)
11/9/12Page 1335 Resident Transaction Report has an entry, dated 11/9/13, that shows the HOA received a collection payment of $300 on 11/6/12.
11/9/12SCA 617 “Payment Allocation 11/9/12” information as of 10/18/12. Check 143 for $300 was received as a “partial payment”. “Association Allocation detai”l: $300 check was allocated to $275 assessments due 7/1/12.and 7/31/12 to $25 late fee assessed.. 
12/5/12On 12/14/12, RRFS recorded a lien the falsely stated $925.76 was due and payable. RRFS recited on the lien that the HOA had verified that $925.76 was due and payable as of 12/5/12. As of 12/5/12, $275 for assessments for the 10/1/12-12/31/12 quarter were delinquent and a $25 late fee was authorized t be imposed on 10/31/12. All other charges were unnecessary as the account should have not been sent to collections when the only delinquent assessments were for a quarter that had not even ended. Once check 143 was paid, the account should have been removed from collections. Once the HOA received notice that future assessments would be paid out of escrow, adding $625.76 in collection fees over what was due and payable was predatory and unfair.
12/20/12On 12/2012, Ticor Title requested payoff figures from RRFS to be paid out of Sparkman 8/10/12 escrow
1/1/13Balance due per FSR on SCA resident transaction report to bring account current to 3/31/13
1/1/13According to the HOA Resident Transaction Report, on 1/1/13, there was an outstanding balance of $677.31. This is a variance of $102.31 over what was due and payable on 1/1/13, i.e, $275 assessments for 10/1/12-12/31/12 + $25 late fee plus $275 for 1/1/13-3/31/13 quarter. Note that $575 was due. RMI, as SCA’s managing agent, recorded in SCA’s oficial accounting records that $677.31 was due. RMI d/b/a RRFS, SCA’s debt collector, demanded $1,355.60 from the deceased owner’s estate. RMI d/b/a RRFS, SCA’s debt collector, demanded $1,451.75 from the prospective purchasers’ escrow.
1/1/13On 1/1/13, $275 assessments came due for quarter 1/1/13-3/31/13. There was a $300 ourstanding balance for the 10/1/12-12/31/12 quarter that resulted in a $575 balance due and payable. 
1/3/13RRFS sent a notice, dated 1/3/13, the GBH Hansen estate that a lien had been recorded on 12/14/12 for $976.25, but that on 1/3/13 $1355.60  was then due. The $925.76 l12/14/12 lien overstated the amount due by $625.76. The claim that $1355.60 was due on 1//3/13 overstated the amount actually due and owing by $780.60.
1/3/131/3/13 SCA 587 LIEN SENT TO OWNER
1/3/131/3/13 SCA 587 “LIEN SENT TO OWNER”
1/9/131/9/13 SCA P/O DEMAND RECEIVED1/16/13 SCA 578 P/O DEMAND SENT
1/16/13On 1/16/13, RRFS responded to Ticor Title’s request for updated payoff figures with a pay off demand to the Sparkman escrow of $1451.75. This demand overstated the amount actually due and payable on 1/16/13 by $876.75.
1/31/13$25 late fee due for the 1/1/13-3/31/13 quarter. 
1/31/13RRFS reported to the Board that account 808634, 2763 White Sage Dr. was a potential write-off of $677.31 as of 1/31/13.
3/7/13$702.31 amount required to pay assessments, late fees, and interest to bring balance to zero through 3/31/13 per SCA resident transaction report Page 1335 
3/7/13$2,475.35 was due and payable as of 3/7/13 per RRFS on 3/12/13 NODES
3/12/13RRFS claimed on the rescinded 3/12/13 (NODES) Notice of Default and election to Sell that, as of 3/7/13, $2,475.35 was due, not the $702.31 reported on the  SCA resident transaction report Page 1335
3/27/13Effective 3/27/13, RRFS rescinded the 3/12/13 notice of default.
4/1/13$275 Assessments due for quarter 4/1/13-6/30/13
4/3/13SCA 553 RRFS on 4/3/13 recorded the rescission of the 3/12/13 NODES. No notice of the rescission was mailed to the owner or to the property.
4/4/13As of 4/4/13, $2752.66 Due and payable per RRFS on the recorded 4/8/13 NODES vs. $825 assessments ($275 x 3 quarters from 10/1/12-6/30/13) and $50 for late fees ($25 for the 4/1/13-6/30/13 quarter was not due until the for the 4/1/13-6/30/13 quarterly installment was 30 days past due on 4/30/13.
4/16/13SCA 525 4/16/13 “Payoff Demand Received”.
See SCA 415-416 for RRFS work log entries related to RRFS refusal of Miles Bauer tender.
4/17/13SCA 527 4/17/13  Request reviewed
4/30/13$25 late fee was assessed for 4/1/13-6/30/13 delinquent installment
4/30/13SCA 254 RRFS acct detail 4/4/13 – 12/31/13 shows RRFS charged the Hansen account $150 to respond to Miles Bauer request for pay off figures
4/30/13SCA 517 -519 4/30/13 “Payoff Demand Sent” RRFS letter to Miles Bauer stated that as of 4/30/13, $$2,904.26 was due.
5/7/13Tobin faxed a letter to put BANA on notice of her intent to stop paying to protect the security interest of a lender to whom she did not owe any debt.
See Tobin 5/7/13 letter to BANA and attachments disclosed as NSM 274-328.
5/8/13SCA 513 Miles Bauer check for $825, the exact amount of assessments then delinquent.
See SCA 513-530 for RRFS disclosures re rejection of the first super-priority tender. (SCA 302 was the second.)
5/16/135/16/13 SCA 512 is a request for payoff figures from Proudfit Realty “We are expecting a short-sale approval letter to be issued in the name of the new buyers. Escrow is expected to close no later than June 28, 2013.”
See SCA 504-512.
5/29/13RRFS responded on 5/29/13 that $3,055.47 was due and payable instead of the $825 assessments and $75 late fees that were due and owing to bring the account paid in full to 6/30/13.
5/29/13SCA 254 RRFS acct detail 4/4/13 – 12/31/13 shows that on 5/29/13 RRFS charged $150 for pay off demand in relation to Proudfit Realty request for pay off figures in Mazzeo’s escrow opened on 5/10/13 for a $395,000 purchase offer
6/30/13If Miles Baur tender of $875 had been accepted and correctly applied, assessments would have been paid through 6/30/13. There were unpaid late fees for the three quarters then delinquent ($25 x 3= $75 due for the quarters from 10/1/12-6/30/13).

It was unfair for Miles Bauer to tender the $825 for the nine months then delinquent after its principal, servicing bank BANA, refused to let the escrow (8/10/12-4/8/13) close on Sparkman’s FMV arms-length offer.

Ticor Title had been instructed to pay the $1,451.75 RRFS had demanded on 1/16/13 on COE.
It was also unfair that BANA’s agent Miles Bauer tendered the $825 super-priority directly to RRFS without notifying Ticor Title, Proudfit or Tobin. 

RRFS did not notify the SCA Board, or more importantly, request Board approval, of its rejection of the tender of 100% of the assessments then delinquent.
Per RTR pages 1334-1336 the amount due and owing as of 6/30/13 was $1,083.14.
7/1/13Per RTR pages 1334-1336 the amount due and owing as of 7/1/13 was $1,308.14
7/1/13$275 Assessments due for 7/1/13-9/30/13
7/1/13$825 delinquent through 6/30/13 +$275 assessments due for 7/1/13-9/30/13 quarter equated to $1100, one year of assessments due because of RRFS’s unilateral rejection of the Miles Bauer tender and because of BANA’s unilateral rejection of the Mazzeo’s 5/10/13 $395,000 offer.
7/10/13Tobin removed the property from the market, turned off the electricity, and initiated a deed in lieu process with BANA.
See Tobin’s 2013 deed in lieu hand written notes.
7/31/13$25 late fee due bringing to $1100 the assessments that were delinquent plus$100 in late fees that were authorized=$1,200.
8/15/13SCA 401 is an envelope addressed to 2763 White Sage that was stamped on 8/15/13 “deceased”. There is no such envelope for the letter RRFS alleged in SCA 287 was sent to 2763 White Sage on 7/2/14. This is the 7/2/14 letter that RRFS claims was sent to notify the owner that the waiver request RRFS sent to the SCA Board on 6/9/14 was denied. 
See SCA 401-403 Return to Senders
8/15/13SCA 403 is an envelope addressed to 2763 White Sage that was stamped on 8/15/13 “Return to sender Not deliverable as addressed. Unable to forward.”. There is no such envelope for the letter RRFS alleged in SCA 287 was sent to 2763 White Sage on 7/2/14. This is the 7/2/14 letter that RRFS claims was sent to notify the owner that the waiver request RRFS sent to the SCA Board on 6/9/14 was denied. 
10/1/13Balance due per FSR on SCA resident transaction report to bring account current to 12/31/13
10/1/13Balance per RRFS account detail in SCA 254
10/1/13Assessments due for 10 /1/13-12/31/13
10/16/1310/16/13 SCA 450 Followed Up POP
10/16/13SCA 468 RRFS “Homeowner Progress Report” to 10/16/13 does not show any BOD approval
10/31/13$25 late fee due
1/1/14Balance due per FSR on SCA resident transaction report to bring account current to 3/31/14
1/1/14Balance per RRFS account detail in SCA 254
1/1/14Assessments due for 1/1/14-3/31/14
1/31/14$25 late fee due
2/11/14Effective 2/11/14, RRFS claimed that $5,081.45 was due and payable on the Notice of Sale published on 2/12/14 (cancelled on 5/15/14 and not replaced).

Note that RRFS did not ever update the 2/11/14 $5,081.45 figure a a second published NOS.
RRFS concealed its 3/28/14 payoff demand to Chicago Title in which RRFS stated that as of 3/28/14 $4,962.24 was due as of 3/28/14. The discrepancy ($5,081.45 on 2/11/14 vs. $4,962.24 on 3/28/14 is explained on page 6 of the 3/28/14 demand.

RRFS and SCA obfuscated that on 3/28/14 the SCA BOD instructed RRFS to reduce $400 in late fees and $18.81 in interest of the $5,083.45 RRFS claimed was due on 2/11/14.) Note that SCA 275-SCA 315 includes significant alterations of the RRFS accounts and records to obfuscate this action by the SCA BOD and to misrepresent the 5/28/14 NSM offer (one year of assessments ($1100) to close the MZK 5/8/14 auction.com sale) as a fee waiver request from the owner. Further, SCA 254, RRFS’s 8/15/14 Account Detail fails to accurately account for the 3/28/14 fee and interest waiver authorized by the SCA BOD. 
2/11/14$4,240.10
2/12/14Published 2/12/14 Notice of Sale (NOS) alleged that $5,081.45 was due as of 2/11/14. 
2/28/14$4,962.64 RRFS response to payoff demand requested by Chicago Title  
3/18/143/18/14 payoff demand received

Note that the 3/6/14 Chicago Title Preliminary Title Report was concealed in discovery.
3/18/14SCA 312 -313 shows that Chicago Title requested pay-off figures from RRFS.
3/18/14SCA 310 contains two emails dated 3/18/14 which clearly indicate RRFS received a request for payoff figure on 3/18/14, but the SCA BOD was scheduled to review Leidy’s requests at the 3/27/14 meeting. Note RRFS and SCA both failed to disclose the 3/28/14 RRFS response to Chicago Title in which the ledger shows that the SCA BOD approved a $400 fee waiver. This fee waiver is not included in SCA 255, RRFS account detail from 2/11/14-8/15/14
3/28/14On 3/28/14 RRFS demanded $3,055.47 was due in response to Chicago Title’s 3/18/14 request for pay off figures found in SCA 312 -313. RRFS, NSM, and SCA concealed RRFS’s 3/28/14 demand. On 10/14/14, Leidy provided it to Tobin. Leidy informed Tobin on 10/14/14 that it was the only ledger he had ever received.
3/28/14RRFS concealed payoff demand of $3,055.47 in response to Chicago Title (concealed in discovery)
3/28/14$4,687.64 was shown as due and payable on
3/28/14See Page 6 of the 3/28/14 RRFS ledger concealed from discovery by RRFS, SCA, BHHS, and NSM.

3/28/14 Page 6 shows a $400 fee reduction was approved by the SCA board pursuant to Leidy’s 3/7/14 only fee reduction request found buried in SCA .
6/9/14 Page 6 of RRFS 6/9/14 ledger scrubs the $400 Board approved reduction and reports that RRFS billed no collection costs from 2/11/14 to 5/30/14 (See SCA 301).
A further accounting discrepancy in found in SCA 250
4/1/14Balance due per FSR on SCA resident transaction report to bring account current to 6/30/14
4/1/14$275 Assessments due for 4/1/14-6/30/14
4/24/14
4/30/14$25 late fee due for delinquent  4/1/14-6/30/14 installment
4/30/14SCA 254 RRFS acct detail 4/4/13 – 12/31/13 shows on 4/30/13 RRFS claimed $2,876.95 was due as of 4/30/13 in response to Miles Bauer’s request for pay off figures. SCA 254. On
5/6/14SCA 307
5/15/14No BOD approval of postponed 5/15/14 sale date
5/15/14SCA 307 is an unsigned approval form to conduct the sale on 5/15/14.
No signed BOD approval was disclosed in SCA 176-643 or exists in the 4/26/14 minutes of Board approval to conduct the sale on 5/15/14.

On 5/15/14, the Ombudsman received notice that the 5/15/14 sale was cancelled as the owner was retained.
5/15/14SCA 308 is another email alleging final approval of the 5/15/14 sale from which the date has been scrubbed and there is no signature
5/28/14SCA 302 NSM 5/28/14 super-priority offer
6/2/14Ombudsman employee, Ann Moore, logged that the Ombudsman had received notice that the 5/15/14 sale date had been cancelled, the 2/12/14 notice of sale process and the “trustee sale: were cancelled and the “owner retained”. See authenticated Ombudsman Notice of Sale Compliance Record (OMB-NOS)
7/1/14Balance due per FSR on SCA resident transaction report Page 1336 to bring account current to 9/30/14 was $2,692.68.
See Resident Transaction report, Pages 1334-1336
7/1/14Assessments due for 7/1/14-6/30/14
7/2/14SCA 277 Undated email RRFS to Leidy “Please see response regarding the settlement request for $1000.00” (Note there was no settlement request for $1000. Leidy did not receive this. Not clear what was supposedly attached as it does not relate to the 6/5/14 email Leidy sent to RRFS to forward the NSM 5/28/14 offer that is on the bottom of the page SCA 277
7/2/14unsent RRFS ledger falsely alleged to have been sent to 2664 OH and 2763 WS
7/31/14$25 late fee due.
7/31/14Per RTR pages 1334-1336 the amount due and owing on 7/31/14 $2,692/68.
8/13/14Notice of Fines was sent after a hearing was held prior to the imposition of a $25 fine for a dead tree at 2763 White Sage
8/15/14RRFS sold 2763 White Sage without notice to any party with a known interest.
8/15/14SCA 255 2/11/14 – 8/15/14 RRFS account detail does not have an entry of 3/28/14 SCA BOD $400 fee waiver and does not include any charges for the 3/28/14 pay off demand to Chicago Title and does not report SCA 302, NSM’s 5/28/14 super-priority tender. It also shows RRFS was charging late fees monthly when payments were in quarterly installments and $25 per installment was authorized.
8/27/14Collection payment entered to pay Gordon Hansen’s account in full on Page 1336
9/25/14Page 1337 Resident Transaction Report shows an entry on 9/25/14 that Jimijack Irr Tr paid $225.00 new owner setup fee. Jimijack’s Resident ID was 0480-02. SCA’s ownership record shows Jimijack was the second owner of the property.
9/25/14Page 1337 Resident Transaction Report 9/25/14-3/31/16 and SCA owner record 4/1/16-5/9/16 shows Jimijack was the only owner after Hansen. SCA refused to provide the SCA ownership records requested from 8/15/14 date of the sale to 2/28/19 end of discovery.
4/1/162763 White Sage payments for all owners 1/1/06-5/9/16
10/14/14Tobin to Leidy email demanding answers
10/14/14 Leidy response
10/14/14Leidy emailed to Tobin the 3/28/14 ledger that RRFS concealed in discovery that shows how RRFS falsified the ledgers.

Request for Judicial Notice: Laws & Regulations Exhibit 6 Sanctions & damages

Nevada Rules of Professional Conduct (as amended through 10/19/19)

Nevada Rules of Professional Conduct excerpts related to the instant action

ABA Standards for Imposing Lawyer Sanctions (as amended 1992)

ABA Standards for Imposing Lawyer Sanctions – excerpts

NRCP 11 Signing Pleadings, Motions, and Other Papers; Representations to the Court; Sanctions

(b) Representations to the Court.

(b) Representations to the Court. By presenting to the court a pleading, written motion, or other paper — whether by signing, filing, submitting, or later advocating it — an attorney or unrepresented party certifies that to the best of the person’s knowledge, information, and belief, formed after an inquiry reasonable under the circumstances:

(1) it is not being presented for any improper purpose, such as to harass, cause unnecessary delay, or needlessly increase the cost of litigation;

(2) the claims, defenses, and other legal contentions are warranted by existing law or by a nonfrivolous argument for extending, modifying, or reversing existing law or for establishing new law;

(3) the factual contentions have evidentiary support or, if specifically so identified, will likely have evidentiary support after a reasonable opportunity for further investigation or discovery; and

(4) the denials of factual contentions are warranted on the evidence or, if specifically so identified, are reasonably based on belief or a lack of information.

NRCP 11(b)
(c) Sanctions.

(1) In General. If, after notice and a reasonable opportunity to respond, the court determines that Rule 11(b) has been violated, the court may impose an appropriate sanction on any attorney, law firm, or party that violated the rule or is responsible for the violation. Absent exceptional circumstances, a law firm must be held jointly responsible for a violation committed by its partner, associate, or employee.

(2) Motion for Sanctions. A motion for sanctions must be made separately from any other motion and must describe the specific conduct that allegedly violates Rule 11(b). The motion must be served under Rule 5, but it must not be filed or be presented to the court if the challenged paper, claim, defense, contention, or denial is withdrawn or appropriately corrected within 21 days after service or within another time the court sets. If warranted, the court may award to the prevailing party the reasonable expenses, including attorney fees, incurred for presenting or opposing the motion.

(3) On the Court’s Initiative. On its own, the court may order an attorney, law firm, or party to show cause why conduct specifically described in the order has not violated Rule 11(b).

(4) Nature of a Sanction. A sanction imposed under this rule must be limited to what suffices to deter repetition of the conduct or comparable conduct by others similarly situated. The sanction may include nonmonetary directives; an order to pay a

penalty into court; or, if imposed on motion and warranted for effective deterrence, an order directing payment to the movant of part or all of the reasonable attorney fees and other expenses directly resulting from the violation.

(5) Limitations on Monetary Sanctions. The court must not impose a monetary sanction:

(A) against a represented party for violating Rule 11(b)(2); or

(B) on its own, unless it issued the show cause order under Rule 11(c)(3) before voluntary dismissal or settlement of the claims made by or against the party that is, or whose attorneys are, to be sanctioned.

(6) Requirements for an Order. An order imposing a sanction must describe the sanctioned conduct and explain the basis for the sanction.

NRCP 11(c)

 NRS 18.010  Award of attorney’s fees.

      2.  In addition to the cases where an allowance is authorized by specific statute, the court may make an allowance of attorney’s fees to a prevailing party:

(b) Without regard to the recovery sought, when the court finds that the claim, counterclaim, cross-claim or third-party complaint or defense of the opposing party was brought or maintained without reasonable ground or to harass the prevailing party. The court shall liberally construe the provisions of this paragraph in favor of awarding attorney’s fees in all appropriate situations. It is the intent of the Legislature that the court award attorney’s fees pursuant to this paragraph and impose sanctions pursuant to Rule 11 of the Nevada Rules of Civil Procedure in all appropriate situations to punish for and deter frivolous or vexatious claims and defenses because such claims and defenses overburden limited judicial resources, hinder the timely resolution of meritorious claims and increase the costs of engaging in business and providing professional services to the public

NRS 18.010(2)(b)

NRS 42.005  Exemplary and punitive damages: In general; limitations on amount of award; determination in subsequent proceeding.

1.  Except as otherwise provided in NRS 42.007, in an action for the breach of an obligation not arising from contract, where it is proven by clear and convincing evidence that the defendant has been guilty of oppression, fraud or malice, express or implied, the plaintiff, in addition to the compensatory damages, may recover damages for the sake of example and by way of punishing the defendant. Except as otherwise provided in this section or by specific statute, an award of exemplary or punitive damages made pursuant to this section may not exceed:      

(a) Three times the amount of compensatory damages awarded to the plaintiff if the amount of compensatory damages is $100,000 or more;

3.  If punitive damages are claimed pursuant to this section, the trier of fact shall make a finding of whether such damages will be assessed. If such damages are to be assessed, a subsequent proceeding must be conducted before the same trier of fact to determine the amount of such damages to be assessed. The trier of fact shall make a finding of the amount to be assessed according to the provisions of this section. The findings required by this section, if made by a jury, must be made by special verdict along with any other required findings. The jury must not be instructed, or otherwise advised, of the limitations on the amount of an award of punitive damages prescribed in subsection 1.

NRS 42.005 (1) (3)

NRS 41.1395  Action for damages for injury or loss suffered by older or vulnerable person from abuse, neglect or exploitation; double damages; attorney’s fees and costs.

1.  Except as otherwise provided in subsection 3, if an older person or a vulnerable person suffers a personal injury or death that is caused by abuse or neglect or suffers a loss of money or property caused by exploitation, the person who caused the injury, death or loss is liable to the older person or vulnerable person for two times the actual damages incurred by the older person or vulnerable person.

2.  If it is established by a preponderance of the evidence that a person who is liable for damages pursuant to this section acted with recklessness, oppression, fraud or malice, the court shall order the person to pay the attorney’s fees and costs of the person who initiated the lawsuit.

4.  For the purposes of this section:

      (b) “Exploitation” means any act taken by a person who has the trust and confidence of an older person or a vulnerable person or any use of the power of attorney or guardianship of an older person or a vulnerable person to:

             (1) Obtain control, through deception, intimidation or undue influence, over the money, assets or property of the older person or vulnerable person with the intention of permanently depriving the older person or vulnerable person of the ownership, use, benefit or possession of that person’s money, assets or property; or

             (2) Convert money, assets or property of the older person with the intention of permanently depriving the older person or vulnerable person of the ownership, use, benefit or possession of that person’s money, assets or property.

      (d) “Older person” means a person who is 60 years of age or older.

NRS 41.1395
 “Legal Issues Related to Elder Abuse: A Desk Guide for Law Enforcement” American Bar Association

Due process is required before a person’s property can be confiscated

Excerpt from page 2 of Nationtar’s 5/10/16 filing into A-15-720032-C

Note that Nationatar’s 12/1/14 claim that it had acquired Bank of America’s interest in the Hansen deed of trust was fraudulent and Nationstar rescinded it on 3/8/19. Nationstar did not have a recorded claim to the Hansen deed of trust until one week after discovery ended, and that 3/8/19 claim was fraudulent as well.

According to Nationstar’s attorneys, Nona Tobin is NOT entitled to due process before her property was confiscated by Nationstar whose claims were all fraudulent.

Link to “Whatever happened to “equal protection under the law“?

Whatever happened to “equal protection under the law”?

According to Nationstar’s attorneys in 2016, Nationstar had standing to assert a quiet title claim under NRS 40.010…

Note that Nationstar is judicially estopped from claiming to be the beneficial owner of the disputed Hansen deed of trust due to its many conflicting and false claims made into the court record and in the official Clark County property record.

According to Nationstar’s attorneys in 2016, Nationstar could not be bound by Jimijack’s default judgment against B of A because Jimijack did not name Nationstar as a defendant

According to Nationstar’s attorneys in 2019, Nona Tobin’s known interest in the property should be disregarded so Nationstar and Jimijack could settle the title dispute without joining her..and without presenting a case.

Link to 4/23/19 hearing transcript where Nationstar and Jimijack settled the title dispute ex parte by excluding Nona Tobin

Link to “A simple fable: Jimijack and Nationstar weaponize settlement”

According to Nationstar’s attorneys in 2019, Nona Tobin did not have standing to assert a quiet title claim as an individual and was bound by the 6/24/19 order from a trial that excluded her.

Link to 6/24/19 trial order that granted quiet title to Jimijack vs. the Gordon B. Hansen Trust which Nationstar claims is preclusive of all Nona Tobin’s claims

Judge Kishner excused Nationstar and the HOA from the trial although neither of whom had any filed claims against Nona Tobin or the Hansen Trust, and despite the fact that the HOA’s motion for summary judgment against only the Hansen Trust’s quiet title claim was improper and unwarranted as the HOA had no interest in the title and would not have been damaged in any way if the HOA’s attorneys had simply done nothing. The effect of the court’s granting the HOA’s motion for quiet title and Nationstar’s joinder was to give the title to give the title to Plaintiff s Nationstar and Jimack without requiring them to put on a case and preventing Nona Tobin from putting on hers.

Judge Kishner compounded her errors of never ruling on Tobin’s claim that Jmiack’s deed was inadmissible and that Nationstar was lying bout owning the beneficial interest of the Hansen deed of trust, by meeting ex parte with Nationstar and Jimijack attorneys, letting them convince her that Nona Tobin’s pro se filings should be stricken from the record unheard, and by letting them “settle” non-existent claims (Jimijack never filed any claims against Nationstar), and by failing to check the settlement documents (to see that neither Jimijack nor Nationstar were parties to the “settlement agreement” that took the title from Nona Tobin without her being given an opportunity to be heard as Nationstar so eloquently demanded for itself in 2016.

Judge Kishner also excluded from the trial all documentary evidence for Joseph Hong’s misconduct, which damaged only Nona Tobin.

Judge Kishner also excluded from the trial five of the six Hansen Trust’s causes of action (equitable relief (noncompliance with HOA governing documents), civil conspiracy, fraudulent concealment, breach of contract, unjust enrichment), made on 1/31/17 CRCM vs SCA, 2/1/17 AACC vs. Jimijack (fraudulent conveyance, quiet title and equitable relief, unjust enrichment, civil conspiracy, and preliminary and permanent injunctions), and 2/1/17 CRCM vs. Yuen K. Lee dba F. Bondurant LLC (fraudulent conveyance, quiet title and equitable relief, and civil conspiracy)

Judge Kishner also excluded from the trial Nona Tobin as an individual and ALL of Nona Tobin’s individual causes of action (quiet title & equitable relief (statutory non-compliance), equitable relief (noncompliance with HOA governing documents), civil conspiracy, fraudulent concealment, breach of contract, unjust enrichment) made on 1/31/17 CRCM vs SCA, 2/1/17 AACC vs. Jimijack (fraudulent conveyance, quiet title and equitable relief, unjust enrichment, civil conspiracy, and preliminary and permanent injunctions), and 2/1/17 CRCM vs. Yuen K. Lee dba F. Bondurant LLC (fraudulent conveyance, quiet title and equitable relief, and civil conspiracy)

Link to Nona Tobin’s 8/7/19 quiet title complaint as an individual that Nationstar asserted Nona Tobin had no right to file because

Link to Red Rock’s 6/23/19 motion to dismiss Nona Tobin’s claims

Red Rock claims res judicata even though none of Nona Tobin’s claims have ever been adjudicated.

Link to Nationstar’s 6/25/19 joinder to motion to dismiss that includes Nationstar’s misstatement of the facts to make claims preclusion apply to Nona Tobin’s claims that were never heard.

A. Note that Nationstar fails to mention that Nationstar never filed any quiet title claims against Nona Tobin or against the HOA or against Red Rock or against Nona Tobin as the trustee of the Gordon B. Hansen Trust.
B. Note that Nationstar fails to mention that Nationstar and Jimijack made a fraudulent side deal excluding Nona Tobin for the corrupt purpose of obstructing judicial scrutiny of Tobin’s evidence.
On 1/10/19, the Court granted leave to amend, but not to add parties or claims which is tantamount to not granting the 11/30/18 motion to amend. Since the order was not entered, Nationstar cannot now claim “Tobin cannot now use this action to complete the efforts she abandoned in the prior action.”
Link to 3/14/19 complaint against Nationstar to the Nevada Attorney General unadjudicated and included as an exhibit to Nona Tobin’s 4/10/19 opposition to Nationstar’s motion for summary judgment against Jimijack
Link to Nona Tobin’s 4/10/19 opposition to Nationstar’s motion for summary judgment and counter-motion for summary judgment that was stricken at the 4/23/19 ex parte meeting between Nationstar, Jimijack and Judge Kishner
Link to Nona Tobin’s 4/10/19 motion for summary judgment against Jimijack that was stricken unheard at the 4/23/19 ex parte meeting between Nationstar, Jimijack and Judge Kishner
Link to Nona Tobin’s 4/10/19 motion for summary judgment against all parties that was stricken unheard at the 4/23/19 ex parte meeting between Nationstar, Jimijack and Judge Kishner

Civil complaint against attorneys

Causes of Action: Abuse of process, civil conspiracy, fraud, and racketeering

Link to PDF of 3/22/21 third-party complaint into A-21-828840-C & exhibits

Exhibit 1: Cause of action: Fraud

Exhibit 2: Cause of action: Abuse of process

Exhibit 3: Civil damages due to Racketeering

Exhibit 4: Cause of action: Conspiracy

Exhibit 5: Alleged facts

Exhibit 6: What does it take to get disbarred in Nevada?

Exhibit 7: 1st complaint to the Nevada Attorney General

Exhibit 8: 2nd complaint to the Nevada Attorney General

Exhibit 9: Why Nationstar & its attorneys must be sanctioned & pay punitive damages

Exhibit 10: All declarations under penalty of perjury support Nona Tobin’s claims

When all statements under oath support Nona Tobin, why does she keep losing?

Exhibit 11: What is the PUD Rider?

Exhibit 12: A Duel to the Death

Exhibit 13: We can learn a lot from this Spanish Trail HOA case

Exhibit 14: Complaints to the State Bar of Nevada Ethics & Discpline Panel vs. Brittany Wood

Exhibit 15: Complaint against Melanie Morgan

Exhibit 16: Complaint to the Mortgage Lending Division

Exhibit 17: Complaint vs. Brittany Wood

Exhibit : 2020 court hearings Part 1

Exhibit 19: Complaints to law enforcement

Exhibit 20: Harassment or bullying an HOA homeowner is a crime

Exhibit 21: How the crooks steal HOA houses

Exhibit 22: Implicated Nevada law

Exhibit 23: Interpleader complaint was filed with an ulterior motive

Exhibit 24: Joseph Hong: pay Nona Tobin treble damages for stealing her house and be disbarred

Exhibit 25: Judicial Jiu-Jitsu is fraud on the court

Exhibit 26: Nationstar Mortgage’s fraud

Exhibit 27: Nevada Commission on Judicial Discipline Complaint

Exhibit 28: Nevada Rules of Civil Procedure

Exhibit 29: Implicated Nevada Rules of Professional Conduct

Excerpts related to attorney misconduct in this situation as well as a link to the full Nevada rules for professional conduct. Here is a link to the ABA Standards for Imposing Lawyer Sanctions which also should weigh heavily in the Court’s decision to appropriate level of discipline to impose.

Exhibit 30: Nona Tobin’s Request for Judicial Notice of the property record

Exhibit 31: Recommendation to the Nevada Commission on Judicial Discipline

Exhibit 32: Complaints to the Nevada Attorney General

Exhibit 33: What is Lis Pendens?

Exhibit 34: Why Alternative Dispute Resolution

Cause of Action: Civil Conspiracy

Plaintiff repeats, realleges, and incorporates herein by this reference the allegations hereinabove inclusively as though set forth at length and in full herein. 

Defendants collectively constitute a combination of two or more persons.  

Defendants acted in concert by agreement, understanding, or a “meeting of the minds” regarding the objective and the means of pursuing it, whether explicit or by tacit agreement (the “Scheme”). 

Defendants, and each of them, intended to and did accomplish an unlawful objective for the purpose of harming Plaintiff Nona Tobin through the Scheme. 

The Scheme harmed Plaintiff Nona Tobin 

As a direct, proximate, and foreseeable result of the Scheme, Plaintiff has been damaged in excess of $15,000 and in an amount to be determined at the time of trial. 

Defendants’ acts were committed with fraud, oppression, and/or malice, entitling Plaintiff Nona Tobin to punitive damages pursuant to NRS 42.005 in an amount to be determined at the time of trial. 

As a direct, proximate, and foreseeable result of the Defendants’ acts, it has become necessary for Nona Tobin to secure the services of an attorney, and Nona Tobin is entitled to recover fees and costs incurred herein as damages.

Alleged facts

  1. Joseph Hong (NV Bar #5995) filed written false statements, filed frivolous unsupported harassing pleadings, knowingly made false verbal statements, made fraudulent misrepresentations of material facts, concealed/failed to disclose material facts, conspired with others, received or transferred ill-gotten proceeds for his own benefit or for the benefit of clients or co-conspirators, on multiple dates, as evidenced by court and property records included in Exhibit 1:
  2.  6/9/15 DEED, Jimijack’s recorded deed is inadmissible pursuant to NRS 111.345 as fraught with notarial violations. See 1/17/17 Tobin declaration. See 4/10/19 stricken Tobin motion for summary judgment. See Tobin 2/1/17 unheard AACC vs. Jimijack.
  3. 6/16/15 COMP:  Jimijack complaint sued Bank of America that had no recorded interest and did not sue Nationstar that did. Hong never served the complaint on the HOA and never submitted these claims, the only ones filed on behalf of Jimijack, to mediation per NRS 38.310. Hong never filed any NRCP 16.1 disclosures and so there is no evidence in the record to support that Jimijack is a legal entity (No trust instrument); no deed to replace Jimijack’s defective deed; no evidence to refute the HOA ownership record, the Resident Transaction Report, that shows that Jimijack took possession as the second owner of the property on 9/25/14, and that there is no record of either  of Hong’s current or past clients, F. Bondurant LLC or Opportunity Homes, LLC ever having been owners of the property.
  4. 8/12/15, Summons to Bank of America is to the wrong address
  5. 10/16/15 JDDF judgment of default vs. Bank of America was recorded by Hog on 12/1/15 but no notice of entry of order was ever filed. NRS 40.110 prohibits a court from making a quiet title determination without an evidentiary hearing. Nationstar attorney Edgar Smith lied about knowing about this recorded order when he filed the 4/12/16 motion to set aside the BANA default and substitute Nationstar for BANA as the real party in interest.
  6. 6/8/16 AFFD, In an affidavit to support an order shortening time, Joseph Hong made statements in paragraphs4, 5, 6, 7, 8, 9, 10, and 11 that are were known to be false and are contradicted by other records.
  7.  8/30/16 OPPM, Hong opposed the Tobin/Hansen 7/29/16 motion to intervene because the proposed pleadings weren’t attached. Hong did not oppose Nationstar’s 4/12/16 motion to intervene on the basis of no attached pleadings. On 4/23/19, Joseph Hong misinformed the court that the 7/29/16 MINV Tobin/Steve Hansen motion to intervene into A-16-730078-C had been granted, but that the 11/15/16 MINV of Nona Tobin, an individual, and trustee of the Gordon B. Hansen Trust, dated 8/22/08, had been denied. Hong’s statements are contradicted by the record: 9/29/16 minutes, 9/29/16 RTRAN, 9/29/16 minutes, On 9/23/16 AFFD, Tobin filed a sworn affidavit that includes a challenge to both Jimijack’s and Nationstar’s standing, but Hong and the court ignored it at the 9/29/16 hearing. Hong did not prepare the order as instructed by the court. Later in 2018, Akerman attorneys’ awareness of this 9/23/16 AFFD, refused to join Tobin in a motion for summary judgment to void the HOA sale, for the sole improper purpose of stealing Tobin’s property without foreclosing in the manner required by NRS 107.080.
  8. 12/5/16 OPPM:  Hong’s opposition to Tobin/Hansen Trust 11/15/16 MINV. Again, the court record shows the falsity of Hong’s claims: 12/20/16 minutes, 12/20/16 RTRAN,
  9. 3/13/17 RCCM: In Hong’s opposition to Tobin/Hansen Trust’s 2/1/17 AACC. Hong did not enter into the court record any evidence to refute the Tobin/Hansen Trust’s claims against Jimijack in the 3/13/17 RCCM or at any other time. Hong did not produce a new deed to replace Jimijack’s 6/9/15 dee that was inadmissible per NRS 111.345. Hong did not ever move the court to admit the Jimijack deed. Hong prepared a defective 6/24/19 order that falsely claimed that the causes of action in the Nona Tobin’s 2/1//17 AACC vs. Jimijack were adjudicated at trial when they were not addressed at all. Hong did not file any counter claims vs. Tobin or the Hansen Trust in his 3/13/17 RCCM or at any other time.
  10.  3/13/17 RCCM:  Hong’s equally vacuous response to Tobin/Hansen Trust’s 2/1/17 CRCM cross-claim vs. Yuen K. Lee dba F. Bondurant LLC did not refute any of the claims vs. Lee and never produced any evidence and never served any NRCP 16.1 disclosures. Hong did not file any cross- claims vs. Tobin or the Hansen Trust on behalf of Yuen K. Lee dba F. Bondurant LLC in his 3/13/17 RCCM. Hong prepared a defective 6/24/19 order that falsely claimed that the causes of action in the Nona Tobin’s Tobin/Hansen Trust’s 2/1/17 CRCM cross-claim vs. Yuen K. Lee dba F. Bondurant LLC were adjudicated at trial when they were not addressed at all. Neither Lee nor F. Bondurant LLC are listed in the HOA property records as ever having owned the subject property. Hong did not disclose that he has a controlling interest in F. Bondurant LLC or that he is the one who got CluAynne M. Corwin to fraudulently use her notary stamp to witness Yuen K. Lee to execute Jimijack’s deed as if Thomas Lucas stood before her.
  1.  12/5/18, DISC Joseph Hong prepared Joel Stokes’ response to Tobin’s interrogatories. This defective, deceptive, duplicitous response is Hong’s only entry of “evidence” into the court record in any eight court cases related to the dispute over the title to the subject property from 6/16/15 to the present.
  1.  3/25/19 RCCM On 3/25/19, Joseph Hong finally provided a response to Nationstar’s 6/2/16 AACC, but only after Nationstar filed on 3/18/19 a NITD notice of intent to take default and a motion for summary judgment on 3/21/19 MSJ (See also 3/21/19 MSJ pages 1-9 annotated. Hong did not file any counter-claims against Nationstar  in this 3/25/19 RCCM – or ever. On 4/12/19 NS, Hong and Morgan served notice of a Jimijack-Nationstar “settlement”, but Hong never filed any claims against Nationstar on behalf of Jimijack to “settle”. Nationstar never took default against Jimijack in three years of non-response. Nationstar withdrew its MSJ vs. Jimjack on 4/23/19 NWM immediately after Hong and Morgan’s ex parte meeting with Judge Kishner had succeeded in obstructing any judicial scrutiny of Tobin’s evidence (See 4/17/19 stricken reply to support Tobin joinder to Nationstar’s MSJ vs. Jimijack) and had obstructed the adjudication of Tobin’s two motions for summary judgment (Tobin stricken MSJ vs. Jimijack and the Tobin stricken MSJ vs. all parties) in the pro se filings stricken at the 4/23/19 hearing held ex parte due to Hong’s deceptive 4/15/19 SAO and 4/22/19 NTSO notices that the hearing was continued to 5/7/19.
  2.  3/26/19 Minutes (Hong’s oral motion to join MSJ was denied) are it is proved by the transcripts: 3/26/19 RTRAN,  3/26/19 annotated transcript),
  3. Hong served notices through the Court eFile Odyssey system that the 4/23/19 hearing was continued, but then met ex parte anyway:  4/15/19 SAO (notice served of order to continue 4/23/19 hearing),  4/22/19 NTSO (notice of entry of order to continue 4/23/19 hearing),   4/23/19 minutes (continued 4/23/19 hearing held ex parte) Hong lied to get Tobin’s pro se filings stricken),   
  4. Hong’s lies at the 4/23/19 exp parte hearing are well documented: 4/23/19 minutes,

4/23/19 RTRAN, 4/23/19 RTRAN annotated, and NCJD 2012-026 Attachment 14.

  1. The severe detrimental impact on Nona Tobin by Hong’s and Morgan’s 4/23/19 ex parte misrepresentations to the court are also documented in NCJD 2021-026 Attachment 16 Stricken, not Heard which is 963 pages of Nona Tobin’s Pro Se notices, motions, oppositions, and documentary evidence stricken solely because Judge Kishner reasonably expected officers of the court to tell her the truth.
  2. 4/25/19 Pre-trial conference Minutes
  3. Joseph Hong violated NRCP 11 (b)(1) by attending the pre-trial conference on court call.
  4. Hong’s misconduct in not attending the pre-trial conference, and faking the existence of a co-trial counsel, is well documented by 4/25/19 minutes, 4/25/19 RTRAN.
  5. Also notable at the 4/25/19 pre-trial conference was Hong’s representation to the court that he had no evidence and no witnesses for either of his clients, Jimijack and F. Bondurant LLC.
  6. 5/3/19 JOIN, 5/23/19 STOKES-CFS DOT annotated, 6/24/19, 6/28/19, 8/7/19, 8/13/19,
  7. Settlement documents status check hearing: 5/21/19 minutes, 5/21/19 transcript, 5/21/19 annotated transcript Hong’s deceiving the court about the Jimijack-Nationstar “settlement” is on display at the 5/21/19  settlement documents status check hearing where Judge Kishner relied on Hong’s misrepresentations and did not check the documents.
  8. Hong concealed the 5/1/19 Jimijack to Joel Stokes deed (See  5/1/19 Jimijack to Joel Stokes DEED annotated,).
  9. By virtue of Hong’s concealing this material fact, Judge Kishner was not aware the Jimijack did not have any recorded interest at the time of the Hansen Trust vs. Jimiack quiet title trial on 6/5/19.
  10. More importantly, Hong concealed from the court that neither Jimijack nor Nationstar were parties to the “Jimijack – Nationstar agreement”. Hong concealed from the court the “agreement” executed by non-parties, Joel A. Stokes, an individual, and Civic Financial Services, LLC, and recorded on 5/23/19,
  11. On 5/24/19 OPPM, Hong continued his relentless pursuit of obstructing Nona Tobin’s case with more misrepresentations to the Court regarding Nona Tobin’s standing that were without any basis whatsoever in fact or law, and Joseph Hong knew it. This opposition, like virtually all of Hong’s motions, oppositions, drafted orders and oral arguments, were produced for the sole purpose of obstructing the administration of justice.

 5/29/19 video, 5/29/19 RTRAN,

  • Joseph Hong Joseph Hong refused to meet with attorney Joe Coppedge in May 2019 to prepare the mandatory EDCR 2.67 joint pre-trial memo and refused to respond to Nona Tobin’s pro se .
  • Judge Kishner issued erroneous as 6/3/19 RTRAN, 6/3/19 video, 6/5/19, 6/5/19 video, 6/5/19 RTRAN, 6/5/19 video, 6/6/19 RTRAN9/3/19 RTRAN, 9/3/19 video, 6/25/20, 7/1/208/3/20 annotated,, 8/11/20 video, 8/11/20 RTRAN, 10/8/20, 10/8/20 annotated, 10/16/20 OST, 10/16/20 NEO, 10/29/20 RTRAN, 10/29/20 video, 11/3/20 video, 11/3/20 RTRAN
  • Third-party Defendants Hong  made the following false representations regarding the facts, the court record and the law:
  • At the time of the Misrepresentations, Defendants knew each Misrepresentation was false.  Defendants intended to induce the Court to act in reliance upon their Misrepresentations. 
  • Judge Kishner justifiably relied on the Misrepresentation by Melanie Morgan and Joseph Hong, expecting them to be true to their duty of candor to the tribunal, to Nona Tobin’s detriment. 
  • In reliance on Defendants’ Misrepresentations, Judge Kishner made erroneously rulings against Nona Tobin, an individual, without actually knowing what the facts, the court record,  and the law were.
  • Judge Kishner never heard or considered Nona Tobin’s 4/24/19 MVAC and MSJ motion to vacate the order entered on 4/18/19 pursuant to  the Agreement therefore lacked mutual assent.  As a direct, proximate, and foreseeable result of Defendants’ acts, Plaintiff has been damaged in excess of [$15,000 (State Court) or $75,000 (Federal Court)], and in an amount to be determined at the time of trial. 
  • Defendants’ acts were committed with fraud, oppression, and/or malice, entitling Plaintiff to punitive damages pursuant to NRS 42.005 in an amount to be determined at the time of trial. 
  • As a direct, proximate, and foreseeable result of the Defendants’ acts, it has become necessary for Plaintiff to secure the services of an attorney, and Plaintiff is entitled to recover fees and costs incurred herein as damages
  • Joel and Sandra Stokes 5/1/19 DEED conveyance of Jimijack’s inadmissible 6/9/15 DEED was for the purpose of evading detection that Jimijack had no standing and no evidence to pursue a quiet title claim at the 6/5/19 trial. Joseph Hong concealed this material fact from the court, and lied to her on 5/21/19 when she specifically asked him.

Mr. Hong, can you restate you were speaking on behalf of which parties?

MR. HONG: Yes, Your Honor. The Stokes parties, the plaintiffs.

THE COURT: You’ve got to be clearer than that, counsel. Remember, we have unique aspect in this case that you’re — you have clients that are — so, are you JimiJack Irrevocable Trust as well or just the Stokes?

MR. HONG: It’s the JimiJack Irrevocable Trust through its trustees, Joe and Sandra Stokes, the Stokes, Your Honor.

5/21/19 status check hearing, Page 7, 6-16, Joseph Hong concealed that the Jimijack-Nationstar “settlement” was between non-parties Joel Stokes and Civic Financial Services, so
Hong’s his fraud covered up a fact that benefited his co-conspirators
        All subsequent transfers in the chain of title, 12/27/19 DEED 1, 12/27/19 DEED 2 Chiesi, are void, as the fruit of the poison tree.
  1. Bank of America (Youda Crain robo-signer, Teresa D. Williams notary fraud) recorded a false claim on 4/12/12.
  2. RRFS recorded false claims on 12/14/12, 3/12/13, 4/3/13, 4/8/13, and executed the foreclosure deed Thomas Lucas recorded on 8/22/14.
  3. Thomas Lucas’ 2/23/15 RPTT refund should be investigated.
  4. 6/8/15 CluAynne M. Corwin notarized Yuen K. Lee’s signature claiming Thomas Lucas stood before her and made no entry in her notary journal
  5. Joel & Sandra Stokes and or Joseph Hong and/or Robert Goldsmith recorded false claims on 6/9/15, 6/9/15, 12/1/15, 5/1/19, 5/23/19, 5/28/19, 7/24/19, 12/3/19, 12/27/19, and 12/27/19 and aided and abetted false claims to be recorded on 6/3/19, 6/4/19, 7/10/19, 7/17/1912/27/19, 2/6/20, 2/6/20,  and 12/4/20
  6. Bank of America engaged in mortgage lending fraud. See 5/20/19 DECL Doug Proudfit. B of a was aided and abetted in this fraud by attorneys- Miles, Bauer, Bergstrom, & Winters LLP, e.g., Rock K. Jung on 4/8/13, 5/8/13
  7. Attorneys for Wright, Finley, Zak, aided and abetted mortgage servicing fraud of both Bank of America and Nationstar Mortgage by filing into these quiet title civil actions statements known to be false and disclosing false evidence Edgar Smith (NV bar #5506) on 1/11/16, 4/12/16 DECL, 4/12/16, 5/10/16, 6/2/16, 6/3/16, 6/10/16, 3/27/17 DECL , 3/27/17, 11/9/17, 2/9/18, (Dana Johnson Nitz NV Bar #0050, Michael Kelly NV Bar #10101)
  1. Attorneys for Akerman LLP (Melanie Morgan NV Bar #8215, Karen Whelan NV Bar #10466, Donna Wittig NV Bar #11015). 5/15/18, 2/7/19, Thera Cooper NV Bar #13468, 2/12/19, 2/12/192/20/19, 2/21/19, 2/21/19, 2/27/19, 2/28/19, 2/28/19, 3/7/19, 3/12/19, 3/12/19, 3/18/19, 3/21/19, 3/26/19 RTRAN, 4/12/19, 4/15/19 (SAO signed 4/10/19), 4/19/194/23/19, 4/23/19 RTRAN, 4/25/19 RTRAN, 5/3/19, 5/21/19 RTRAN, 5/29/19 RTRAN, 5/31/19, 6/24/19, 6/24/19, 6/25/19, 7/1/19, 7/22/19.
  2. 11/16/20 verified complaint vs. Nationstar provides 692 pages of evidence supporting my claim of mortgage servicing fraud and fraud on the court vs. Nationstar and its Akerman and Wright Finley Zak attorneys.

Allegations regarding why quiet title should have been granted to Nona Tobin years ago

  1. The HOA Sale Was Non-Compliant With Foreclosure Statutes
  • The sale was not authorized by valid HOA Board votes.
  • The owner was denied contractually guaranteed due process.
  • The sale was not properly noticed and bidding by bona fide purchasers was suppressed.
  • Tobin’s deed is superior to all others.
  • Bank attorneys filed false and recorded false claims.
  • BANA & NSM as they obstructed FMV sales, confiscated Tobin’s property without foreclosing.
  • All defendants recorded false claims to title.

Nona Tobin’s rejected 2017 offer cold have prevented five years of litigation

  1. Tobin’s rights as an SCA member were abridged by SCA attorney misconduct.
  2. SCA attorney David Ochoa (Herein “Ochoa”) unilaterally rejected Tobin’s March 22, 2017 offer to settle  the case without cost to SCA or Tobin, without even submitting it to the SCA Board for their consideration:

Nona Tobin would agree to:

■ No claim for attorney fees

■ No claim for damages Waive claim of Respondeat Superior

■ Withdraw 2/1/17 Cross-claim against SCA as if with prejudice

■ No further civil action or NRED complaint to hold SCA accountable for acts of SCA’s agents that resulted in a defective foreclosure sale

SCA Board would have to agree to

■ Not oppose my A720032 3/3/17 motion to void the sale for 

– statutory non-compliance NRS 116.31162 et seq & NRS 116.31085

– Failure to provide Tobin notice and due process

– Failure to distribute the proceeds per NRS 116.31164

– Improper accounting and excessive fees charge

■ Instruct the attorneys to withdraw two motions to dismiss Tobin as an individual and as trustee for NRS 38 mediation and for practicing law without a license

■ SCA Board to conduct a review of the collection process to ensure owners get the same notice and due process when their house is sold as SCA owners get when fined $25 for a dead tree.

SCA Board would affirm or deny on their merits Tobin’s 2/1/17 claims that:

■ No notice was given to owner or Ombudsman

■ Premature unnecessary referral to collections

■ Excess fees charged

■ Foreclosure deed relied on rescinded 3/12/13 NOD

■ Canceled 2/12/14 NOS of 3/7/14 sale

■ No NOS in effect when sold on 8/15/14

■ Sale not commercially reasonable – 18% of FMV when no lender approval on four FMV sales up to $395,000

■ Agents falsified records to keep their actions covert

■ Agents kept $60,000 that belonged to the GBH Trust

Allegations related to the fraudulent sale and the unlawful retention of proceeds

This action rises out of attorney misconduct during the course of legal proceedings that has caused severe damage to Nona Tobin. Defendants have violated professional and ethical standards of their profession by overzealously aiding and abetting racketeering and other criminal activities of their clients. This interpleader complaint was for the purpose of continuing to obstruct a fair, evidence-based adjudication of Nona Tobin’s claims.

2763 White Sage was sold by an unknown entity, without notice and without legal authorization by the Sun City Anthem Board of Directors. Thomas Lucas, a Berkshire Hathaway real estate salesman working under the broker Forrest Barbee, purchased it at the unnoticed sale on 8/15/14, while Forrest Barbee had an exclusive right to sale contract with Nona Tobin from 2/20/14-10/31/14 through another Berkshire Hathaway sales agent, Craig Leidy.

Lucas paid $63,100 and took title as an alter-go entity, Opportunity Homes, LLC, but there is no HOA record of the sale and no HOA record of the $63,100 and no HOA record that either Thomas Lucas or Opportunity Homes ever owned the property. The HOA records show that on 8/27/14 an entry of a collection payment on page 1336 in the Resident Transaction Report that $2,701.04 was paid to the HOA as “PIF”, payment in full of Gordon Hansen’s assessment account. On page 1137, Jimijack Irrevocable Trust was charged a new owner set up fee on 9/25/14 to become the second owners of the property. None of the opposing attorneys disclosed or refuted this discrepancy. Some disclosed doctored records. All concealed inculpatory records. Hong disclosed nothing. Nationstar and Brittany Wood disclosed and knowingly misrepresented Jimijack’s void, inadmissible 6/9/15 deed with the obvious intent to deceive the court and obfuscate that neither of their clients had valid title claims superior to Nona Tobin’s.

The unnoticed sale took place after Craig Leidy had sold the property on auction.com for $367,500 on 5/8/14, but the unidentified beneficiary of the 7/22/04 Hansen deed of trust refused to accept the high bidder.

The unnoticed sale took place after the Ombudsman had cancelled the 2/12/14 notice of sale process tracking on 6/2/14 after receiving notification, upon information and belief, from Red Rock, that the 5/15/14 trustee sale was cancelled and “the owner retained”.

The unnoticed sale took place on 8/15/14 after Nona Tobin had signed a $375,000 counter-offer on 8/1/14, pursuant to Nationstar’s instruction to Craig Leidy, to Yvonne Blum’s $358,800 7/26/14 offer that was in hand pending lender approval.

According to documents disclosed by Sun City Anthem and provided by Steven Scow in response to subpoena, the proceeds of the sale that Red Rock agent Christie Marling identified as “excess” were transmitted to Steven Scow to deposit with the court for interpleader on 8/28/14. See SCA 223-224 and RRFS 

Steven Scow did not deposit the $57,282.32 with the court for interpleader immediately after the sale as required by NRS 116.31164(3)

Nona Tobin contacted Red Rock in Sept 2014 to make a claim for the excess proceeds, but Red Rock informed her that they went to court for interpleader. See 10/14/14 email with Leidy 5/11/18 DECL.

Nona Tobin attempted to get the excess proceeds distributed to her by COA 5 i her 1/31/17 CRCM

Nona Tobin attempted to get the excess proceeds distributed to her in NRS 38.310 mediation that Steven Scow responded to on behalf of the non-responding Respondents, Joel Just, former President of RRFS, during all times relevant, and Steven Parker, President of First Services Residential, Nevada, the managing agent for Sun City Anthem and NRS 649 debt collector licensee DBA Red Rock Financial Services, a partnership (EIN 88-0805132??). Steven Scow’s only response to Nona Tobin’s 8/20/18 filed claim for mediation, was one sentence “claim is time-barred”

Nona Tobin met with Steven Scow in his office on 11/30/18 since the 11/13/18 mediation lasted less than 30 minutes and the HOA and Steven Scow refused to respond to any of Nona Tobin’s claims.

At that meeting Steven Scow informed her that he had the excess proceeds in his attorney-client trust fund and would not distribute them until the litigation was resolved.

Nona Tobin attempted again to get the excess proceeds distributed to her by COA 4 in A-19-799890-C 8/7/19 COMP.

On 8/11/20 Brody Wight, Koch & Scow LLC associate attorney speaking for Steven Scow, stated (quote) “the only reason we’re holding these funds is she keeps litigating”

Upon information and belief, Red Rock’s complaint for interpleader, signed by Steven Scow, and stamped “Electronically issued 02/03/2021 12:38 PM”  was personally served on John Thomson for Nona Tobin, on 2/15/21, but there is no affidavit of service filed into the A-21-828840-C Odessey NVefile and serve court record system to prove it. 

Steven Scow named four defendants in the complaint that did not have a recorded claim to assert an interest in the proceeds, and knowingly made the false statement in the complaint that:

“10. In connection with the foreclosure sale, the Association was paid the money it was owed, and RRFS was paid its fees and costs incurred in collecting the debt as allowed by contract and Nevada law. After paying these costs, RRFS was left with funds of $57,282.32. RRFS has no further interest in such funds. These funds have been deposited into counsel’s attorney-client trust account and $3,500 has been withheld as costs, expenses, and fees to commence this action. The remainder of such funds will be deposited with the Court until such time and place as directed by the Court.”

Steven Scow Page 3, paragraph 10, Interpleader complaint

These statements are duplicitous and self-serving by Steven Scow in that he association was paid what it was owed by Gordon Hansen’s estate, $2,701.04, on 8/27/14. Yet, Scow filed a 6/25/20 duplicitous motion to dismiss Nona Tobin’s claim for the excess process in case A-19-799890-C on the grounds of NRCP 12(b)(6) failure to join the HOA as a necessary party to protect its nonexistent interest in the excess proceeds of the sale.

There is no legal justification for Steven Scow to not have distributed the funds immediately after they were given to him by Christie Marling on 8/28/14 with instructions to deposit them with th court.

Scow’s failure to distribute the funds took a much more sinister turn when he did not put them in the HOA’s trust fund as the HOA Board is prohibited by its bylaws from losing control of ANY funds collected for the HOA.

“Finally, Tobin is attempting to void the HOA foreclosure sale, which, if successful, will impede the HOA’s ability to protect its interest in the proceeds of the foreclosure sale. The HOA’s joinder to this action is, therefore, required under NRCP 19. “

Steven Scow 6/25/20 motion to dismiss all Nona Tobin’s complaints

Gag me now

The fact that Tobin cannot name the HOA as a party because the claims against the HOA have already been litigated is further proof of the impropriety of the current action.”

Steven Scow 6/25/20 motion to dismiss all Nona Tobin’s complaints

Nona Tobin’s dispositive motions were not adjudicated in prior proceedings

Steven Scow knows, or has access to information that would have allowed him to know that, Nona Tobin’s claims were not already litigated as Nona Tobin’s 4/24/19 Motion to vacate and MSJ are languishing in the record unheard.

On 8/11/20, Brittany Wood, attorney for Quicken Loans, Inc (not LLC) and Brian and Debora Chiesi, who recorded claims adverse to Nona Tobin on 12/27/19 and who were not parties to the dispute over the excess funds, gratuitously and falsely informed the court that these excess funds belonged to two lenders and not to Nona Tobin.

Steven Scow also informed her that he had a file that showed notices had been given to Craig Leidy about the sale. Nona Tobin was shocked by this news and contacted her attorney, Joe Coppedge, informed Nona that he had a CD of disclosures from the HOA. He transmitted them to her on 12/26/18.

The Sun City Anthem disclosures in SCA 164-643 contain many false and falsified documents related to the contractual relationship between Red Rock and Sun City Anthem. 

SCA attorney David Ochoa  and Steven Scow who responded to Nona Tobin’s 2/4/19 subpoena on behalf of RRFS, the partnership, failed to disclose the HOA’s official records that show there are no HOA Board agendas or minutes of any HOA Board meeting compliant with NRS 116.31183 at which the SCA Board authorized 

  • the sale of 2763 WS or 
  • the sale of a dozen other properties that Red Rock confiscated in 2014.

by a vote of the Board and personally prevented the HOA custodian of records Elyssa Rammos from disclosing in response to Nona Tobin’s interrogatories and requests for documents

failed to disclose any documents that showed the HOA Board complied with the due process requirements of NRS 116.31162(4), NRS 116.31085, or NRS 116.31031

failed to disclose the 4/27/12 contract that requires Red Rock to indemnify the HOA

what they did disclose was the Red Rock foreclosure file (SCA 176-643 and RRFS 001-425 which will be provided to the Court separately in a request for judicial notice.  These unverified, uncorroborated filed were misrepresented to the court as the HOA’s official records. In fact, they are criminally fraudulent, falsified, incomplete, inaccurate revisionist history that covered up the theft of property and funds belonging to Nona Tobin, the individual owners of the other dozen properties, and from the HOA membership at large.

Nationstar attorneys filed false statements, claims for relief known to be unwarranted, and motions, oppositions and joinders known to be unsupported by fact or law on these dates: 

Nona Tobin moves the court to require restitution of Nona Tobin’s property, impose sanctions and penalties pursuant to NRCP 11, NRS 18.010(2), NRS 207.470(1) and (4), NRS NRS 207.377, and NRS 42.005 vs. Nationstar Mortgage LLC and its attorneys  (NAMES) 

Nationstar’s filings that contain the sanctionable statements will be compiled with Nationstar’s 

Nationstar was the servicing bank, but never was the holder of the original note. 

Nationstar’s first claim to be owed the $389,000 balance on the Hnsen deed of trust was on 12/1/14 when it recorded a claim to be BANA’s successor in interest, but Na

The third-party defendants named are individuals who failed in their duty of candor to the court, misrepresented the facts, law and the court record, presented false evidence, and/or withheld evidence of probative value to Tobin’s case, filed unwarranted, harassing motions, oppositions and pleadings that obstructed the administration of justice and made a mockery of the Nevada judicial system.

There has been no evidence-based adjudication of Nona Tobin’s claims in any Nevada Court since 7/29/16 to the present in any of the three district court cases that arose from the disputed 8/15/14 foreclosure sale. There are currently four appeals that are wasting the resources of the Nevada Courts of Appeal that were necessary because all the attorneys in the district court cases opposing Nona Tobin lied to the district court judges in order to prevent Nona Tobin’s claims and evidence from being heard.

The named third-party defendants – Steven Scow, Brody Wight, Joseph Hong, Kaleb Anderson and his subordinate attorneys, David and Angela Ochoa, in Lipson Neilson, Melanie Morgan (for her own actions and omissions and those of her subordinates in the Akerman LLP and for her knowledge of the fraud of Nationstar’s and B of A’s WFZ and Miles Bauer attorneys) 

3/15/21 RFJN Request for Judicial Notice of the 2003-2021 Clark County Recorder Property Records for APN 191-13-811-052. A table delineating the disputes relating to the property records can be accessed online here or linked as a PDF table here.

[1] 1/31/17 CRCM cross-claim vs. Sun City Anthem & DOEs 1-10 & ROEs 1-10

[1] Exhibit 2 is Tobin’s certificate of Incumbency, recorded 5/23/16 [1] Exhibit 3 is the GBH Trust deed, recorded 8/27/08.

Allegations related to Nationstar’s fraud

  1. The corrupt pattern in my case was executed by attorneys abusing the quiet title litigation process.  
  2. In my case, Nationstar was the servicing bank from 12/1/13 to the present (B of A was the servicer before)
  3. Neither B of A nor Nationstar ever recorded a notice of default or took any of the steps mandated by NRS 107.080 to foreclose on the Hansen DOT even though there were no payments after 2011 because the borrower died. 
  4. B of A/Nationstar both obstructed fair market value sales, I sold it on 5/8/14 on auction.com for $367,500 on 5/8/14, but Nationstar falsely claimed the unidentified beneficiary disapproved the sale.
  5. Nationstar refused to identify the beneficiary and let the HOA sell it for $63,100 on 8/15/14 with no notice to me whatsoever.
  6. Nationstar circled back, filed a fraudulent civil action in 2016  (1/11/16 COMP) for quiet title against Opportunity Homes who did not have any recorded interest after 6/9/15) based on the false claim that NSM was the beneficiary since 2011.
  7. Nationstar falsely claimed that the HOA sale was void because B of A had paid the super-priority of delinquent HOA fees, concealing from the court that the PUD rider prohibits any lender from twisting the payment of delinquent HOA fees into a de facto foreclosure without complying with NRS 107.
  1. I intervened to support Nationstar’s suit to void the sale and said that I had evidence that Nationstar was lying about being the beneficiary.
  2. Nationstar and Jimijack made a fraudulent side deal to prevent the court from seeing that neither of them had any evidence to support their claims. Nationstar circumvented the judicial process by dismissing its claims on 2/20/19 and 5/31/19 without going to trial.

Cause of Action: RICO Damages pursuant to NRS 207.470 Racketeering

The elements of a civil claim for damages caused by racketeering are:

1. Defendants, and each of them, engaged in conduct which constitutes a pattern of racketeering activity pursuant to NRS 207.360, including (9) taking property from another under circumstances not amounting to robbery, (18) Grand larceny; (29) Perjury or subornation of perjury; (30) Offering false evidence; (35) Any violation of NRS 205.377;

2. Defendants, and each of them, engaged in conduct which constitutes a pattern of racketeering activity in violation of NRS 207.470;

3. Defendants, and each of them, committed at least two separate crimes relating to racketeering constituting a pattern of racketeering activity. (the “Predicate Acts”);

4. Defendants’ crimes are interrelated by distinguishing characteristics and are not isolated incidents but are a part of a pattern of criminal activity;

5. The Defendants, and each of them, violated NRS 207.400;

6. Plaintiff Nona Tobin has suffered damages;

7. Plaintiff Nona Tobin is entitled to treble damages against Defendants, and each of them. NRS 207.470(1);

8. Plaintiff Nona Tobin is entitled to an award of punitive damages; and

9. Plaintiff Nona Tobin is entitled to an award of attorney fees and costs as damages. NRS 207.470(1).

A partial list of the Counter-Defendants’, Cross-defendants’ and third-party defendants’ Predicate Acts

Nationstar LLC and/or Nationstar LLC dba Mr. Cooper recorded false claims on 12/1/14, 1/22/15, 8/17/15, 1/13/16, 6/7/16,  3/8/19 rescind and 3/8/19 assign, and 6/3/19.

Red Rock Financial Services recorded false claims on 12/14/12, 3/12/13, 4/3/13, 4/8/13, and executed the foreclosure deed Thomas Lucas recorded on 8/22/14.

Joseph Hong’s clients recorded false claims on 6/9/15, 6/9/15, 12/1/15, 5/1/19, 5/23/19, 5/28/19, 7/24/19, 12/3/19, 12/27/19, and 12/27/19 and aided and abetted false claims to be recorded on 6/3/19, 6/4/19, 7/10/19, 7/17/1912/27/19, 2/6/20, 2/6/20,  and 12/4/20.

Attorneys for Wright, Finley, Zak, aided and abetted mortgage servicing fraud of both Bank of America and Nationstar Mortgage by filing into these quiet title civil actions statements known to be false and disclosing false evidence Edgar Smith (NV bar #5506) on 1/11/16, 4/12/16 DECL, 4/12/16, 5/10/16, 6/2/16, 6/3/16, 6/10/16, 3/27/17 DECL , 3/27/17, 11/9/17, 2/9/18, (Dana Johnson Nitz NV Bar #0050, Michael Kelly NV Bar #10101).

Attorneys for Akerman LLP (Melanie Morgan NV Bar #8215, Karen Whelan NV Bar #10466, Donna Wittig NV Bar #11015). 5/15/18, 2/7/19, Thera Cooper NV Bar #13468, 2/12/19, 2/12/192/20/19, 2/21/19, 2/21/19, 2/27/19, 2/28/19, 2/28/19, 3/7/19, 3/12/19, 3/12/19, 3/18/19, 3/21/19, 3/26/19 RTRAN, 4/12/19, 4/15/19 (SAO signed 4/10/19), 4/19/19,  4/23/19, 4/23/19 RTRAN, 4/25/19 RTRAN, 5/3/19, 5/21/19 RTRAN, 5/29/19 RTRAN, 5/31/19, 6/24/19, 6/24/19, 6/25/19, 7/1/19, 7/22/19.

Joseph Hong (NV Bar #5995) filed written false statements, filed frivolous unsupported harassing pleadings, knowingly made false verbal statements, made fraudulent misrepresentations of material facts, concealed/failed to disclose material facts, conspired with others, received proceeds, on these dates, 6/9/15 DEED, 6/16/15, 6/8/16, 8/12/15, 10/16/15, 8/30/16, 9/29/16 RTRAN, 12/5/16, 12/20/16 RTRAN, 3/13/17, 3/13/17, 3/13/17, 12/5/18,  3/25/19, 3/26/19 RTRAN, 4/15/19, 4/22/19, 4/23/19 minutes,  4/23/19 RTRAN, 4/23/19 RTRAN annotated, 4/25/19 RTRAN, 5/1/19 DEED, 5/3/19, 5/21/19, 5/23/19 Agreement, 5/24/19, 5/29/19 video, 5/29/19 RTRAN, 6/3/19 RTRAN, 6/3/19 video, 6/5/19, 6/5/19 video, 6/5/19 RTRAN, 6/5/19 video, 6/6/19 RTRAN, 6/24/19, 6/28/19, 8/7/19, 8/13/19, 9/3/19 RTRAN, 9/3/19 video, 6/25/20, 7/1/20,  8/3/20 annotated,, 8/11/20 video, 8/11/20 RTRAN, 10/8/20, 10/8/20 annotated, 10/16/20 OST, 10/16/20 NEO, 10/29/20 RTRAN, 10/29/20 video, 11/3/20 video, 11/3/20 RTRAN.

Detailed allegations against defendants are delineated in complaints to the Nevada Attorney General on 3/14/19 and 11/10/20.

Detailed allegations against defendants are delineated in complaints to the Nevada State Bar on 2/14/21 and on 2/16/21.

Detailed allegations against multiple defendants are delineated in these publications

Specific allegations related to false claims recorded by multiple defendants in the Clark County Official property records are in this publication

Detailed allegations against Brittany Wood are delineated in these publications

Detailed allegations against Melanie Morgan are delineated in these publications

Detailed allegations against Nationstar are delineated in these publications

This fraud on the court publication has nine videos that show exactly how the attorneys tricked the court into letting Nationstar and Joel Stokes steal Nona Tobin’s house without ever putting on a case, meeting their Plaintiffs’ burden of proof, or refuting Nona Tobin’s claims against them.

Some allegations against Steven Scow & Brody Wight are delineated in these publications

Court records that evidence fraud on the court Joseph Hong are partially found here

Documentary evidence of abuse of process, fraud on the court, conspiracy, and racketeering are in linked exhibits to the Nevada attorney General & to the Mortgage Lending Division

Specific allegations related to false claims recorded by multiple defendants in the Clark County Official property records are in this publication

A fable to illustrate Joseph Hong’s & Melanie Morgan’s fraud on the court is in this publication

This publication of the Nevada Rules of Civil Procedure will be updated to highlight relevant rules related to proposed sanctions and proposed civil court reform

Nona Tobin’s Cross-claims vs. Nationstar and Wells Fargo and counter-claims vs. Red Rock Financial Services and motions for attorney sanctions in Nevada district court case A-21-828840-C are found in this publication

Detailed allegations vs. Joseph Hong are in these publications

Relevant Nevada case law

NRS 207.470; Stoddart v. Miller, 2008 WL 6070835 (Nev. 2008 ); 

Siragusa v. Brown, 114 Nev. 1384, 971 P.2d 801 (1999); 

Gordon v. Eighth Judicial Dist. Ct., 12 Nev. 216, 231, 913 P.2d 240, 250-51 (1996); 

Cummings v. Charter Hosp. of Las Vegas, Inc., 111 Nev. 639, 896 P.2d 1137 (1995); 

Allum v. Valley Bank of Nevada, 109 Nev. 280, 849 P.2d 297 (1993); 

Hale v. Burkhardt, 104 Nev. 632, 634, 764 P.2d 866, 867 (1988).

Cause of Action: Fraud

The Elements of fraud apply to all the defendants being named in case A-21-828840-C that were opposing counsels to Nona Tobin in Nevada district court cases related to a dispute over the title of 2763 White Sage that was sold at an HOA foreclosure sale in 2014, i.e., in cases A-21-828840-C, A-19-799890-C, A-16-73-0078-C, and A-15-720032-C.

The elements of the cause of action of Fraud on the Court:

1. Defendant makes a false representation as to a past or existing fact.

2. With knowledge or belief by defendant that representation is false or that defendant lacks sufficient basis of information to make the representation;

3. Defendant intended to induce the Court to act in reliance on the representation;

4. Justifiable reliance upon the representation by the Court;

5. Causation and damages to plaintiff Nona Tobin as a result of the Court’s relying on misrepresentation; and

6. Must be proved by clear and convincing evidence and be pled with specificity.

Relevant Nevada court cases

NEVADA JURY INSTRUCTIONS 9.01; 

NRCP 9;

(b) Fraud or Mistake; Conditions of Mind.  In alleging fraud or mistake, a party must state with particularity the circumstances constituting fraud or mistake. Malice, intent, knowledge, and other conditions of a person’s mind may be alleged generally

NRCP 9(b)

Jordan v. State ex rel. Dep’t of Motor Vehicles & Pub. Safety, 121 Nev. 44, 75, 110 P.3d 30, 51 (2005); 

J.A. Jones Constr. Co. v. Lehrer McGovern Bovis, Inc., 120 Nev. 277, 89 P.3d 1009 (2004); 

Barmettler v. Reno Air, Inc., 14 Nev. 441, 956 P.2d 1382 (1998); 

Blanchard v. Blanchard, 108 Nev. 908 (1992);  

Bulbman, Inc. v. Nev. Bell, 108 Nev. 105, 111, 825 P.2d 588, 592 (1992); 

Albert H. Wohlers & Co. v. Bartgis, 114 Nev. 1249, 1260, 969 P.2d 949, 957 (1998);  

Sanguinetti v. Strecker, 94 Nev. 200, 206, 577 P.2d 404, 408 (1978); 

Lubbe v. Barba, 91 Nev. 596, 541 P.2d 115 (1975).

Cause of Action: Abuse of Process

The Elements of Abuse of Process apply to all defendants in all related cases

Interpleader complaint was an abuse of process because Defendant Steven Scow named parties who don’t have a claim and because it was filed to obstruct the administration of justice in other cases that were improperly filed, the wrong parties were intentionally named and the correct ones intentionally omitted.

The attorneys in all the related cases have engaged in a massive fraud on the court, involving presenting false evidence,

1. Filing of a lawsuit made with ulterior purpose other than to resolve dispute

Link to “Interpleader Complaint was filed with an ulterior motive

This interpleader complaint was filed for the corrupt purpose of continuing to obstruct a fair, evidence-based adjudication of Nona Tobin’s claims.

Links to NV Supreme Court cases 82294, 82234, and 82094

The defendants, jointly in concerted action and/or conspiracy, and each one separately,are utilizing this untimely, unwarranted, and harassing interpleader complaint in the corrupt attempt to moot the appeals of their non-meritorious claims in cases A-15-720032-C and A-19-799890-C.

Defendants improperly utilized this and the multiple related civil actions intended to the quiet title following a disputed 2014 HOA foreclosure. Their corrupt purpose was to get the court to bless their clients’ theft of Nona Tobin’s property, and the attorneys of those engaged in racketeering, conspired to cover it up.

Civil actions have been used to steal from Nona Tobin

  1. Attorneys have presented false evidence, withheld evidence, falsified documents to cover up FirstService Residential dba Red Rock Financial’s predatory debt collection that led to the secret foreclosure sale.
  2. Attorneys have presented false evidence, withheld evidence, falsified documents, to cover up Steven Scow’s, and other conspirators’ misappropriation of the proceeds o of many secretly-conducted sales.
  3. Joseph Hong and Melanie Morgan conspired to engineer an ex parte meeting with Judge Kishner in order to derail Nona Tobin’s case.
  4. Nationstar recording false claims to the title of the subject property to abuse the quiet title litigation process to get a court-sanctioned theft of Nona Tobin’s property.
  5. Joseph Hong conspired with others to conceal that Jimijack’s void deed had no legal capacity to hold or transfer title.
  6. Brittany Wood conspired with others not having an admissible deed and then fraudulently conveying it to one of the trustees as an individual.
  7. Joseph Hong’s and Melanie Morgan’s negotiating a fraudulent deal to steal Nona Tobin’s property that was represented to the court as a Nationstar-Jimijack settlement of all claims, but was actually a contract between non-parties to the litigation.
  8. Brittany Wood misrepresenting the court record, the facts and the law, in order to evade detection that her clients’ had knowingly received Tobin’s fraudulently conveyed property.

2. Wilfull act in the use of legal process not proper in the regular conduct of the proceeding

Steven Scow named five defendants in the interpleader complaint when he knew that four of those defendants had already recorded releases of their claims.

Link to Nona Tobin’s 3/15/21 Request for Judicial Notice of the Clark county Recorder’s Office records for APN 191-13-811-052.

Steven Scow’s allegations in the complaint were false and were for the corrupt purpose of evading detection that he misappropriated the proceeds of this 8/15/14 foreclosure sale and a dozen other Sun City Anthem foreclosures that were secretly, and without legal authority, conducted by Red Rock Financial Services in 2014.

Steven Scow has unlawfully retained the proceeds from multiple HOA foreclosures in an unauthorized, unaudited attorney trust account.

Link to “HOA debt collectors yield an unlawful amount of power
Link to Sun City Anthem bylaws 3.20/3.18 (annotated) prohibition of the delegation of certain Board duties and the Board’s loss of control of funds collected for the benefit of the HOA
Link to “SCA board secretly sold a dozen houses in 2014
Link to “We can learn a lot from this Spanish Trail HOA case

3. Damages as a direct result of the abuse

Actual damages to Nona Tobin currently exceed $700,000 and counting because attorneys unilaterally rejected her 2017 offer to settle at no cost without approval of the HOA Board. Their motive was to cover up the fraudulent acts of Red Rock and other HOA agents and attorneys.

Links to NV Supreme Court cases 82294, 82234, and 82094 that the co-conspirator defendants are attempting to moot by this unwarranted and harassing interpleader complaint.

Steven Scow filed the interpleader action more than six years after he failed to distribute the $57,282.32 excess proceeds from the 8/15/14 sale

Nevada law required the proceeds to be distributed after the sale

The HOA foreclosure sale was conducted on 8/15/14, and the 2013 statutes applied.

Link to NRS 116.3116-NRS 116.31168 (2013) – the applicable 2013 NRS provisions governing HOA foreclosures

Links to SCA 223-224 and RRFS 047-048 show Steven Scow was instructed to interplead the proceeds on 8/28/14.

Mortgage servicing fraud is many big bank’s business model

In this case, however, Nationstar’s mortgage servicing fraud normal tactics weren’t available so it chose to use co-conspirator attorneys, to abuse the quiet title litigation process.
Link to 12/7/20 National settlement of all Attorneys Generals’ mortgage servicing complaint vs. Nationstar
Link to 2012 National mortgage settlement with Bank of America
Link to 2012 National mortgage settlement with Wells Fargo