| All recorded claims by year | CLAIMS BY INSTRUMENT NUMBER, YEAR AND TYPE |
2003 Recorded documents | 200307310004442 DEED/ HANSEN, H & W 200307310004443 POWER OF ATTORNEY/ HANSEN 200307310004444 DEED OF TRUST/ $310,600 CITY 1ST MORT HANSEN, H & W 200309100000588 DEED OF TRUST/ 7/31/03 ASSIGN 200311200004030 DEED OF TRUST/ WF 2ND $55K |
| 2004 Recorded documents | 200406110005547 DEED/ DIVORCE TO G HANSEN 200407220003507 DEED OF TRUST/ G HANSEN $436K WESTERN THRIFT 200408170002284 RECONVEYANCE/ 11/20/03 WF 2 G HANSEN 200408310007563 SUBSTITUTION/ RECONVEYANCE 7/31/03 $310,600 PIF 200409010007297 HOMESTEAD/ G HANSEN |
| 2007 Recorded documents | 200705100001127 DEED OF TRUST/ WF 2ND $31,600 G HANSEN |
| 2008 Recorded documents | 200808270003627 DEED/ 8/27/08 G HANSEN TO GORDON B HANSEN TRUST, DATED 8/22/08 |
| 2012 Recorded documents | 201212140001338 LIEN/ HOA $925.76 |
| 2013 Recorded documents | 201303120000847 HOA 3/12/13 NOTICE OF $2,475.35 DEFAULT 201304030001569 RESCISSION HOA 3/12/13 NOTICE OF $2,475.35 DEFAULT 201304080001087 HOA 4/8/13 NOTICE OF $2,752.66 DEFAULT 201309230001369 LIEN $264.49 REPUBLIC SERVICES |
| 2014 Recorded documents | 201402120001527 NOTICE OF 3/7/14 HOA SALE $5,081.45 201405060004357 LIEN $253.50 REPUBLIC SERVICES 201408220002548 DEED HOA FORECLOSURE TO OPPORTUNTY HOMES LLC $63,100 201409090000974 DEED OF TRUST 9/9/14 ASSIGN OF 7/22/04 HANSEN DOT FROM BANA 2 WELLS FARGO BY BANA 201412010000518 DEED OF TRUST 12/1/14 ASSIGN OF 7/22/04 HANSEN DOT FROM BANA 2 NATIONSTAR BY NATIONSTAR |
| 2015 Recorded documents | 201501220001850 REQUEST FOR NOTICE OF LIENS OR NS 116 OR NRS 107 DEFAULTS BY NATIONSTAR 201502230000608 RPTT REFUND TO THOMAS LUCAS “PROOF OF NOTIFICATION OF HOA FORECLOSURE PROVIDED” 201503120002285 SUBSTITUTION/ 3/12/15 RECONVEYANCE OF WELLS FARGO 5/10/07 2ND HANSEN $31,600 OPEN ENDED DOT 201506090001537 DEED 6/9/15 JIMIJACK DEED IS VOID PER NRS 111.345 201506090001545 DEED OP HOMES TO F. BONDURANT LLC FOR $1.00 201508170001056 SUBSTITUTION/ TRUSTEE ON 7/22/04 HANSEN DOT FROM JOAN H ANDERSON TO AMER EE SERVCING SOLUTIONS BY NATIONSTAR 201512010003402 12/1/15 JUDGMENT/ 10/23/15 BANA DEFAULT |
| 2016 Recorded documents | 201601130001051 LIS PENDENS 1/13/16 RE A-16-730078-C BY NATIONSTAR 201605230001416 CERTIFICATE OF INCUMBENCY NONA TOBIN AS SUCCESSOR TRUSTEE OF HANSEN TRUST 201605230001417 REQUEST FOR NOTICE “OF ANY LIEN, SALE, TRANSFER, DEFAULT OR ANY OTHER ACTION AFFECTING THIS PROPERTY” BY NONA TOBIN 201606070001450 LIS PENDENS 6/7/16 RE A-15-720032-C BY NATIONSTAR |
| 2017 Recorded documents | 201703280001452 DEED 3/28/17 HANSEN TRUST TO NONA TOBIN, AN INDIVIDUAL, CLOSE THE HANSEN TRUST 201703300003859 3/30/17 LIEN/ RELEASE 9/23/13 REPUBLIC SERVICES 201703300003860 3/30/17 LIEN/ RELEASE 5/6/14 REPUBLIC SERVICES 201703310003071 INTEREST DISCLAIMER OF STEVE HANSEN 201703310003072 INTEREST DISCLAIMER OF THOMAS LUCAS & OPPORTUNITY HOMES LLC 201703310003073 INTEREST DISCLAIMER YUEN K. LEE & F. BONDURANT LLC |
| 2019 Recorded documents | 201903080002789 DEED OF TRUST/ 3/8/19 RESCISSION OF 12/1/14 ASSIGNMENT OF 7/22/04 HANSEN DOT FROM BANA TO NATIONSTAR BY NATIONSTAR 201903080002790 DEED OF TRUST/ 3/8/19 ASSIGNMENT OF 7/22/04 HANSEN DOT FROM WELLS FARGO TO NATIONSTAR BY NATIONSTAR 201905010003348 DEED VOID 5/1/19 TRANSFER OF JIMIJACK 6/9/15 DEED TO JOEL A. STOKES, AN INDIVIDUAL 201905060001022 LIS PENDENS 5/6/19 4/30/19 NOLP RE A-720032C BY TOBIN & HANSEN TRUST 201905230003531 DEED OF TRUST/ AGREEMENT 5/23/19 $355,000 CIVIC FINANCIAL SERVICES TO JOEL A. STOKES 201905280002843 LIS PENDENS/ 5/28/19 JOEL & SANDRA STOKES RELEASED NATIONSTAR’S 6/7/16 LIS PENDENS AS IF THEY OWNED IT 201906030001599 SUBSTITUTION/ 6/3/19 RECONVEYANCE OF 7/22/19 HANSEN DOT TO JOEL A STOKES BY NATIONSTAR 201906040000772 DEED OF TRUST 6/4/19 ASSIGNMENT OF STOKES 5/23/19 DOT CIVIC FINANCIAL SERVIECES TO HMC ASSETS 201907100002352 LIS PENDENS/ RELEASE OF NATIONSTAR’S 1/13/16 LIS PENDENS RE A-730078-C BY NATIONSTAR 201907170002971 DEED OF TRUST 7/17/19 ASSIGNMENT OF STOKES 5/23/19 DOT HMC ASSETS TO MORGAN STANLEY 201907240003355 JUDGMENT 7/24/19 RECORD OF 6/24/19 ORDER A-720032-C 201908080002097 LIS PENDENS 8/8/19 RE A-19-79980-C AND APPEAL 79295 BY TOBIN & HANSEN TRUST 201908140003083 LIS PENDENS 8/14/19 RE APPEAL 79295 BY NONA TOBIN & HANSEN TRUST 201908140003084 LIS PENDENS 8/14/19 RE A-19-79980-C BY NONA TOBIN 201912030003152 NOTICE 11/22/19 ORDER; EXPUNGE 8/8/19 TOBIN & HANSEN TRUST LIS PENDENS 201912270001344 DEED 12/27/19 VOID SANDRA STOKES TO JOEL STOKES 201912270001345 DEED 12/27/19 VOID JOEL A. STOKES TO BRIAN & DEBORA CHIESI 201912270001346 DEED OF TRUST 12/27/19 $353,500 QUICKEN LOANS INC TO BRIAN & DEBORA CHIESI |
| 2020 Recorded documents | 202002060000198 SUBSTITUTION/ TRUSTEE ON 5/23/19 STOKES-CIVIC FINANCIAL SERVICES $355,000 DOT 202002060000199 RECONVEYANCE OF 5/23/19 STOKES-CIVIC FINANCIAL SERVICES $355,000 DOT 202012040001097 ORDER OF DISMISSAL WITH PREJUDICE NONA TOBIN’S A-19-799890-C COMPLAINT & “LIS PENDENS RECORDED …AS INSTRUMENT NUMBERS 201908080002097, 201908140003083, AND 201908140003084 ARE HEREBY CANCELLED AND EXPUNGED. SAID CANCELLATION HAS THE SAME EFFECT AS AN EXPUNGEMENT OF THE ORIGINAL NOTICE.” |
| 2021 Recorded documents | 202102050000240 SUBSTITUTION / RECONVEYANCE OF QUICKEN LOANS INC 12/27/19 $353,500 DOT TO CHIESI BY QUICKEN LOANS LLC 202102120001549 DEED OF TRUST 12/28/20 QUICKEN LOANS LLC $353,320 DOT TO CHIESI BY QUICKEN LOANS LLC |
Author: Nona Tobin
Complaint to the Nevada Mortgage Lending Division
Table of contents of 12/16/20 complaint
Complaint with 692 pages of exhibits
MLD Rejection of the complaint
The State Bar of Nevada doesn’t think it’s their job either
Complaints to the Nevada Attorney General
Nevada Commission on Judicial Discipline Complaint
Download this single-page NCJD letter. It includes all 16 attachments listed below are part of one PDF: 2012-026 NCJD NEVADA COMMISSION ON JUDICIAL DISCIPLINE CASE 2021-026
ATTACHMENT 1 NV CODE OF JUDICIAL DISCIPLINE EXCERPTS
ATTACHMENT 2 NCJD OUTLINE OF CLAIMS VS. KISHNER
ATTACHMENT 3 1/28/NCJD COMPLAINT VS. KISHNER
ATTACHMENT 4 UNHEARD MSJ VS. JIMIJACK
ATTACHMENT 5 UNHEARD MSJ VS. ALL
ATTACHMENT6 EVIDENCE STRICKEN EX PARTE
ATTACHMENT 7 NOTICE OF TOBIN- HANSEN TRUST COMPLETION OF MEDIATION
ATTACHMENT 8 4/14/19 NONA TOBIN DECL VS. NATIONSTAR
ATTACHMENT 9 3/14/19 COMPLAINT TO THE NV ATTORNEY GENERAL
ATTACHMENT 10 11/10/20 2ND COMPLAINT TO THE NV ATTORNEY GENERAL
ATTACHMENT 11 EX PARTE MINUTES
ATTACHMENT 12 EX PARTE TRANSCRIPT
ATTACHMENT 13 RECORDED FRAUD BY NATIONSTAR
ATTACHMENT 14 EX PARTE 001-005 KISHNER
ATTACHMENT 15 OBSTRUCTION OF FORCED LITIGATION
ATTACHMENT 16 EX PARTE STRICKEN NOT HEARD
Link to YouTube channel Judicial Jiu-jitsu
What is a Lis Pendens?
Link to Lis Pendens recorded against the title of 2763 White Sage to 8/14/19
12/3/20 order unfairly expunged Tobin’s lis pendens as if they had never been recorded
“Said cancellation has the same effect as an expungement of the original notice.”
lines 8-9, 12/3/20 order, recorded 12/4/20 by Quicken Loans’s and Brian & Debora Chiesi’s attorney, Brittany Wood, to cover up the duplicity of their 12/27/19 recorded claims while Tobin’s lis pendens were on record
NRS 14.010 Notice of pendency of actions affecting real property: Recording.
NRS 14.010 Notice of pendency of actions affecting real property: Recording.
1. In an action for the foreclosure of a mortgage upon real property, or affecting the title or possession of real property, the plaintiff, at the time of filing the complaint, and the defendant, at the time of filing his or her answer, if affirmative relief is claimed in the answer, shall record with the recorder of the county in which the property, or some part thereof, is situated, a notice of the pendency of the action, containing the names of the parties, the object of the action and a description of the property in that county affected thereby, and the defendant shall also in the notice state the nature and extent of the relief claimed in the answer.
2. A notice of an action affecting real property, which is pending in any United States District Court for the District of Nevada may be recorded and indexed in the same manner and in the same place as provided with respect to actions pending in courts of this state.
3. From the time of recording only, except as otherwise provided in NRS 14.017, the pendency of the action is constructive notice to a purchaser or encumbrancer of the property affected thereby. In case of the foreclosure of the mortgage, all purchasers or encumbrancers, by unrecorded deed or other instrument in writing made before the recording of the notice, and after the date of the mortgage, shall be deemed purchasers or encumbrancers after the recording of the notice, and subject thereto, unless NRS 14.017 is applicable or they can show that, at the time of recording the notice, the plaintiff had actual notice of the purchase or encumbrance.
[1911 CPA § 79; RL § 5021; NCL § 8577] — (NRS A 1969, 22; 1983, 1849; 1987, 637; 2001, 1747)
NRS 14.010
NRS 14.015 Notice of pendency of actions affecting real property: Hearing; cancellation; bond.
NRS 14.015 Notice of pendency of actions affecting real property: Hearing; cancellation; bond.
1. After a notice of pendency of an action has been recorded with the recorder of the county, the defendant or, if affirmative relief is claimed in the answer, the plaintiff, may request that the court hold a hearing on the notice, and such a hearing must be set as soon as is practicable, taking precedence over all other civil matters except a motion for a preliminary injunction.
2. Upon 15 days’ notice, the party who recorded the notice of pendency of the action must appear at the hearing and, through affidavits and other evidence which the court may permit, establish to the satisfaction of the court that:
(a) The action is for the foreclosure of a mortgage upon the real property described in the notice or affects the title or possession of the real property described in the notice;
(b) The action was not brought in bad faith or for an improper motive;
(c) The party who recorded the notice will be able to perform any conditions precedent to the relief sought in the action insofar as it affects the title or possession of the real property; and
(d) The party who recorded the notice would be injured by any transfer of an interest in the property before the action is concluded.
3. In addition to the matters enumerated in subsection 2, the party who recorded the notice must establish to the satisfaction of the court either:
(a) That the party who recorded the notice is likely to prevail in the action; or
(b) That the party who recorded the notice has a fair chance of success on the merits in the action and the injury described in paragraph (d) of subsection 2 would be sufficiently serious that the hardship on him or her in the event of a transfer would be greater than the hardship on the defendant resulting from the notice of pendency,
Ê and that if the party who recorded the notice prevails he or she will be entitled to relief affecting the title or possession of the real property.
4. The party opposing the notice of the pendency of an action may submit counter-affidavits and other evidence which the court permits.
5. If the court finds that the party who recorded the notice of pendency of the action has failed to establish any of the matters required by subsection 2, the court shall order the cancellation of the notice of pendency and shall order the party who recorded the notice to record with the recorder of the county a copy of the order of cancellation. The order must state that the cancellation has the same effect as an expungement of the original notice.
6. If the court finds that the party who recorded the notice of pendency of the action has established the matters required by subsection 2, the party opposing the notice may request the court to determine whether a bond in an amount to be determined by the court would provide adequate security for any damages which the party who recorded the notice might incur if the notice were so cancelled and the party opposing the notice did not prevail in the action. If the court determines that a bond would provide adequate security, the party opposing the notice may post a bond or other security in the amount determined by the court. The court shall then order the cancellation of the notice of pendency and shall order the party opposing the notice to record with the recorder of the county a copy of the order of cancellation. The order must state that the cancellation has the same effect as an expungement of the original notice.
(Added to NRS by 1979, 982; A 1981, 1891; 1987, 638)
NRS 14.015
NRS 14.017 Notice of pendency of actions affecting real property: Transferability of property after withdrawal or cancellation.
NRS 14.017 Notice of pendency of actions affecting real property: Transferability of property after withdrawal or cancellation.
1. Upon the withdrawal of a notice of the pendency of an action affecting real property, or upon the recordation of a certified copy of a court order for the cancellation of a notice of the pendency of such an action with the recorder of the county in which the notice was recorded, each person who thereafter acquires an interest in the property as a purchaser, transferee, mortgagee or other encumbrancer for a valuable consideration, except a party to the action who is not designated by a fictitious name at the time of the withdrawal or order of cancellation, shall be deemed to be without knowledge of the action or of any matter, claim or allegation contained therein, irrespective of whether the person has or at any time had actual knowledge of the action or of any matter, claim or allegation contained therein.
2. The purpose of this section is to provide for the absolute and complete transferability of real property after the withdrawal or cancellation of a notice of the pendency of an action affecting the property.
NRS 14.017
What is racketeering as it relates to Nona Tobin’s case?
NRS 207.360 “Crime related to racketeering” defined.
NRS 207.360 “Crime related to racketeering” defined. [Effective July 1, 2020.] “Crime related to racketeering” means the commission of, attempt to commit or conspiracy to commit any of the following crimes:
9. Taking property from another under circumstances not amounting to robbery;
18. Grand larceny;
29. Perjury or subornation of perjury;
30. Offering false evidence;
35. Any violation of NRS 205.377;
(Added to NRS by 1983, 1495; A 1989, 18, 160; 1991, 124, 161; 1997, 493; 1999, 2642; 2001, 1100; 2003, 2951; 2005, 79; 2009, 144; 2011, 173; 2013, 2434, 3697; 2017, 511; 2019, 2632, 4443, effective July 1, 2020)
NRS 207.360
Multiple false claims to title have increased penalties
NRS 205.377 Multiple transactions involving fraud or deceit in course of enterprise or occupation; penalty.
NRS 205.377 Multiple transactions involving fraud or deceit in course of enterprise or occupation; penalty. [Effective through June 30, 2020.]
1. A person shall not, in the course of an enterprise or occupation, knowingly and with the intent to defraud, engage in an act, practice or course of business or employ a device, scheme or artifice which operates or would operate as a fraud or deceit upon a person by means of a false representation or omission of a material fact that:
(a) The person knows to be false or omitted;
(b) The person intends another to rely on; and
(c) Results in a loss to any person who relied on the false representation or omission,
Ê in at least two transactions that have the same or similar pattern, intents, results, accomplices, victims or methods of commission, or are otherwise interrelated by distinguishing characteristics and are not isolated incidents within 4 years and in which the aggregate loss or intended loss is more than $650.
2. Each act which violates subsection 1 constitutes a separate offense.
3. A person who violates subsection 1 is guilty of a category B felony and shall be punished by imprisonment in the state prison for a minimum term of not less than 1 year and a maximum term of not more than 20 years, and may be further punished by a fine of not more than $10,000.
4. In addition to any other penalty, the court shall order a person who violates subsection 1 to pay restitution.
5. A violation of this section constitutes a deceptive trade practice for the purposes of NRS 598.0903 to 598.0999, inclusive.
6. As used in this section, “enterprise” has the meaning ascribed to it in NRS 207.380.
(Added to NRS by 2009, 143; A 2011, 168)
NRS 205.377
Recording false claims to title is a crime in Nevada
NRS 205.395 False representation concerning title; penalties; civil action.
1. Every person who:
(a) Claims an interest in, or a lien or encumbrance against, real property in a document that is recorded in the office of the county recorder in which the real property is located and who knows or has reason to know that the document is forged or groundless, contains a material misstatement or false claim or is otherwise invalid;
(b) Executes or notarizes a document purporting to create an interest in, or a lien or encumbrance against, real property, that is recorded in the office of the county recorder in which the real property is located and who knows or has reason to know that the document is forged or groundless, contains a material misstatement or false claim or is otherwise invalid; or
(c) Causes a document described in paragraph (a) or (b) to be recorded in the office of the county recorder in which the real property is located and who knows or has reason to know that the document is forged or groundless, contains a material misstatement or false claim or is otherwise invalid,
Ê has made a false representation concerning title.
2. A person who makes a false representation concerning title in violation of subsection 1 is guilty of a category C felony and shall be punished as provided in NRS 193.130.
3. A person who engages in a pattern of making false representations concerning title is guilty of a category B felony and shall be punished by imprisonment in the state prison for a minimum term of not less than 3 years and a maximum term of not more than 20 years, or by a fine of not more than $50,000, or by both fine and imprisonment.
4. In addition to the criminal penalties imposed for a violation of this section, any person who violates this section is subject to a civil penalty of not more than $5,000 for each violation. This penalty must be recovered in a civil action, brought in the name of the State of Nevada by the Attorney General. In such an action, the Attorney General may recover reasonable attorney’s fees and costs.
5. Except as otherwise provided in this subsection, the owner or holder of the beneficial interest in real property which is the subject of a false representation concerning title may bring a civil action in the district court in and for the county in which the real property is located to recover any damages suffered by the owner or holder of the beneficial interest plus reasonable attorney’s fees and costs. The owner or holder of the beneficial interest in the real property must, before bringing a civil action pursuant to this subsection, send a written request to the person who made the false representation to record a document which corrects the false representation. If the person records such a document not later than 20 days after the date of the written request, the owner or holder of the beneficial interest may not bring a civil action pursuant to this subsection.
6. As used in this section:
(a) “Encumbrance” includes, without limitation, a lis pendens or other notice of the pendency of an action.
(b) “Pattern of making false representations concerning title” means one or more violations of a provision of subsection 1 committed in two or more transactions:
(1) Which have the same or similar pattern, purposes, results, accomplices, victims or methods of commission, or are otherwise interrelated by distinguishing characteristics;
(2) Which are not isolated incidents within the preceding 4 years; and
(3) In which the aggregate loss or intended loss is more than $250.
[1911 C&P § 441; RL § 6706; NCL § 10394] — (NRS A 2011, 338, 1748; 2015, 1358)
NRS 205.395
What is the PUD Rider?
The P.U.D. RIDER must be enforced to protect HOA homeowners from corporate corruption.
The banks deceived the Courts about the “F. Remedies” contract term in the Planned Unit Development Rider.
This is the same ploy that many, many banks have used to steal many, many houses from HOA homeowners.
It works because the HOA debt collectors conspired with the corrupt attorneys/lenders to conceal the existence of the PUUD Rider Remedies from the owners and from the courts.
Nationstar knew the PUD Rider remedy limits, but misrepresented it.
Nationstar disclosed the Hansen deed OF TRUST as NSM 141-162.
The Planned Unit Development Rider Remedies F was disclosed as NSM 160. In the 2004 Recorded documents, it is numbered 2004 021 RECORDED.
it is the featured image of this blog and it is pictured again below.
If a lender pays late HOA dues, the ONLY recovery is the amount paid with interest charged at the note rate.
PUD rider remedies f. provides that lenders are contractually authorized only to add delinquent HOA assessments to the outstanding loan balance and add interest at the note rate (here 6.25%).
Lenders are prohibited from using the tender, offer or payment of delinquent assessments, rejected or not, as a de facto foreclosure to confiscate an owner’s property without due process.
Nationstar disclosed the PUD Rider Remedies section so ignorance cannot be an excuse when Nationstar filed its duplicitous 2/12/19 joinder in order to get rid of the owner without foreclosing.
Nationstar was not ever owed Hansen’s debt
Nationstar disclosed that it does not hold the origInal note by disclosing a copy as NSM 158-160.
NSM’s copy of the note shows Nationstar, Wells Fargo and bank of Amercia are not in the chain of title of endorsements.
Criminal penalties must be applied.
All recorded assignments of the Hansen DEED OF TRUST that culminated in Nationstar reconveying the Hansen DEED OF TRUST to Joel Stokes, an individual, on 6/3/19, were false claims to title in the meaning of NRS 205.395.
Evidence in this case has been submitted to administrative enforcement agencies
Violations of NRS 205.395, NRS 207.360, and other statutes in this particular case are documented in 11/10/20 complaint to the Nevada Attorney General (See TOC of AG exhibits), 12/16/20 complaint to the Mortgage Servicing Division (See TOC 12/16/20 complaint), NCJD 2021-026,
The pattern of racketeering by financial institutions is well documented nationwide.
National banking associations’ corrupt business practices were revealed in :
- 12/7/20 national settlement agreement and consent order,
- its 8/17/18 settlement and release,
- the 2012 National Mortgage Settlement and consent judgment for Bank of America,
- the 2012 National Mortgage Settlement and consent judgment for Wells Fargo.
The PUD Rider is just their special trick reserved for screwing HOA homeowners.
Fraud on the Court
Video playlist in this blog
Video 1 “Judicial Jiu-jitsu is fraud on the court”
Video 2 “Plaintiffs did not meet their burden of proof”
Video 3 “Nationstar lied about being owed $389,000”
Video 4 “Nationstar plays the I.O.U. trick to steal from Nona’s house”
Video 5 “Nationstar kept changing its story to cover up the lies”
Video 6 “Failure of Nevada civil courts to address white collar crime”
Video 7 “Specific evidence against Nationstar”
Video 8 “How Nationstar and Jimijack tricked the court”
Video 9 “Nevada state courts are rigged”