2004 001-026 RECORDED
| 200406110005547 | 6/11/04 DEED Marilyn to Gordon Hansen in divorce |
| 200407220003507 | 7/22/04 DEED OF TRUST this is the loan that is the subject of years of litigation (Herein “Hansen DOT” |
| 200408170002284 | 8/17/04 RECONVEYANCE after Gordon & Marilyn’s $55,000 2nd DOT from Wells Fargo was paid off |
| 200408310007563 | 8/31/04 SUBSTITUTION/RECONVEYANCE when Gordon & Marilyn’s 7/31/03 $310,600 1st DOT from City First mortgage was paid off |
| 200409010007297 | HOMESTEAD Declaration by Gordon Hansen, an unmarried man |
What to note about the 2004 record
7/22/04 HANSEN DEED OF TRUST IS THE KEY DISPUTE.
This is the heart of the fraud by the banks and their attorneys, aided and abetted by HOA attorneys and debt collectors.
Key Issue:
The Hansen DOT was securitized out of existence immediately on origination. No lender holds the original promissory note.
No debt was endorsed to any lender in this dispute.
Nationstar’s claims to be owed the deceased borrower’s $389,000 debt, outstanding since 2011, are lies.
Nationstar’s recorded claims and false statements to three Nevada district courts and to two Nevada courts of Appeals and to the Nevada Supreme Court for the corrupt purpose of stealing a debt it was not owed.
The P.U.D. RIDER must be enforced to protect HOA homeowners from corporate corruption.
The banks deceived the Courts about the “F. Remedies” contract term in the Planned Unit Development Rider.
This is the same ploy that many, many banks have used to steal many, many houses from HOA homeowners.
It works because the HOA debt collectors conspired with the corrupt attorneys/lenders to conceal the existence of the PUUD Rider Remedies from the owners and from the courts.
Nationstar disclosed the Hansen deed OF TRUST as NSM 141-162. The Planned Unit Development Rider Remedies F was disclosed as NSM 160. In the 2004 Recorded documents, it is numbered 2004 0 RECORDED, and it is pictured below.
Terms of the Hansen deed of trust recorded on 7/22/04
$436,000 loaned on 7/15/04
Due in full on 8/1/2034, 30-year fixed @ 6.25%
Borrower: Gordon B. Hansen, an unmarried man
Lender: Western Thrift & Loan, MERS as nominee for the beneficiary
Trustee: Joan H. Anderson
If a lender pays late HOA dues, the ONLY recovery is the amount paid with interest charged at the note rate.
PUD rider remedies f. that lenders are contractually authorized only to add delinquent HOA assessments to the outstanding loan balance and add interest at the note rate (here 6.25%).
Lenders are prohibited from using the tender of delinquent assessments, rejected or not, as a de facto foreclosure without due process.
Nationstar disclosed the PUD Rider Remedies section was disclosed as NSM 160 so ignorance cannot be an excuse.
Nationstar was not ever owed Hansen’s debt
Nationstar disclosed that it does not hold the origInal note by disclosing a copy as NSM 158-160.
NSM’s copy of the note shows Nationstar, Wells Fargo and bank of Amercia are not in the chain of title of endorsements.
Criminal penalties must be applied.
All recorded assignments of the Hansen DEED OF TRUST that culminated in Nationstar reconveying the Hansen DEED OF TRUST to Joel Stokes, an individual, on 6/3/19, were false claims to title in the meaning of NRS 205.395.
Evidence in this case has been submitted to administrative enforcement agencies
Violations of NRS 205.395, NRS 207.360, and other statutes in this particular case are documented in 11/10/20 complaint to the Nevada Attorney General (See TOC of AG exhibits), 12/16/20 complaint to the Mortgage Servicing Division (See TOC 12/16/20 complaint), NCJD 2021-026,
The pattern of racketeering by financial institutions is well documented nationwide.
National banking associations’ corrupt business practices were revealed in :
- 12/7/20 national settlement agreement and consent order,
- its 8/17/18 settlement and release,
- the 2012 National Mortgage Settlement and consent judgment for Bank of America,
- the 2012 National Mortgage Settlement and consent judgment for Wells Fargo.